1052 RAT BAY Road 108-5, Lake of Bays, ON P1H 2J6
  • $49,900

Overview

  • Other, Style Bungalow
  • Type
  • 2
  • Bedrooms
  • 2
  • Bathrooms

Description

Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your “Interval” week) and a smaller share in the entire resort. It’s NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it’s one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it’s fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300′ sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It’s a unique way to own a share of Muskoka on Muskoka’s second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

  • Address: RAT BAY
  • City: Lake of Bays
  • State/county: Muskoka
  • Zip/Postal Code: P1H 2J6
  • Area: Franklin

Details

Updated on October 9, 2026 at 11:04 pm
  • Price $49,900
  • Bedrooms 2
  • Bathrooms 2
  • Type Other, Style Bungalow
  • Property Status Residential Condo & Other

Additional details

  • Bedrooms 2
  • Tax Year 2026
  • Maintenance Includes Heat Included, Hydro Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
  • Square Footage 900-999
  • Washrooms 2
  • Kitchens 1
  • Total Kitchens 1
  • Basement None
  • Approximate Age 16-30
  • Heating Type Baseboard
  • Heating Fuel Propane
  • Air Conditioning Wall Unit(s)
  • Laundry Inside
  • Driveway Reserved/Assigned
  • Parking Spaces 4
  • Total Parking Spaces 4
  • Exterior Finish Wood
  • Waterfront WaterfrontCommunity
  • Taxes 0
  • Maintenance Fee 427.25
  • Occupancy Owner
  • Cross Street From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
  • Courtesy of Chestnut Park Real Estate
  • Price per Sq Ft ~$53 (at 950 sq ft)
  • Listed Aug 29, 2026 ยท 41 days on market

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Questions & answers

Frequently asked questions about 1052 RAT BAY Road 108-5

Answers come straight from this home’s MLS® listing.

How much is 1052 RAT BAY Road 108-5 listed for?

1052 RAT BAY Road 108-5 is listed for $49,900. With 20% down ($9,980), the mortgage payment would be roughly $201 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 1052 RAT BAY Road 108-5 have?

1052 RAT BAY Road 108-5 has 2 bedrooms and 2 bathrooms.

How big is 1052 RAT BAY Road 108-5?

The listing puts the above-grade living space between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 1052 RAT BAY Road 108-5?

1052 RAT BAY Road 108-5 is a bungalow in Franklin, Lake of Bays. The exterior is wood. The listing gives its age as 16-30 years.

Does 1052 RAT BAY Road 108-5 have a garage, and how much parking is there?

The listing does not show a garage. There is parking for 4 vehicles in total.

How is 1052 RAT BAY Road 108-5 heated and cooled?

Heating is baseboard (propane). Cooling is wall unit(s).

What is the maintenance fee at 1052 RAT BAY Road 108-5?

The monthly maintenance fee is $427. Ask for the status certificate to see what it covers and whether increases are planned.

What neighbourhood is 1052 RAT BAY Road 108-5 in?

1052 RAT BAY Road 108-5 is in the Franklin community of Lake of Bays, Muskoka Region. The nearest main intersection is From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres. The postal code is P1H 2J6.

Is 1052 RAT BAY Road 108-5 still for sale?

Yes. 1052 RAT BAY Road 108-5 is an active listing (MLS® X13724818), on the market since August 29, 2026. Listings here update from the board through the day and come down once a home sells.

Has 1052 RAT BAY Road 108-5 sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 1052 RAT BAY Road 108-5?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.