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For saleListed Jul 22MLS® X13595020

9 - 92 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake · Near Line 1/Concession 4/Niagara Stone · View map

$699,000
2Beds
2Baths
1200–1399Sq ft
Condo bungalowType
$275/moMaint. fee
Attached · 1 spaceGarage
2 totalParking
FullBasement
$4,428/yrTaxes
Call / Text Will
$699,000
Main-floor primary bedroomEveryday living on one level
Attached garage2 parking spaces in total
Central airCool all summer
FireplaceCozy winters

About this home

Welcome to 9-92 Loretta Drive, an exceptional opportunity to call Niagara-on-the-Lake home for just $699,000. Located in the heart of Virgil, this beautifully maintained bungalow townhouse is an ideal option for downsizers or anyone seeking comfortable main-floor living with minimal upkeep.Grass cutting, garden maintenance, and snow removal are all taken care of through the low condo fee, giving you more time to enjoy everything NOTL has to offer. The home also features an attached single-car garage, providing secure parking, extra storage, and convenient direct access.Lovingly cared for and thoughtfully updated over the years, the home offers fresh paint, a five-year-old air-conditioning unit, and charming improvements to the private rear deck. Gorgeous landscaping enhances both the front and back of the property, creating peaceful outdoor spaces to relax and enjoy.Inside, the inviting living room is centred around a cozy fireplace, while the sprawling basement offers excellent potential for overnight guests, a recreation room, hobby space, home office, or additional living area. Offering bungalow living, a private outdoor setting, an attached garage, and low-maintenance convenience at a remarkable price, this Virgil home represents outstanding value in Niagara-on-the-Lake.

The home

Type
Condo bungalow
Style
Bungalow
Square footage
1200-1399 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
6
Basement
Full
Faces
West
Level
1
Laundry
Laundry Closet, In-Suite Laundry
Approximate age
16-30 years

Ownership & fees

Ownership
Condominium
Maintenance fee
$275.00/mo
Fee includes
Common Elements
Complex
NNVLCC 180
Property management
Greenbelt Property Management
Pets
Allowed, with restrictions
Exterior
Stone, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
1
Total parking
2

Taxes & other

Property taxes
$4,428/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
Line 1/Concession 4/Niagara Stone
Neighbourhood
108 - Virgil

More

Price per sq ft
~$538 (at 1,300 sq ft)
Listed
Jul 22, 2026 · 82 days ago
MLS® number
X13595020

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Carpet Free
  • Lawn Sprinkler System
  • Deck
  • Privacy

Included in the maintenance fee

  • Common Elements
Want to know something that isn’t listed?
Estimated monthly cost$3,464per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    92 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

    108 - Virgil, Niagara-on-the-Lake · Near Line 1/Concession 4/Niagara Stone

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    Sold history

    Listing history for 92 Loretta Drive

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 9 - 92 Loretta Drive

    Answers come straight from this home’s MLS® listing.

    How much is 9 - 92 Loretta Drive listed for, and what would it cost each month?

    9 - 92 Loretta Drive is listed for $699,000. With 20% down ($139,800), the mortgage payment would be roughly $2,820 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,464 a month, all in. That figure is an illustration, not a quote.

    Is 9 - 92 Loretta Drive freehold or a condo, and is there a monthly fee?

    9 - 92 Loretta Drive is a condo bungalow in 108 - Virgil, Niagara-on-the-Lake. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $275.00 a month. The listing says it covers common elements. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 9 - 92 Loretta Drive have?

    9 - 92 Loretta Drive has 2 bedrooms and 2 bathrooms.

    Does 9 - 92 Loretta Drive have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. In total the listing counts 2 parking spaces.

    Does 9 - 92 Loretta Drive have a finished basement?

    The listing describes the basement as full.

    What style of home is 9 - 92 Loretta Drive?

    9 - 92 Loretta Drive is a condo bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 9 - 92 Loretta Drive?

    The listing puts the home between 1,200 and 1,399 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 9 - 92 Loretta Drive heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 9 - 92 Loretta Drive?

    Property taxes are $4,428 a year (2026), or about $369 a month.

    Are pets allowed at 9 - 92 Loretta Drive?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 9 - 92 Loretta Drive?

    9 - 92 Loretta Drive is in the 108 - Virgil community of Niagara-on-the-Lake. The nearest main intersection is Line 1/Concession 4/Niagara Stone. The postal code is L0S 1T0.

    How long has 9 - 92 Loretta Drive been on the market?

    9 - 92 Loretta Drive was listed on July 22, 2026. It has been on the market for 82 days. It is an active listing (MLS® X13595020). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 9 - 92 Loretta Drive asking?

    Similar bungalow-style homes for sale nearby right now include 12 - 92 Loretta Drive at $699,000 (2+1 bed), 42 Loretta Drive at $729,000 (2 bed) and 11 Rose Glen Crescent at $709,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 92 Loretta Drive sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 9 - 92 Loretta Drive?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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