12 - 92 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake · Near Loretta · View map
About this home
Welcome to Stone Gate Park, where sophisticated comfort meets ultimate convenience in the heart of Virgil! This meticulously finished townhome welcomes you with an impressive, bright grand foyer that leads into a magnificent main living area boasting soaring vaulted ceilings and a cozy gas fireplace. The classic oak kitchen features timeless cabinetry and a charming breakfast nook, flowing seamlessly onto a private rear deck, the perfect setting for enjoying local Niagara wines. Designed for versatile living, the main floor hosts a primary retreat complete with a walk-in closet and a 4-piece ensuite, alongside a second bedroom ideal for a bright home office. The fully finished lower level significantly expands your living space, offering a massive recreation room and a private third bedroom for guests. Enhanced by stunning curb appeal with mature, manicured gardens and an inviting covered front porch, this property offers an unmatched walkable lifestyle just a short stroll from award-winning wineries, local craft breweries, and the scenic Virgil Sports Park.
The home
- Type
- Condo bungalow
- Style
- Bungalow
- Square footage
- 1200-1399 sq ft
- Bedrooms
- 2
- Basement bedrooms
- 1
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 6
- Basement
- Finished
- Faces
- North
- Level
- 1
- Laundry
- Laundry Closet, Laundry Room
- Approximate age
- 16-30 years
Ownership & fees
- Ownership
- Condominium
- Maintenance fee
- $275.00/mo
- Fee includes
- Common Elements
- Complex
- NNVLCC 180
- Property management
- Wilson Blanchard Management
- Pets
- Allowed, with restrictions
- Security
- Smoke Detector
- Exterior
- Vinyl Siding, Stone
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Total parking
- 2
- Parking features
- Private
Taxes & other
- Property taxes
- $4,427/yr
- Tax year
- 2026
- Occupancy
- Vacant
- Possession
- Immediate
- Cross street
- Loretta
- Neighbourhood
- 108 - Virgil
More
- Price per sq ft
- ~$538 (at 1,300 sq ft)
- Listed
- Sep 1, 2026 · 41 days ago
- MLS® number
- X13730230
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The home and its surroundings
- Primary Bedroom - Main Floor
- Cul de Sac/Dead End
- Park
Included in the maintenance fee
- Common Elements
Shared in the complex
- BBQs Allowed
- Visitor Parking
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
92 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake · Near Loretta
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Listing history for 92 Loretta Drive
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 12 - 92 Loretta Drive
Answers come straight from this home’s MLS® listing.
How much is 12 - 92 Loretta Drive listed for, and what would it cost each month?
12 - 92 Loretta Drive is listed for $699,000. With 20% down ($139,800), the mortgage payment would be roughly $2,820 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,463 a month, all in. That figure is an illustration, not a quote.
Is 12 - 92 Loretta Drive freehold or a condo, and is there a monthly fee?
12 - 92 Loretta Drive is a condo bungalow in 108 - Virgil, Niagara-on-the-Lake. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $275.00 a month. The listing says it covers common elements. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 12 - 92 Loretta Drive have?
12 - 92 Loretta Drive has 2 bedrooms, plus 1 more bedroom in the basement, and 3 bathrooms.
Does 12 - 92 Loretta Drive have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. In total the listing counts 2 parking spaces.
Does 12 - 92 Loretta Drive have a finished basement?
The listing describes the basement as finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.
What style of home is 12 - 92 Loretta Drive?
12 - 92 Loretta Drive is a condo bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 12 - 92 Loretta Drive?
The listing puts the home between 1,200 and 1,399 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 12 - 92 Loretta Drive heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 12 - 92 Loretta Drive?
Property taxes are $4,427 a year (2026), or about $369 a month.
Are pets allowed at 12 - 92 Loretta Drive?
Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.
Where is 12 - 92 Loretta Drive?
12 - 92 Loretta Drive is in the 108 - Virgil community of Niagara-on-the-Lake. The nearest main intersection is Loretta. The postal code is L0S 1T0.
How long has 12 - 92 Loretta Drive been on the market?
12 - 92 Loretta Drive was listed on September 1, 2026. It has been on the market for 41 days. It is an active listing (MLS® X13730230). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 12 - 92 Loretta Drive asking?
Similar bungalow-style homes for sale nearby right now include 9 - 92 Loretta Drive at $699,000 (2 bed), 42 Loretta Drive at $729,000 (2 bed) and 11 Rose Glen Crescent at $709,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 92 Loretta Drive sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 12 - 92 Loretta Drive?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near 108 - Virgil, picked by style, size and price.
Condo bungalow$699,0009 - 92 Loretta Drive, Niagara-on-the-Lake2 bed · 2 bath · 108 - VirgilCourtesy of: RE/MAX NIAGARA REALTY LTD, BROKERAGEView home →
Bungalow$729,00042 Loretta Drive, Niagara-on-the-Lake2 bed · 2 bath · 108 - VirgilCourtesy of: ROYAL LEPAGE NRC REALTYView home →
Condo bungalow$709,00011 Rose Glen Crescent, Niagara-on-the-Lake2 bed · 2 bath · 108 - VirgilCourtesy of: ROYAL LEPAGE NRC REALTYView home →Courtesy of: ROYAL LEPAGE NRC REALTY
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.