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For saleListed Jun 6MLS® X12201351

5096 Island 865, Georgian Bay, ON L0K 1S0

Baxter, Georgian Bay · Near Highway 400 and South Bay Road · View map

$549,000
2Beds
1Baths
< 700Sq ft
BungalowType
NoneParking
$1,956/yrTaxes
Call / Text Will
$549,000
FreeholdNo monthly condo fee
Lot 138 x 193.1 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Welcome to your dream escape just 1 hour and 40 minutes from the GTA and a quick 2-minute boat ride from the marina. This well-maintained, boat-access cottage is set on a private and picturesque 0.674-acre lot with 138 feet of pristine waterfront on a quiet bay, offering the perfect blend of tranquility, comfort, and adventure. The charming 2-bedroom cottage features a bright and airy open-concept layout, enhanced by vaulted ceilings and tasteful décor throughout. The living room is warmed by a fireplace with airtight insert, and the kitchen with dining area is ideal for gathering with family and friends. Laminate flooring in the kitchen and living room adds to the cottages clean, updated feel, while a 3-piece bathroom ensures all the essentials are covered. Step outside to a spacious deck that overlooks the sparkling water, ideal for morning coffee, afternoon lounging, or evening cocktails with a sunset view. A large dock with deep water offers excellent swimming and boating access, while a sandy beach area along the shore is perfect for children and pets to play. As the sun sets, gather around the fire pit overlooking the bay and soak in the serene views and golden light dancing on the water. An 8' x 12' Bunkie adds extra accommodation space for guests, making this property a wonderful option for hosting weekend getaways or summer holidays. Whether you're looking for a peaceful place to recharge or a lakeside hub for fun-filled days on the water, this turnkey property delivers an unforgettable cottage experience. Accessible, inviting, and fully ready for the season, this is your opportunity to own a slice of waterfront paradise.

The home

Type
Bungalow
Style
Bungalow
Square footage
< 700 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
5
Basement
None
Lot size
138 x 193.1 ft
Faces
North
View
Bay, Lake, Trees/Woods, Water
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Wood

Heating & cooling

Heating fuel
Wood
Fireplace
Yes

Garage & parking

Total parking
None

Taxes & other

Property taxes
$1,956/yr
Tax year
2024
Occupancy
Owner
Possession
Flexible
Cross street
Highway 400 and South Bay Road
Neighbourhood
Baxter

More

Listed
Jun 6, 2025 · 494 days ago
MLS® number
X12201351

The home and its surroundings

  • Water Heater Owned
  • Lake/Pond
  • Wooded/Treed
  • Sloping
  • Marina
  • Deck
Want to know something that isn’t listed?
Estimated monthly cost$2,378per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    5096 Island 865 N/A, Georgian Bay, ON L0K 1S0

    Baxter, Georgian Bay · Near Highway 400 and South Bay Road

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    Sold history

    Listing history for 5096 Island 865 N/A

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 5096 Island 865

    Answers come straight from this home’s MLS® listing.

    How much is 5096 Island 865 listed for, and what would it cost each month?

    5096 Island 865 is listed for $549,000. With 20% down ($109,800), the mortgage payment would be roughly $2,215 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,378 a month, all in. That figure is an illustration, not a quote.

    Is 5096 Island 865 freehold or a condo, and is there a monthly fee?

    5096 Island 865 is a bungalow in Baxter, Georgian Bay. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 5096 Island 865 have?

    5096 Island 865 has 2 bedrooms and 1 bathroom.

    Does 5096 Island 865 have a garage and parking?

    The listing does not show a garage. The listing does not include a parking space.

    Does 5096 Island 865 have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 5096 Island 865?

    5096 Island 865 is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 5096 Island 865, and what is the lot size?

    The lot is listed as 138 x 193.1 ft.

    How is 5096 Island 865 heated and cooled?

    Heating is (wood). The listing does not show air conditioning.

    What are the property taxes for 5096 Island 865?

    Property taxes are $1,956 a year (2024), or about $163 a month.

    Where is 5096 Island 865?

    5096 Island 865 is in the Baxter community of Georgian Bay. The nearest main intersection is Highway 400 and South Bay Road. The postal code is L0K 1S0.

    How long has 5096 Island 865 been on the market?

    5096 Island 865 was listed on June 6, 2025. It has been on the market for 494 days. It is an active listing (MLS® X12201351). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 5096 Island 865 asking?

    Similar bungalow-style homes for sale nearby right now include 7206 Severn River Shore at $599,900 (2+1 bed), 15 Carnoustie Lane at $489,000 (2 bed) and 380 2 Island at $399,900 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 5096 Island 865 N/A sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 5096 Island 865?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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