1052 RAT BAY Road 107-3, Lake of Bays, ON P1H 2J6
  • $39,000

Overview

  • Other, Style Bungalow
  • Type
  • 2
  • Bedrooms
  • 2
  • Bathrooms

Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it’s similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, hot tub, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan)

  • Address: RAT BAY
  • City: Lake of Bays
  • State/county: Muskoka
  • Zip/Postal Code: P1H 2J6
  • Area: Franklin

Details

Updated on October 9, 2026 at 7:21 pm
  • Price $39,000
  • Bedrooms 2
  • Bathrooms 2
  • Type Other, Style Bungalow
  • Property Status Residential Condo & Other

Additional details

  • Bedrooms 2
  • Tax Year 2026
  • Maintenance Includes Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included
  • Square Footage 900-999
  • Washrooms 2
  • Kitchens 1
  • Total Kitchens 1
  • Basement None
  • Approximate Age 16-30
  • Heating Type Baseboard
  • Heating Fuel Propane
  • Air Conditioning Wall Unit(s)
  • Laundry Inside, Laundry Closet
  • Driveway Reserved/Assigned, Mutual
  • Parking Spaces 2
  • Total Parking Spaces 4
  • Exterior Finish Wood
  • Waterfront WaterfrontCommunity
  • Taxes 0
  • Maintenance Fee 427.25
  • Occupancy Owner
  • Cross Street Hwy 60 and South Portage Rd
  • Courtesy of Chestnut Park Real Estate
  • Price per Sq Ft ~$41 (at 950 sq ft)
  • Listed Feb 27, 2026 ยท 224 days on market

Mortgage Calculator

Contact Information

View Listings

Enquire About This Property

0 Review

Sort by:
Leave a Review

Leave a Review

Compare listings

Compare
CallGet listings
Questions & answers

Frequently asked questions about 1052 RAT BAY Road 107-3

Answers come straight from this home’s MLS® listing.

How much is 1052 RAT BAY Road 107-3 listed for?

1052 RAT BAY Road 107-3 is listed for $39,000. With 20% down ($7,800), the mortgage payment would be roughly $157 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 1052 RAT BAY Road 107-3 have?

1052 RAT BAY Road 107-3 has 2 bedrooms and 2 bathrooms.

How big is 1052 RAT BAY Road 107-3?

The listing puts the above-grade living space between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 1052 RAT BAY Road 107-3?

1052 RAT BAY Road 107-3 is a bungalow in Franklin, Lake of Bays. The exterior is wood. The listing gives its age as 16-30 years.

Does 1052 RAT BAY Road 107-3 have a garage, and how much parking is there?

The listing does not show a garage. There is parking for 4 vehicles in total: 2 on the driveway and 2 in the garage.

How is 1052 RAT BAY Road 107-3 heated and cooled?

Heating is baseboard (propane). Cooling is wall unit(s).

What is the maintenance fee at 1052 RAT BAY Road 107-3?

The monthly maintenance fee is $427. Ask for the status certificate to see what it covers and whether increases are planned.

What neighbourhood is 1052 RAT BAY Road 107-3 in?

1052 RAT BAY Road 107-3 is in the Franklin community of Lake of Bays, Muskoka Region. The nearest main intersection is Hwy 60 and South Portage Rd. The postal code is P1H 2J6.

Is 1052 RAT BAY Road 107-3 still for sale?

Yes. 1052 RAT BAY Road 107-3 is an active listing (MLS® X12825826), on the market since February 27, 2026. Listings here update from the board through the day and come down once a home sells.

Has 1052 RAT BAY Road 107-3 sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 1052 RAT BAY Road 107-3?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.