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For saleListed Mar 31MLS® X12938322

10 Front Road, Loyalist, ON K0H 2S0

Amherst Island, Loyalist · Near FRONT ROAD & LOWER 40 FOOT · View map

$575,000
2Beds
1Baths
1500–2000Sq ft
1 1/2 storeyType
2 totalParking
Unfinished, Partial BasementBasement
$1,880/yrTaxes
Call / Text Will
$575,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 2Comes with the home
Lot 305.1 x 514.7 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Imagine trading your daily routine for life on Amherst Island, reached by a scenic 15-minute ferry crossing from Millhaven. At 10 Front Road, you'll find a true four-season waterfront retreat set on 4.2 level acres with 305 feet of deeded waterfront along Lake Ontario's North Channel. This fully winterized century home, built in 1918, offers the charm of a classic cottage with the comfort of year-round living, so it's just as inviting for a weekend escape as it is for settling in through every season. The main floor has a spacious dining room, a cozy living room warmed by a propane stove, and a bright sunroom with water. The primary bedroom is conveniently located on the main floor, while a second bedroom and additional storage await upstairs. The deck and porch are perfect for watching the sun rise over the fields and set over the water. Spend your days kayaking, fishing, and birdwatching right from your own clean, level shoreline. The open acreage gives you room to garden, entertain, or simply enjoy the quiet of island life, with panoramic views over the bay, lake, and surrounding pastureland. Amherst Island is known for its close-knit community and natural beauty, with a general store, seasonal restaurant, museum, and artisan studios all just a short drive away. Whether you're looking for a peaceful getaway or a place to call home full-time, 10 Front Road offers a rare chance to own a genuine slice of waterfront cottage country, just a short ferry ride from the mainland.

The home

Type
1 1/2 storey
Style
1 1/2 Storey
Square footage
1500-2000 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
10
Basement
Unfinished, Partial Basement
Lot size
305.1 x 514.7 ft
Faces
East
View
Bay, Lake, Panoramic, Pasture, Water
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Fireplace
Yes

Garage & parking

Driveway spaces
2
Total parking
2
Parking features
Private

Taxes & other

Property taxes
$1,880/yr
Tax year
2026
Occupancy
Vacant
Possession
Immediate
Cross street
FRONT ROAD & LOWER 40 FOOT
Neighbourhood
Amherst Island

More

Price per sq ft
~$329 (at 1,750 sq ft)
Listed
Mar 31, 2026 · 196 days ago
MLS® number
X12938322

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Propane Tank
  • Sump Pump
  • Water Heater Owned
  • Beach
  • Cul de Sac/Dead End
  • Island
  • School
  • School Bus Route
  • Waterfront
  • Deck
  • Privacy
  • Porch
  • Year Round Living
Want to know something that isn’t listed?
Estimated monthly cost$2,476per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    10 Front Road, Loyalist, ON K0H 2S0

    Amherst Island, Loyalist · Near FRONT ROAD & LOWER 40 FOOT

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    Sold history

    Listing history for 10 Front Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 10 Front Road

    Answers come straight from this home’s MLS® listing.

    How much is 10 Front Road listed for, and what would it cost each month?

    10 Front Road is listed for $575,000. With 20% down ($115,000), the mortgage payment would be roughly $2,319 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,476 a month, all in. That figure is an illustration, not a quote.

    Is 10 Front Road freehold or a condo, and is there a monthly fee?

    10 Front Road is a 1 1/2 storey in Amherst Island, Loyalist. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 10 Front Road have?

    10 Front Road has 2 bedrooms and 1 bathroom.

    Does 10 Front Road have a garage and parking?

    The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.

    Does 10 Front Road have a finished basement?

    The listing describes the basement as unfinished, partial basement.

    What style of home is 10 Front Road?

    10 Front Road is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 10 Front Road, and what is the lot size?

    The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 305.1 x 514.7 ft.

    How is 10 Front Road heated and cooled?

    Heating is baseboard (electric). The listing does not show air conditioning.

    What are the property taxes for 10 Front Road?

    Property taxes are $1,880 a year (2026), or about $157 a month.

    Where is 10 Front Road?

    10 Front Road is in the Amherst Island community of Loyalist. The nearest main intersection is FRONT ROAD & LOWER 40 FOOT. The postal code is K0H 2S0.

    How long has 10 Front Road been on the market?

    10 Front Road was listed on March 31, 2026. It has been on the market for 196 days. It is an active listing (MLS® X12938322). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 10 Front Road asking?

    Similar bungalow-style homes for sale nearby right now include 9910 Front Road at $650,000 (2 bed), 22 Heritage Drive at $599,000 (4 bed) and 10930 Front Road at $695,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 10 Front Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 10 Front Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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