107-3 - 1052 RAT BAY Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near Hwy 60 and South Portage Rd · View map
About this home
Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, hot tub, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan)
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 900-999 sq ft
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 8
- Basement
- None
- Faces
- South
- Level
- 0
- View
- Beach, Panoramic, Bay, Lake, Trees/Woods
- Laundry
- Inside, Laundry Closet
- Approximate age
- 16-30 years
Ownership & fees
- Ownership
- Freehold, with a share in common elements (POTL)
- POTL fee
- $427.25/mo
- Fee includes
- Heat, Hydro, Water, Common Elements, Parking, Condo Taxes
- Complex
- 0 0
- Property management
- Blue Water Acres
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Propane
- Heating type
- Baseboard
- Air conditioning
- Wall Unit(s)
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 2
- Total parking
- 4
- Parking features
- Reserved/Assigned, Mutual
Taxes & other
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Hwy 60 and South Portage Rd
- Neighbourhood
- Franklin
More
- Price per sq ft
- ~$41 (at 950 sq ft)
- Listed
- Feb 27, 2026 · 228 days ago
- MLS® number
- X12825826
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The home and its surroundings
- Water Heater
- Beach
- Waterfront
- Deck
- Landscaped
Included in the common-element (POTL) fee
- Heat
- Hydro
- Water
- Common Elements
- Parking
- Condo Taxes
Shared in the complex
- Game Room
- Gym
- Sauna
- Tennis Court
- Visitor Parking
- Indoor Pool
- Mortgage
- Property tax
- POTL fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1052 RAT BAY Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near Hwy 60 and South Portage Rd
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Listing history for 1052 RAT BAY Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 107-3 - 1052 RAT BAY Road
Answers come straight from this home’s MLS® listing.
How much is 107-3 - 1052 RAT BAY Road listed for, and what would it cost each month?
107-3 - 1052 RAT BAY Road is listed for $39,000. With 20% down ($7,800), the mortgage payment would be roughly $157 a month at 4.5% over 30 years. Add property tax and the common-element (POTL) fee and the estimate comes to about $609 a month, all in. That figure is an illustration, not a quote.
Is 107-3 - 1052 RAT BAY Road freehold or a condo, and is there a monthly fee?
107-3 - 1052 RAT BAY Road is a bungalow in Franklin, Lake of Bays. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, but the home is a parcel of tied land (POTL) with a common-element fee of $427.25 a month for shared parts of the complex, such as a private road, snow clearing and visitor parking. The listing says it covers heat, hydro, water, common elements, parking, condo taxes.
How many bedrooms and bathrooms does 107-3 - 1052 RAT BAY Road have?
107-3 - 1052 RAT BAY Road has 2 bedrooms and 2 bathrooms.
Does 107-3 - 1052 RAT BAY Road have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 4 parking spaces.
Does 107-3 - 1052 RAT BAY Road have a finished basement?
No. The listing shows no basement for this home.
What style of home is 107-3 - 1052 RAT BAY Road?
107-3 - 1052 RAT BAY Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 107-3 - 1052 RAT BAY Road?
The listing puts the home between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 107-3 - 1052 RAT BAY Road heated and cooled?
Heating is baseboard (propane). Cooling is wall unit(s).
Where is 107-3 - 1052 RAT BAY Road?
107-3 - 1052 RAT BAY Road is in the Franklin community of Lake of Bays. The nearest main intersection is Hwy 60 and South Portage Rd. The postal code is P1H 2J6.
How long has 107-3 - 1052 RAT BAY Road been on the market?
107-3 - 1052 RAT BAY Road was listed on February 27, 2026. It has been on the market for 228 days. It is an active listing (MLS® X12825826). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 107-3 - 1052 RAT BAY Road asking?
Similar bungalow-style homes for sale nearby right now include 111-8 - 1052 Rat Bay Road at $39,900 (2 bed), 118-3 - 1052 RAT BAY Road at $42,500 (2 bed) and 106-7 - 1052 RAT BAY Road at $35,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 1052 RAT BAY Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 107-3 - 1052 RAT BAY Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Franklin, picked by style, size and price.
Bungalow$39,900111-8 - 1052 Rat Bay Road, Lake of Bays2 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView home →
Bungalow$42,500118-3 - 1052 RAT BAY Road, Lake of Bays2 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView home →
Bungalow$35,000106-7 - 1052 RAT BAY Road, Lake of Bays2 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView home →Courtesy of: Chestnut Park Real Estate
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the common-element (POTL) fee. For illustration only.