81 Garden Street, Whitby, ON L1N 9E7
Downtown Whitby, Whitby · Near Garden St/Dundas · View map
About this home
Exceptional Ravine Retreat with Incredible Multi-Generational & Investment Potential! Nestled on a premium ravine lot in the heart of Whitby, this unique hillside bungalow offers 2485sqft of living space over three finished levels of versatile living space designed to adapt to your family's needs. Featuring 5 spacious bedrooms, 3 bathrooms, multiple living areas, with each level having it's own separate entrance, this home presents an outstanding opportunity for multi-generational families, investors, or those seeking future income potential. The main level offers an inviting open-concept layout with a family-sized eat-in kitchen complete with Stainless Steel Appliances, Lots of Cupboards & Granite Countertops. Spacious living & dining areas, and a walk-out to a spectacular multi-level deck with gas hook-up overlooking the tranquil ravine, the perfect relaxing or entertaining spot. The primary bedroom features its own ensuite, while two additional bedrooms and a full bathroom complete the main level. The bright walk-out lower level includes two additional bedrooms, a full bathroom, an expansive family room with fireplace, and direct access to the multi-level deck. The finished basement offers a large recreation room with walk-out to a private patio, creating additional flexible space for extended family, home office, recreation, or future living quarters. Built into a natural slope, each of the home's three levels enjoys its own exterior entrance, making this an exceptional candidate for extended families, in-law living, or future income-generating. Enjoy the privacy of a ravine, mature trees, and peaceful outdoor living from every level while remaining just minutes from Downtown Whitby, GO Transit, Highway 401, schools, parks, restaurants, shopping, and every major convenience. A rare opportunity offering lifestyle, flexibility, and long-term investment potential in one of Whitby's most desirable established neighborhoods.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 2
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 10
- Basement
- Finished with Walk-Out, Separate Entrance
- Lot size
- 47.6 x 100.1 ft
- Faces
- East
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Built-In
- Garage spaces
- 2
- Driveway spaces
- 2
- Total parking
- 4
- Parking features
- Private Double
Taxes & other
- Property taxes
- $6,927/yr
- Tax year
- 2025
- Occupancy
- Tenant
- Possession
- 60/90/TBD
- Cross street
- Garden St/Dundas
- Neighbourhood
- Downtown Whitby
More
- Price per sq ft
- ~$731 (at 1,300 sq ft)
- Listed
- Aug 20, 2026 · 54 days ago
- MLS® number
- E13697286
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The home and its surroundings
- Auto Garage Door Remote
- In-Law Capability
- Primary Bedroom - Main Floor
- Fenced Yard
- Place Of Worship
- Public Transit
- Ravine
- School
- School Bus Route
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
81 Garden Street, Whitby, ON L1N 9E7
Downtown Whitby, Whitby · Near Garden St/Dundas
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Listing history for 81 Garden Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 81 Garden Street
Answers come straight from this home’s MLS® listing.
How much is 81 Garden Street listed for, and what would it cost each month?
81 Garden Street is listed for $949,900. With 20% down ($189,980), the mortgage payment would be roughly $3,832 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,409 a month, all in. That figure is an illustration, not a quote.
Is 81 Garden Street freehold or a condo, and is there a monthly fee?
81 Garden Street is a bungalow in Downtown Whitby, Whitby. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 81 Garden Street have?
81 Garden Street has 3 bedrooms, plus 2 more bedrooms in the basement, and 3 bathrooms.
Does 81 Garden Street have a garage and parking?
Yes. The listing shows the garage as built-in, with room for 2 cars. The driveway adds 2 spaces. In total the listing counts 4 parking spaces.
Does 81 Garden Street have a finished basement?
The listing describes the basement as finished with walk-out, separate entrance. It counts 2 bedrooms on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 81 Garden Street?
81 Garden Street is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 81 Garden Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 47.6 x 100.1 ft.
How is 81 Garden Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 81 Garden Street?
Property taxes are $6,927 a year (2025), or about $577 a month.
Where is 81 Garden Street?
81 Garden Street is in the Downtown Whitby community of Whitby. The nearest main intersection is Garden St/Dundas. The postal code is L1N 9E7.
How long has 81 Garden Street been on the market?
81 Garden Street was listed on August 20, 2026. It has been on the market for 54 days. It is an active listing (MLS® E13697286). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 81 Garden Street asking?
Similar bungalow-style homes for sale nearby right now include 203 Lupin Drive at $795,000 (3+1 bed), 621 Byron Street S at $749,900 (3+2 bed) and 805B Athol Street at $1,179,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 81 Garden Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 81 Garden Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Downtown Whitby, picked by style, size and price.
Bungalow$795,000203 Lupin Drive, Whitby3+1 bed · 2 bath · Downtown WhitbyCourtesy of: RE/MAX WEST REALTY INC.View home →
Bungalow$749,900621 Byron Street S, Whitby3+2 bed · 2 bath · Downtown WhitbyCourtesy of: REAL ESTATE HOMEWARDView home →
Semi-detached bungalow$1,179,900805B Athol Street, Whitby3 bed · 3 bath · Downtown WhitbyCourtesy of: ROYAL HERITAGE REALTY LTD.View home →Courtesy of: REMAX YOUR COMMUNITY REALTY
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*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.