111-2 - 1052 Rat Bay Road, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays · Near Hwy 60 and South Portage Rd · View map
About this home
Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your "Interval" week) and also a smaller share in the entire resort. This cottage is known as 111 Algonquin and it's a favourite at Blue Water Acres. It has 2 spacious bedrooms, and 2 bathrooms. The core summer week in 2026 will start on July 5. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year. The check-in day for this unit is Sunday. Weeks in 2026 start on March 15, June 21, July 5 (core/fixed week), November 8 and January 3/27. The 4 floating weeks rotate each year so it's fair to all the owners. There are many amenities at Blue Water Acres: hot tub/sauna, all linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners' gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children's playground & equipment. You can moor your own boat during your own boating season weeks. Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free. This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST. This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It's a unique way to own a part of Muskoka. Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 900-999 sq ft
- Bathrooms
- 0
- Basement
- None
- Faces
- South
- Level
- 0
- View
- Water
- Laundry
- Laundry Closet
- Approximate age
- 16-30 years
Ownership & fees
- Ownership
- Freehold, with a share in common elements (POTL)
- POTL fee
- $427.25/mo
- Fee includes
- Heat, Hydro, Water, Common Elements, Building Insurance, Condo Taxes
- Complex
- Algonquin 111
- Property management
- Blue Water Acres
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 2
- Total parking
- 2
- Parking features
- Private
Taxes & other
- Tax year
- 2025
- Occupancy
- Owner+Tenant
- Possession
- Flexible
- Cross street
- Hwy 60 and South Portage Rd
- Neighbourhood
- Franklin
More
- Price per sq ft
- ~$35 (at 950 sq ft)
- Listed
- Apr 1, 2025 · 560 days ago
- MLS® number
- X12053068
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The home and its surroundings
- Water Heater Owned
- Beach
- Lake/Pond
- Waterfront
- Recreational Area
Included in the common-element (POTL) fee
- Heat
- Hydro
- Water
- Common Elements
- Building Insurance
- Condo Taxes
Shared in the complex
- Indoor Pool
- Party Room/Meeting Room
- Visitor Parking
- Recreation Room
- Tennis Court
- Sauna
- Mortgage
- Property tax
- POTL fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1052 Rat Bay Road, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays · Near Hwy 60 and South Portage Rd
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Listing history for 1052 Rat Bay Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 111-2 - 1052 Rat Bay Road
Answers come straight from this home’s MLS® listing.
How much is 111-2 - 1052 Rat Bay Road listed for, and what would it cost each month?
111-2 - 1052 Rat Bay Road is listed for $33,500. With 20% down ($6,700), the mortgage payment would be roughly $135 a month at 4.5% over 30 years. Add property tax and the common-element (POTL) fee and the estimate comes to about $583 a month, all in. That figure is an illustration, not a quote.
Is 111-2 - 1052 Rat Bay Road freehold or a condo, and is there a monthly fee?
111-2 - 1052 Rat Bay Road is a bungalow in Franklin, Lake of Bays. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, but the home is a parcel of tied land (POTL) with a common-element fee of $427.25 a month for shared parts of the complex, such as a private road, snow clearing and visitor parking. The listing says it covers heat, hydro, water, common elements, building insurance, condo taxes.
Does 111-2 - 1052 Rat Bay Road have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.
Does 111-2 - 1052 Rat Bay Road have a finished basement?
No. The listing shows no basement for this home.
What style of home is 111-2 - 1052 Rat Bay Road?
111-2 - 1052 Rat Bay Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 111-2 - 1052 Rat Bay Road?
The listing puts the home between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 111-2 - 1052 Rat Bay Road heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
Where is 111-2 - 1052 Rat Bay Road?
111-2 - 1052 Rat Bay Road is in the Franklin community of Lake of Bays. The nearest main intersection is Hwy 60 and South Portage Rd. The postal code is P0A 1H0.
How long has 111-2 - 1052 Rat Bay Road been on the market?
111-2 - 1052 Rat Bay Road was listed on April 1, 2025. It has been on the market for 560 days. It is an active listing (MLS® X12053068). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 111-2 - 1052 Rat Bay Road asking?
Similar bungalow-style homes for sale nearby right now include 108-8 - 1052 RAT BAY Road at $34,500 (2 bed), 106-7 - 1052 RAT BAY Road at $35,000 (2 bed) and 107-3 - 1052 RAT BAY Road at $39,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 1052 Rat Bay Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 111-2 - 1052 Rat Bay Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Franklin, picked by style, size and price.
Bungalow$34,500108-8 - 1052 RAT BAY Road, Lake of Bays2 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView home →
Bungalow$35,000106-7 - 1052 RAT BAY Road, Lake of Bays2 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView home →
Bungalow$39,000107-3 - 1052 RAT BAY Road, Lake of Bays2 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView home →Courtesy of: Chestnut Park Real Estate
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the common-element (POTL) fee. For illustration only.