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For saleListed Jun 4MLS® X13245426

82 Cow Island, Otonabee-South Monaghan, ON K9J 6X8

Otonabee-South Monaghan · Near Lakeview Rd & Islandview Dr · View map

$549,900
3Beds
1Baths
700–1100Sq ft
BungalowType
1 totalParking
$3,006/yrTaxes
Call / Text Will
$549,900
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking includedComes with the home
Lot 142 x 161.5 ftThe land comes with the home
WaterfrontOn the water
Central airCool all summer

About this home

Free bonus lot included. One of the most desirable lots on the island, with spectacular south exposure. Also includes separate bonus lot (84 Cow Island) with separate pin 280220001, tax bill $842.67 for 2025 and legal description. Combined waterfrontage of both lots together is 248.63 ft. Privacy abounds here. Enjoy your morning coffee on the spacious dock to take in the sunrise and wind down your day on your deck overlooking the water. There's an abundance of activity for every interest: boating the Trent Waterway, swimming and fishing in the lake, or snowmobiling from the cottage on the Ganaraska snowmobile trail system. Built In 1976, you'll see this 1056 Sq. Ft. 3 Bedroom home has an amazing floor plan with spacious living and family rooms. It's also fully furnished and you can relax while the Marine Railway Lift delivers all your necessities from the dock straight to the cottage. Ariel aluminum dock system 42 ft by 6 ft with 14 ft 6 ft area at the end, 100 amp electrical upgraded 2021, heat and ac mini split 2021,kitchen 2022, bathroom 2022, great remodel reno 2023, cedar wood siding 2025, metal roof. 20ft. The property has a proper septic system and drilled well, so you have fresh water for drinking, cooking etc. Pontoon boat included, 2005 Aqua Patio with 50hp Yamaha 4 stroke with Bimini top and full mooring cover. Seating and floor covering need a touch of TLC but works great. This is an absolutely beautiful must-see family cottage.

The home

Type
Bungalow
Style
Bungalow
Square footage
700-1100 sq ft
Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
5
Basement
None
Lot size
142 x 161.5 ft
Faces
South
View
Lake, Panoramic, Skyline, Trees/Woods, Water
Approximate age
31-50 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Smoke Detector
Exterior
Wood

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Driveway spaces
1
Total parking
1
Parking features
Available

Taxes & other

Property taxes
$3,006/yr
Tax year
2025
Occupancy
Owner
Possession
15 to 45 days / TBA
Cross street
Lakeview Rd & Islandview Dr
Neighbourhood
Otonabee-South Monaghan

More

Price per sq ft
~$611 (at 900 sq ft)
Listed
Jun 4, 2026 · 129 days ago
MLS® number
X13245426

The home and its surroundings

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Water Heater Owned
  • Island
  • Marina
  • Terraced
  • Waterfront
  • Awnings
  • Deck
  • Privacy
Want to know something that isn’t listed?
Estimated monthly cost$2,469per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    82 Cow Island, Otonabee-South Monaghan, ON K9J 6X8

    Otonabee-South Monaghan · Near Lakeview Rd & Islandview Dr

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    Sold history

    Listing history for 82 Cow Island

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 82 Cow Island

    Answers come straight from this home’s MLS® listing.

    How much is 82 Cow Island listed for, and what would it cost each month?

    82 Cow Island is listed for $549,900. With 20% down ($109,980), the mortgage payment would be roughly $2,218 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,469 a month, all in. That figure is an illustration, not a quote.

    Is 82 Cow Island freehold or a condo, and is there a monthly fee?

    82 Cow Island is a bungalow in Otonabee-South Monaghan. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 82 Cow Island have?

    82 Cow Island has 3 bedrooms and 1 bathroom.

    Does 82 Cow Island have a garage and parking?

    The listing does not show a garage. The driveway adds 1 space. In total the listing counts 1 parking space.

    Does 82 Cow Island have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 82 Cow Island?

    82 Cow Island is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 82 Cow Island, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 142 x 161.5 ft.

    How is 82 Cow Island heated and cooled?

    Heating is baseboard (electric). Cooling is central air.

    What are the property taxes for 82 Cow Island?

    Property taxes are $3,006 a year (2025), or about $250 a month.

    Where is 82 Cow Island?

    82 Cow Island is in Otonabee-South Monaghan. The nearest main intersection is Lakeview Rd & Islandview Dr. The postal code is K9J 6X8.

    How long has 82 Cow Island been on the market?

    82 Cow Island was listed on June 4, 2026. It has been on the market for 129 days. It is an active listing (MLS® X13245426). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 82 Cow Island asking?

    Similar bungalow-style homes for sale nearby right now include 337/338 RAINBOW Drive at $549,000 (3 bed), 19 County Rd 2 at $629,000 (3 bed) and 671 North Shore Drive E at $449,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 82 Cow Island sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 82 Cow Island?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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