1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON P1H 2J6
  • $40,000

Overview

  • Other, Style Bungalow
  • Type
  • 2
  • Bedrooms
  • 2
  • Bathrooms

Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.

  • Address: Rat Bay Rd 109-1
  • City: Lake of Bays
  • State/county: Muskoka
  • Zip/Postal Code: P1H 2J6
  • Area: Franklin

Details

Updated on October 9, 2026 at 7:13 pm
  • Price $40,000
  • Bedrooms 2
  • Bathrooms 2
  • Type Other, Style Bungalow
  • Property Status Residential Condo & Other

Additional details

  • Bedrooms 2
  • Tax Year 2025
  • Maintenance Includes Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
  • Square Footage 900-999
  • Washrooms 2
  • Kitchens 1
  • Total Kitchens 1
  • Basement None
  • Approximate Age 16-30
  • Heating Type Baseboard
  • Heating Fuel Electric
  • Laundry Laundry Closet
  • Driveway Private
  • Parking Spaces 2
  • Total Parking Spaces 5
  • Exterior Finish Wood
  • Waterfront WaterfrontCommunity
  • Taxes 0
  • Maintenance Fee 427.25
  • Occupancy Owner
  • Cross Street South Portage Rd and Rat Bay Rd
  • Courtesy of Chestnut Park Real Estate
  • Price per Sq Ft ~$42 (at 950 sq ft)
  • Listed Apr 20, 2025 ยท 537 days on market

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Questions & answers

Frequently asked questions about 1052 Rat Bay Rd 109-1 Road

Answers come straight from this home’s MLS® listing.

How much is 1052 Rat Bay Rd 109-1 Road listed for?

1052 Rat Bay Rd 109-1 Road is listed for $40,000. With 20% down ($8,000), the mortgage payment would be roughly $161 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 1052 Rat Bay Rd 109-1 Road have?

1052 Rat Bay Rd 109-1 Road has 2 bedrooms and 2 bathrooms.

How big is 1052 Rat Bay Rd 109-1 Road?

The listing puts the above-grade living space between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 1052 Rat Bay Rd 109-1 Road?

1052 Rat Bay Rd 109-1 Road is a bungalow in Franklin, Lake of Bays. The exterior is wood. The listing gives its age as 16-30 years.

Does 1052 Rat Bay Rd 109-1 Road have a garage, and how much parking is there?

The listing does not show a garage. There is parking for 5 vehicles in total: 2 on the driveway and 3 in the garage.

How is 1052 Rat Bay Rd 109-1 Road heated and cooled?

Heating is baseboard (electric).

What is the maintenance fee at 1052 Rat Bay Rd 109-1 Road?

The monthly maintenance fee is $427. Ask for the status certificate to see what it covers and whether increases are planned.

What neighbourhood is 1052 Rat Bay Rd 109-1 Road in?

1052 Rat Bay Rd 109-1 Road is in the Franklin community of Lake of Bays, Muskoka Region. The nearest main intersection is South Portage Rd and Rat Bay Rd. The postal code is P1H 2J6.

Is 1052 Rat Bay Rd 109-1 Road still for sale?

Yes. 1052 Rat Bay Rd 109-1 Road is an active listing (MLS® X12092857), on the market since April 20, 2025. Listings here update from the board through the day and come down once a home sells.

Has 1052 Rat Bay Rd 109-1 Road sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 1052 Rat Bay Rd 109-1 Road?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.