1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6
  • $49,900

Overview

  • Other, Style Bungalow
  • Type
  • 2
  • Bedrooms
  • 2
  • Bathrooms

Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don’t use in Interval International or rent them out to help cover the maintenance fees.

  • Address: RAT BAY
  • City: Lake of Bays
  • State/county: Muskoka
  • Zip/Postal Code: P1H 2J6
  • Area: Franklin

Details

Updated on October 9, 2026 at 7:12 pm
  • Price $49,900
  • Bedrooms 2
  • Bathrooms 2
  • Type Other, Style Bungalow
  • Property Status Residential Condo & Other

Additional details

  • Bedrooms 2
  • Tax Year 2025
  • Maintenance Includes Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included
  • Square Footage 900-999
  • Washrooms 2
  • Kitchens 1
  • Total Kitchens 1
  • Basement None
  • Approximate Age 11-15
  • Heating Type Baseboard
  • Heating Fuel Propane
  • Air Conditioning Wall Unit(s)
  • Laundry Inside
  • Sewers Unknown
  • Lot Size 25-49.99 acres
  • Driveway Reserved/Assigned, Mutual
  • Parking Spaces 4
  • Total Parking Spaces 4
  • Pool Indoor
  • Exterior Finish Wood
  • Property Orientation Unknown
  • Waterfront WaterfrontCommunity
  • Taxes 0
  • Maintenance Fee 427.25
  • Occupancy Owner
  • Cross Street From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
  • Courtesy of Chestnut Park Real Estate
  • Price per Sq Ft ~$53 (at 950 sq ft)
  • Listed Sep 12, 2023 ยท 1124 days on market

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Questions & answers

Frequently asked questions about 1052 RAT BAY Road 116-2

Answers come straight from this home’s MLS® listing.

How much is 1052 RAT BAY Road 116-2 listed for?

1052 RAT BAY Road 116-2 is listed for $49,900. With 20% down ($9,980), the mortgage payment would be roughly $201 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 1052 RAT BAY Road 116-2 have?

1052 RAT BAY Road 116-2 has 2 bedrooms and 2 bathrooms.

How big is 1052 RAT BAY Road 116-2?

The listing puts the above-grade living space between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 1052 RAT BAY Road 116-2?

1052 RAT BAY Road 116-2 is a bungalow in Franklin, Lake of Bays. The exterior is wood. The listing gives its age as 11-15 years.

Does 1052 RAT BAY Road 116-2 have a garage, and how much parking is there?

The listing does not show a garage. There is parking for 4 vehicles in total.

How is 1052 RAT BAY Road 116-2 heated and cooled?

Heating is baseboard (propane). Cooling is wall unit(s).

Does 1052 RAT BAY Road 116-2 have a pool?

Yes. The listing shows an indoor pool. Ask about its age, liner and equipment before you offer, since those are the costly parts to replace.

What is the maintenance fee at 1052 RAT BAY Road 116-2?

The monthly maintenance fee is $427. Ask for the status certificate to see what it covers and whether increases are planned.

What neighbourhood is 1052 RAT BAY Road 116-2 in?

1052 RAT BAY Road 116-2 is in the Franklin community of Lake of Bays, Muskoka Region. The nearest main intersection is From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres. The postal code is P1H 2J6.

Is 1052 RAT BAY Road 116-2 still for sale?

Yes. 1052 RAT BAY Road 116-2 is an active listing (MLS® X10898321), on the market since September 12, 2023. Listings here update from the board through the day and come down once a home sells.

Has 1052 RAT BAY Road 116-2 sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 1052 RAT BAY Road 116-2?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.