99 Spencer Street, Bracebridge, ON P1L 1C4
Monck (Bracebridge), Bracebridge · Near Wellington & Dill · View map
About this home
Immaculately renovated and beautifully appointed with a uniquely functional and practical layout, this large in-town Bracebridge 4-plex exudes the kind of pride of ownership rarely found in a rental property. Fully tenanted with excellent income, and situated right in the heart of town within walking distance of downtown and the new library and arena. Central, yet tucked away on the corner of 2 quieter streets. The main floor presents an ideal owner's unit with vaulted ceilings, sound-dampening insulation, fireplace, and beautiful bathroom with nice finishes. Secondary main floor 2 bedroom 1.5 bath unit has its own deck. Upper unit is a 3 bedroom 1.5 bathroom with private balcony. Lower level 3 bedroom 1 bathroom unit has a walk-up to backyard and 2 living areas, one with fireplace. Ample parking. Zoned R4-19. Flat property with good sized yard. 4 separate hydro meters, upgraded 400 amp service with 4 x 100 amp panels. Gas furnace. On-site coin-operated laundry in communal area. Superb value for a savvy investor seeking a full-occupancy, turnkey rental operation in a fantastic location. Full municipal services including water, sewer, and gas. Lakeland fibre optic internet availability. Owned mechanicals. Integrated fire alarm system with wifi monitoring. Wifi-controlled thermostat. Walking distance to public transit. 7% cap rate.
The home
- Type
- 1 1/2 storey
- Style
- 1 1/2 Storey
- Square footage
- 3500-5000 sq ft
- Bedrooms
- 5
- Basement bedrooms
- 3
- Bathrooms
- 6
- Kitchens
- 4
- Rooms
- 12
- Basement
- Apartment, Full, Separate Entrance, Walk-Up, Partially Finished
- Lot size
- 98 x 163 ft
- Faces
- East
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector, Monitored
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 6
- Total parking
- 6
- Parking features
- Front Yard Parking, Mutual, Unreserved
Taxes & other
- Property taxes
- $7,669/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- All units are fully tenanted
- Cross street
- Wellington & Dill
- Neighbourhood
- Monck (Bracebridge)
More
- Price per sq ft
- ~$304 (at 4,250 sq ft)
- Listed
- Aug 27, 2026 · 46 days ago
- MLS® number
- X13719946
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The home and its surroundings
- Accessory Apartment
- In-Law Capability
- Primary Bedroom - Main Floor
- Separate Hydro Meter
- Upgraded Insulation
- Water Heater Owned
- Water Heater
- Hospital
- Library
- Park
- Place Of Worship
- Public Transit
- Sloping
- Deck
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
99 Spencer Street, Bracebridge, ON P1L 1C4
Monck (Bracebridge), Bracebridge · Near Wellington & Dill
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Listing history for 99 Spencer Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 99 Spencer Street
Answers come straight from this home’s MLS® listing.
How much is 99 Spencer Street listed for, and what would it cost each month?
99 Spencer Street is listed for $1,289,900. With 20% down ($257,980), the mortgage payment would be roughly $5,203 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $5,842 a month, all in. That figure is an illustration, not a quote.
Is 99 Spencer Street freehold or a condo, and is there a monthly fee?
99 Spencer Street is a 1 1/2 storey in Monck (Bracebridge), Bracebridge. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 99 Spencer Street have?
99 Spencer Street has 5 bedrooms, plus 3 more bedrooms in the basement, and 6 bathrooms.
Does 99 Spencer Street have a garage and parking?
The listing does not show a garage. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.
Does 99 Spencer Street have a finished basement?
The listing describes the basement as apartment, full, separate entrance, walk-up, partially finished. It counts 3 bedrooms on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 99 Spencer Street?
99 Spencer Street is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 99 Spencer Street, and what is the lot size?
The listing puts the home between 3,500 and 5,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 98 x 163 ft.
How is 99 Spencer Street heated and cooled?
Heating is forced air (gas). The listing does not show air conditioning.
What are the property taxes for 99 Spencer Street?
Property taxes are $7,669 a year (2026), or about $639 a month.
Where is 99 Spencer Street?
99 Spencer Street is in the Monck (Bracebridge) community of Bracebridge. The nearest main intersection is Wellington & Dill. The postal code is P1L 1C4.
How long has 99 Spencer Street been on the market?
99 Spencer Street was listed on August 27, 2026. It has been on the market for 46 days. It is an active listing (MLS® X13719946). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 99 Spencer Street asking?
Similar bungalow-style homes for sale nearby right now include 5 Hunter Place at $998,000 (5 bed), 103 Southbank Drive at $1,498,000 (4 bed) and 2411 Hwy. 118 E. Highway at $987,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 99 Spencer Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 99 Spencer Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Monck (Bracebridge), picked by style, size and price.
1 1/2 storey$998,0005 Hunter Place, Bracebridge5 bed · 4 bath · MacaulayCourtesy of: Chestnut Park Real EstateView home →
1 1/2 storey$1,498,000103 Southbank Drive, Bracebridge4 bed · 2 bath · BracebridgeCourtesy of: Royal LePage Lakes Of Muskoka RealtyView home →
1 1/2 storey$987,0002411 Hwy. 118 E. Highway, Bracebridge3+1 bed · 3 bath · DraperCourtesy of: Royal LePage Lakes Of Muskoka RealtyView home →Courtesy of: Harvey Kalles Real Estate Ltd.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.