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For saleListed Sep 10MLS® X13765706

89 Smith's Bay Avenue, Prince Edward County, ON K0K 2T0

North Marysburg Ward, Prince Edward County · Near Smith's Bay and County Road 8 · View map

$1,175,000
3Beds
3Baths
3000–3500Sq ft
BungalowType
Attached · 2 spacesGarage
8 totalParking
Full, Crawl SpaceBasement
$6,529/yrTaxes
Call / Text Will
$1,175,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Attached garage8 parking spaces in total
Lot 101.7 x 352.4 ftThe land comes with the home
WaterfrontOn the water
Central airCool all summer

About this home

Waterfront living at its finest in Prince Edward County! Welcome to this spectacular 3-bedroom, 3-bathroom bungalow set directly on Smith's Bay, opening into Lake Ontario. The truly magnificent great room is the showpiece of the home, featuring soaring vaulted ceilings, dramatic skylights and an abundance of natural light. Spacious and impressive, it offers a wonderful setting for entertaining, gathering with family or simply enjoying the beauty of this exceptional home. The custom kitchen complements the great room perfectly, while a separate family room provides a more relaxed space for everyday living. A versatile office/den with direct access to the outdoors offers an ideal work-from-home space, private retreat or additional flexibility for family and guests. The thoughtful layout also provides excellent potential for generational living. The home has seen many updates throughout, including a durable steel shingled roof, fully encapsulated crawl space and heated water line. An extra-wide garage provides ample room for vehicles, recreational equipment and storage. Outside, enjoy the beautifully landscaped grounds, large deck and waterfront pergola, the perfect place to sit and unwind while taking in the peaceful views across Smith's Bay. Situated directly on the bay, this property offers an exceptional waterfront lifestyle, from kayaking and boating to relaxing and entertaining by the water. The generous waterfront setting also presents exciting potential to add a private dock into Smith's Bay, subject to the necessary approvals, creating an even greater connection to the water and Lake Ontario beyond. A rare opportunity to own a beautifully updated waterfront home with exceptional living space, flexible accommodations and the potential to create your own private waterfront retreat in Prince Edward County. Come see 89 Smiths Bay Avenue today, fall in love and you too can call the County Home!

The home

Type
Bungalow
Style
Bungalow
Square footage
3000-3500 sq ft
Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
10
Basement
Full, Crawl Space
Lot size
101.7 x 352.4 ft
Faces
South
View
Garden, Water, Lake, Park/Greenbelt
Approximate age
31-50 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Alarm System, Carbon Monoxide Detectors, Smoke Detector, Monitored
Exterior
Brick

Heating & cooling

Heating fuel
Propane
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
2
Driveway spaces
6
Total parking
8
Parking features
Private, Circular Drive

Taxes & other

Property taxes
$6,529/yr
Tax year
2025
Occupancy
Owner
Possession
TBD
Cross street
Smith's Bay and County Road 8
Neighbourhood
North Marysburg Ward

More

Price per sq ft
~$362 (at 3,250 sq ft)
Listed
Sep 10, 2026 · 32 days ago
MLS® number
X13765706

The home and its surroundings

  • Auto Garage Door Remote
  • Countertop Range
  • Built-In Oven
  • Generator - Full
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump
  • Water Heater Owned
  • Workbench
  • Wheelchair Access
  • Water Purifier
  • Water Treatment
  • Clear View
  • Cul de Sac/Dead End
  • Greenbelt/Conservation
  • Lake/Pond
  • Waterfront
  • Wooded/Treed
  • Hot Tub
  • Landscaped
  • Year Round Living
  • Patio
Want to know something that isn’t listed?
Estimated monthly cost$5,284per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    89 Smith's Bay Avenue, Prince Edward County, ON K0K 2T0

    North Marysburg Ward, Prince Edward County · Near Smith's Bay and County Road 8

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    Sold history

    Listing history for 89 Smith's Bay Avenue

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 89 Smith's Bay Avenue

    Answers come straight from this home’s MLS® listing.

    How much is 89 Smith's Bay Avenue listed for, and what would it cost each month?

    89 Smith's Bay Avenue is listed for $1,175,000. With 20% down ($235,000), the mortgage payment would be roughly $4,740 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $5,284 a month, all in. That figure is an illustration, not a quote.

    Is 89 Smith's Bay Avenue freehold or a condo, and is there a monthly fee?

    89 Smith's Bay Avenue is a bungalow in North Marysburg Ward, Prince Edward County. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 89 Smith's Bay Avenue have?

    89 Smith's Bay Avenue has 3 bedrooms and 3 bathrooms.

    Does 89 Smith's Bay Avenue have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 6 spaces. In total the listing counts 8 parking spaces.

    Does 89 Smith's Bay Avenue have a finished basement?

    The listing describes the basement as full, crawl space.

    What style of home is 89 Smith's Bay Avenue?

    89 Smith's Bay Avenue is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 89 Smith's Bay Avenue, and what is the lot size?

    The listing puts the home between 3,000 and 3,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 101.7 x 352.4 ft.

    How is 89 Smith's Bay Avenue heated and cooled?

    Heating is forced air (propane). Cooling is central air.

    What are the property taxes for 89 Smith's Bay Avenue?

    Property taxes are $6,529 a year (2025), or about $544 a month.

    Where is 89 Smith's Bay Avenue?

    89 Smith's Bay Avenue is in the North Marysburg Ward community of Prince Edward County. The nearest main intersection is Smith's Bay and County Road 8. The postal code is K0K 2T0.

    How long has 89 Smith's Bay Avenue been on the market?

    89 Smith's Bay Avenue was listed on September 10, 2026. It has been on the market for 32 days. It is an active listing (MLS® X13765706). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 89 Smith's Bay Avenue asking?

    Similar bungalow-style homes for sale nearby right now include 225 Mitchells Crossroad at $1,150,000 (3 bed), 14 Captains Drive at $899,000 (2 bed) and 1979 County Road 7 at $898,000 (1+2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 89 Smith's Bay Avenue sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 89 Smith's Bay Avenue?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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