1052 Rat Bay 103-1 Road, Lake of Bays, ON P1H 2J6
  • $15,000

Overview

  • Other, Style Bungalow
  • Type
  • 2
  • Bedrooms
  • 1
  • Bathroom

Description

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare. You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage for five weeks per year: one core summer week, plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Rental rates for Deerview cottage range from $1,659/wk to $3,009/wk depending on the season. If it’s rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 103 Deerview, Week 1 . Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview 103 in 2026 is $4,629 + HST. Core (fixed) week in 2026 starts on June 26/25. Floating weeks for 2026 start on: March 6, June 12, June 26 (core week), October 30, December 25. Maintenance fee is paid in the fall of each year for the following year but you only pay for the weeks that you have possession of the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free.

  • Address: Rat Bay 103-1
  • City: Lake of Bays
  • State/county: Muskoka
  • Zip/Postal Code: P1H 2J6
  • Area: Franklin

Details

Updated on October 9, 2026 at 8:41 pm
  • Price $15,000
  • Bedrooms 2
  • Bathroom 1
  • Type Other, Style Bungalow
  • Property Status Residential Condo & Other

Additional details

  • Bedrooms 2
  • Tax Year 2026
  • Maintenance Includes Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
  • Square Footage 600-699
  • Washrooms 1
  • Kitchens 1
  • Total Kitchens 1
  • Basement None
  • Approximate Age 16-30
  • Heating Type Baseboard
  • Heating Fuel Electric
  • Laundry Laundry Closet
  • Driveway Reserved/Assigned
  • Parking Spaces 2
  • Total Parking Spaces 2
  • Exterior Finish Wood
  • Waterfront WaterfrontCommunity
  • Taxes 0
  • Maintenance Fee 385.75
  • Occupancy Owner
  • Cross Street South Portage/Hwy 60
  • Courtesy of Chestnut Park Real Estate
  • Price per Sq Ft ~$23 (at 650 sq ft)
  • Listed Jul 3, 2026 ยท 98 days on market

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Questions & answers

Frequently asked questions about 1052 Rat Bay 103-1 Road

Answers come straight from this home’s MLS® listing.

How much is 1052 Rat Bay 103-1 Road listed for?

1052 Rat Bay 103-1 Road is listed for $15,000. With 20% down ($3,000), the mortgage payment would be roughly $60 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 1052 Rat Bay 103-1 Road have?

1052 Rat Bay 103-1 Road has 2 bedrooms and 1 bathroom.

How big is 1052 Rat Bay 103-1 Road?

The listing puts the above-grade living space between 600 and 699 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 1052 Rat Bay 103-1 Road?

1052 Rat Bay 103-1 Road is a bungalow in Franklin, Lake of Bays. The exterior is wood. The listing gives its age as 16-30 years.

Does 1052 Rat Bay 103-1 Road have a garage, and how much parking is there?

The listing does not show a garage. There is parking for 2 vehicles in total.

How is 1052 Rat Bay 103-1 Road heated and cooled?

Heating is baseboard (electric).

What is the maintenance fee at 1052 Rat Bay 103-1 Road?

The monthly maintenance fee is $386. Ask for the status certificate to see what it covers and whether increases are planned.

What neighbourhood is 1052 Rat Bay 103-1 Road in?

1052 Rat Bay 103-1 Road is in the Franklin community of Lake of Bays, Muskoka Region. The nearest main intersection is South Portage/Hwy 60. The postal code is P1H 2J6.

Is 1052 Rat Bay 103-1 Road still for sale?

Yes. 1052 Rat Bay 103-1 Road is an active listing (MLS® X13517294), on the market since July 3, 2026. Listings here update from the board through the day and come down once a home sells.

Has 1052 Rat Bay 103-1 Road sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 1052 Rat Bay 103-1 Road?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.