1052 Rat Bay Road 111-8, Lake of Bays, ON P0A 1H0
  • $39,900

Overview

  • Other, Style Bungalow
  • Type
  • 2
  • Bedrooms
  • 2
  • Bathrooms

Description

MOTIVATED SELLER try your offer! Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your “Interval” week) and a smaller share in the entire resort. This cottage is known as 111 Algonquin. It’s a favourite at Blue Water Acres with 2 spacious bedrooms and 2 bathrooms. The core summer week in 2026 will start on August 16/26. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year. The check-in day for Week 8 is Sunday. Weeks in 2026 start on Feb 15, May 24, August 16 (core/fixed week), October 11, and December 6. 2026. The 4 floating weeks rotate each year so it’s fair to all the owners. There are many amenities at Blue Water Acres: hot tub/sauna, linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners’ gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children’s playground & equipment. You can moor your own boat during your own boating season weeks. Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free. This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST. This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It’s a unique way to own a part of Muskoka. Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage.

  • Address: Rat Bay
  • City: Lake of Bays
  • State/county: Muskoka
  • Zip/Postal Code: P0A 1H0
  • Area: Franklin

Details

Updated on October 9, 2026 at 7:13 pm
  • Price $39,900
  • Bedrooms 2
  • Bathrooms 2
  • Type Other, Style Bungalow
  • Property Status Residential Condo & Other

Additional details

  • Bedrooms 2
  • Tax Year 2025
  • Maintenance Includes Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included
  • Square Footage 900-999
  • Washrooms 2
  • Kitchens 1
  • Total Kitchens 1
  • Basement None
  • Approximate Age 16-30
  • Heating Type Baseboard
  • Heating Fuel Electric
  • Laundry Laundry Closet
  • Driveway Private
  • Parking Spaces 2
  • Total Parking Spaces 2
  • Exterior Finish Wood
  • Waterfront WaterfrontCommunity
  • Taxes 0
  • Maintenance Fee 427.25
  • Occupancy Owner
  • Cross Street Hwy 60 and South Portage Rd
  • Courtesy of Chestnut Park Real Estate
  • Price per Sq Ft ~$42 (at 950 sq ft)
  • Listed Apr 4, 2025 ยท 553 days on market

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Questions & answers

Frequently asked questions about 1052 Rat Bay Road 111-8

Answers come straight from this home’s MLS® listing.

How much is 1052 Rat Bay Road 111-8 listed for?

1052 Rat Bay Road 111-8 is listed for $39,900. With 20% down ($7,980), the mortgage payment would be roughly $161 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 1052 Rat Bay Road 111-8 have?

1052 Rat Bay Road 111-8 has 2 bedrooms and 2 bathrooms.

How big is 1052 Rat Bay Road 111-8?

The listing puts the above-grade living space between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 1052 Rat Bay Road 111-8?

1052 Rat Bay Road 111-8 is a bungalow in Franklin, Lake of Bays. The exterior is wood. The listing gives its age as 16-30 years.

Does 1052 Rat Bay Road 111-8 have a garage, and how much parking is there?

The listing does not show a garage. There is parking for 2 vehicles in total.

How is 1052 Rat Bay Road 111-8 heated and cooled?

Heating is baseboard (electric).

What is the maintenance fee at 1052 Rat Bay Road 111-8?

The monthly maintenance fee is $427. Ask for the status certificate to see what it covers and whether increases are planned.

What neighbourhood is 1052 Rat Bay Road 111-8 in?

1052 Rat Bay Road 111-8 is in the Franklin community of Lake of Bays, Muskoka Region. The nearest main intersection is Hwy 60 and South Portage Rd. The postal code is P0A 1H0.

Is 1052 Rat Bay Road 111-8 still for sale?

Yes. 1052 Rat Bay Road 111-8 is an active listing (MLS® X12061479), on the market since April 4, 2025. Listings here update from the board through the day and come down once a home sells.

Has 1052 Rat Bay Road 111-8 sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 1052 Rat Bay Road 111-8?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.