849 Water Street, Peterborough, ON K9H 3P1
Northcrest Ward 5, Peterborough · Near Water Street & Hilliard St · View map
About this home
Perfect for First-Time Buyers, Families, or Investors! This well-maintained 4-bedroom home offers exceptional value with numerous updates throughout, making it an ideal opportunity for first-time buyers, growing families, or investors seeking a turnkey rental property. With its proximity to city transit, shopping, restaurants, parks, walking trails, the beach, and a direct bus route to Trent University, this property offers both convenience and strong rental appeal. Step inside to discover a bright, clean interior featuring fresh paint and updated light fixtures. The home has benefited from extensive improvements over the years, providing peace of mind for its next owner. Updates include a gas furnace, newer windows (2011 and 2013), new siding in 2011, and a new roof in 2025.The detached garage renovations in 2011, including a new concrete slab, updated wiring with a 60-amp pony panel, and added insulation-making it an excellent space for storage, a workshop, or hobby area. Garage shingles new in 2016. Additional exterior improvements include a rear concrete porch, freshly painted front porch, newer concrete walkway, and updated front and rear doors. Whether you're looking for a family home in a convenient location or a solid investment opportunity with excellent potential for student or family rentals, this move-in-ready property checks all the boxes. Simply unpack, settle in, and enjoy everything this fantastic home and location have to offer.
The home
- Type
- 1 1/2 storey
- Style
- 1 1/2 Storey
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 5
- Basement
- Crawl Space
- Lot size
- 31 x 90.2 ft
- Faces
- North
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 3
- Total parking
- 4
- Parking features
- Private
Taxes & other
- Property taxes
- $3,804/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- Flexible
- Cross street
- Water Street & Hilliard St
- Neighbourhood
- Northcrest Ward 5
More
- Price per sq ft
- ~$467 (at 900 sq ft)
- Listed
- Sep 9, 2026 · 34 days ago
- MLS® number
- X13759162
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The home and its surroundings
- Storage
- Beach
- Park
- Public Transit
- River/Stream
- Landscaped
- Deck
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
849 Water Street, Peterborough, ON K9H 3P1
Northcrest Ward 5, Peterborough · Near Water Street & Hilliard St
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Listing history for 849 Water Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 849 Water Street
Answers come straight from this home’s MLS® listing.
How much is 849 Water Street listed for, and what would it cost each month?
849 Water Street is listed for $419,900. With 20% down ($83,980), the mortgage payment would be roughly $1,694 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,011 a month, all in. That figure is an illustration, not a quote.
Is 849 Water Street freehold or a condo, and is there a monthly fee?
849 Water Street is a 1 1/2 storey in Northcrest Ward 5, Peterborough. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 849 Water Street have?
849 Water Street has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.
Does 849 Water Street have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 3 spaces. In total the listing counts 4 parking spaces.
Does 849 Water Street have a finished basement?
The listing describes the basement as crawl space. It counts 1 bedroom on that level.
What style of home is 849 Water Street?
849 Water Street is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 849 Water Street, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 31 x 90.2 ft.
How is 849 Water Street heated and cooled?
Heating is forced air (gas). The listing does not show air conditioning.
What are the property taxes for 849 Water Street?
Property taxes are $3,804 a year (2025), or about $317 a month.
Where is 849 Water Street?
849 Water Street is in the Northcrest Ward 5 community of Peterborough. The nearest main intersection is Water Street & Hilliard St. The postal code is K9H 3P1.
How long has 849 Water Street been on the market?
849 Water Street was listed on September 9, 2026. It has been on the market for 34 days. It is an active listing (MLS® X13759162). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 849 Water Street asking?
Similar bungalow-style homes for sale nearby right now include 426 Wolsely Street at $425,000 (3 bed), 724 Mckellar Street at $440,000 (3 bed) and 277 Reid Street at $389,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 849 Water Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 849 Water Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Northcrest Ward 5, picked by style, size and price.
1 1/2 storey$425,000426 Wolsely Street, Peterborough3 bed · 1 bath · Northcrest Ward 5Courtesy of: REMAX YOUR COMMUNITY REALTYView home →
1 1/2 storey$440,000724 Mckellar Street, Peterborough3 bed · 1 bath · Otonabee Ward 1Courtesy of: EXP REALTYView home →
1 1/2 storey$389,900277 Reid Street, Peterborough3 bed · 1 bath · Town Ward 3Courtesy of: Royal Lepage Proalliance RealtyView home →Courtesy of: Exit Realty Liftlock
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.