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For saleListed Aug 27MLS® X13719108

42 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake · Near Line 1 / Casselman Blvd. / Loretta · View map

$729,000
2Beds
2Baths
1100–1500Sq ft
BungalowType
Attached · 2 spacesGarage
4 totalParking
Partially FinishedBasement
$5,148/yrTaxes
Call / Text Will
$729,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Attached garage4 parking spaces in total
Lot 55.8 x 114.8 ftThe land comes with the home
Central airCool all summer
FireplaceCozy winters

About this home

Welcome home to Virgil, a family community in the stunning area of Niagara On The Lake and Historic Old Town! Is this your time to get away from the hustle and bustle of big city living and move to what feels like a 365-day vacation spot! Virgil is an excellent place for young families, first time buyers, retirees and everyone in between! This detached all brick bungalow boasts 1,402 sq. ft. & offers complete living on the main floor! Open concept. Living room has floor to ceiling pillars, bay window and gas f/place.Dining room has double French doors leading to the kitchen/breakfast area with a walk out to out to a 6.30m x 3.81m (20.75 x 12.5 ft) deck with railings and a ramp. Crown moldings in lr/dr/hallways. Two bedrooms and a 5-pc washroom on the main floor (dbl sinks, soaker tub, XL shower).The 2nd bedroom can also be used as a office, den, tv room, media room, library, as you see fit. Brand new 8mm vinyl flooring in bedrooms, stairs and basement hallway. Main floor laundry with a laundry sink. Inside access to garage. Open staircase to the basement which has a large partially finished room, a 3-pc washroom and a utility/storage area. Professionally cleaned and immaculate! The front area boasts a front covered porch where you can while away the hours. Mature shade trees, beautiful landscaping, perennials, custom stone work, front sprinkler system. Double car garage w/side door to side yard. Double car driveway. Furnace, AC, Heat Pump, Sump Pump (all 2-3 yrs old). All appliances included + central vacuum, electronic garage door opener. Can you say abundance? Virgil is surrounded by agriculture with vast vineyards, fruit and vegetable orchards. Schools, shopping, arenas, wineries, craft breweries & eateries are plentiful. The Shaw Festival is here too! Walk to the park. Generally, temperatures can be warmer than the GTA. Spring arrives earlier too and it spells "abundance" for what lies around the corner! Come to life in Virgil! You're moving up in every way!

The home

Type
Bungalow
Style
Bungalow
Square footage
1100-1500 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
6
Basement
Partially Finished
Lot size
55.8 x 114.8 ft
Faces
South
Approximate age
16-30 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes
Central vacuum
Yes

Garage & parking

Garage
Attached
Garage spaces
2
Driveway spaces
2
Total parking
4
Parking features
Private Double

Taxes & other

Property taxes
$5,148/yr
Tax year
2026
Occupancy
Vacant
Possession
Immediate / TBA
Cross street
Line 1 / Casselman Blvd. / Loretta
Neighbourhood
108 - Virgil

More

Price per sq ft
~$561 (at 1,300 sq ft)
Listed
Aug 27, 2026 · 47 days ago
MLS® number
X13719108

The home and its surroundings

  • Central Vacuum
  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • Sump Pump
  • Water Heater
  • Wheelchair Access
  • Park
  • School Bus Route
Want to know something that isn’t listed?
Estimated monthly cost$3,370per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    42 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

    108 - Virgil, Niagara-on-the-Lake · Near Line 1 / Casselman Blvd. / Loretta

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    Sold history

    Listing history for 42 Loretta Drive

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 42 Loretta Drive

    Answers come straight from this home’s MLS® listing.

    How much is 42 Loretta Drive listed for, and what would it cost each month?

    42 Loretta Drive is listed for $729,000. With 20% down ($145,800), the mortgage payment would be roughly $2,941 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,370 a month, all in. That figure is an illustration, not a quote.

    Is 42 Loretta Drive freehold or a condo, and is there a monthly fee?

    42 Loretta Drive is a bungalow in 108 - Virgil, Niagara-on-the-Lake. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 42 Loretta Drive have?

    42 Loretta Drive has 2 bedrooms and 2 bathrooms.

    Does 42 Loretta Drive have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 2 spaces. In total the listing counts 4 parking spaces.

    Does 42 Loretta Drive have a finished basement?

    The listing describes the basement as partially finished. Finished basement space is usually not counted in the square footage shown.

    What style of home is 42 Loretta Drive?

    42 Loretta Drive is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 42 Loretta Drive, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 55.8 x 114.8 ft.

    How is 42 Loretta Drive heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 42 Loretta Drive?

    Property taxes are $5,148 a year (2026), or about $429 a month.

    Where is 42 Loretta Drive?

    42 Loretta Drive is in the 108 - Virgil community of Niagara-on-the-Lake. The nearest main intersection is Line 1 / Casselman Blvd. / Loretta. The postal code is L0S 1T0.

    How long has 42 Loretta Drive been on the market?

    42 Loretta Drive was listed on August 27, 2026. It has been on the market for 47 days. It is an active listing (MLS® X13719108). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 42 Loretta Drive asking?

    Similar bungalow-style homes for sale nearby right now include 12 - 92 Loretta Drive at $699,000 (2+1 bed), 9 - 92 Loretta Drive at $699,000 (2 bed) and 11 Rose Glen Crescent at $709,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 42 Loretta Drive sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 42 Loretta Drive?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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