97 Smith Lane, Huron-Kinloss, ON N2Z 0B3
Huron-Kinloss · Near NORTH ST · View map
About this home
Lovingly cared for by its current owners for 31 years, this inviting three-season cottage is being offered completely turnkey and ready for you to enjoy. Nestled in the sought-after Lurgan Beach community, this well-maintained cottage offers everything you need for memorable summers by the lake, including three bedrooms, a three-piece bathroom, kitchen, dining area, living room and a versatile seasonal room-perfect for accommodating family and friends. An efficient propane wall furnace, complemented by electric wall heaters, helps take the chill off during cooler evenings. A wraparound deck extends along the front and side of the cottage, providing the perfect spot for morning coffee, outdoor dining or relaxing with a good book. The backyard is equally appealing, featuring four well-maintained outbuildings that offer flexibility for hobbies, additional space and secure storage. Gather around the fire pit in the evening and enjoy star-filled skies as the day winds down. The family-friendly location is one of the property's standout features. Municipal parkland, complete with playground equipment for all ages, is just steps away. When it's time for a beach day, the lake is only a short walk from your door, making it easy to embrace the relaxed rhythm of cottage life. Forgot something? No problem-you'll be back in no time. And, of course, those famous Lake Huron sunsets never disappoint. Beyond its charm, the cottage offers practical peace of mind with a low-maintenance vinyl exterior, vinyl windows, and a 2023 septic system. It is becoming increasingly difficult to find such a well-maintained retreat in this location for under $500,000.If you've been dreaming of a place where the lake is close, evenings are spent around the fire and summer memories practically make themselves, this Lurgan Beach cottage is one you won't want to miss.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 7
- Basement
- Crawl Space
- Lot size
- 66 x 132 ft
- Faces
- East
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- No
Garage & parking
- Driveway spaces
- 2
- Total parking
- 2
Taxes & other
- Property taxes
- $2,264/yr
- Tax year
- 2026
- Occupancy
- Partial
- Possession
- FLEXIBLE
- Cross street
- NORTH ST
- Neighbourhood
- Huron-Kinloss
More
- Price per sq ft
- ~$517 (at 900 sq ft)
- Listed
- Oct 1, 2026 · 12 days ago
- MLS® number
- X13852340
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The home and its surroundings
- Water Heater Owned
- Beach
- Park
- Deck
- Landscaped
- Privacy
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 97 Smith Lane
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 97 Smith Lane
Answers come straight from this home’s MLS® listing.
How much is 97 Smith Lane listed for, and what would it cost each month?
97 Smith Lane is listed for $465,000. With 20% down ($93,000), the mortgage payment would be roughly $1,876 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,064 a month, all in. That figure is an illustration, not a quote.
Is 97 Smith Lane freehold or a condo, and is there a monthly fee?
97 Smith Lane is a bungalow in Huron-Kinloss. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 97 Smith Lane have?
97 Smith Lane has 3 bedrooms and 1 bathroom.
Does 97 Smith Lane have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.
Does 97 Smith Lane have a finished basement?
The listing describes the basement as crawl space.
What style of home is 97 Smith Lane?
97 Smith Lane is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 97 Smith Lane, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 66 x 132 ft.
How is 97 Smith Lane heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What are the property taxes for 97 Smith Lane?
Property taxes are $2,264 a year (2026), or about $189 a month.
Where is 97 Smith Lane?
97 Smith Lane is in Huron-Kinloss. The nearest main intersection is NORTH ST. The postal code is N2Z 0B3.
How long has 97 Smith Lane been on the market?
97 Smith Lane was listed on October 1, 2026. It has been on the market for 12 days. It is an active listing (MLS® X13852340). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 97 Smith Lane asking?
Similar bungalow-style homes for sale nearby right now include 311 Maple Street at $469,900 (2 bed), 59 Cavalier Crescent at $481,900 (2 bed) and 53 Cavalier Crescent at $488,900 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 97 Smith Lane sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 97 Smith Lane?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Huron-Kinloss, picked by style, size and price.
Bungalow$469,900311 Maple Street, Huron-Kinloss2 bed · 1 bath · Huron-KinlossCourtesy of: Lake Range Realty Ltd.View home →
Condo bungalow$481,90059 Cavalier Crescent, Huron-Kinloss2 bed · 2 bath · Huron-KinlossCourtesy of: Benchmark Real Estate Services Canada Inc.View home →
Condo bungalow$488,90053 Cavalier Crescent, Huron-Kinloss2 bed · 2 bath · Huron-KinlossCourtesy of: Benchmark Real Estate Services Canada Inc.View home →Courtesy of: Royal LePage Exchange Realty Co.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.