81 D'arcy Street, Cobourg, ON K9A 3Z7
Cobourg · Near D'Arcy St/Water St · View map
About this home
Prime Lakeside Living in the Heart of Cobourg! Just steps from the shores of Lake Ontario, this exceptionally maintained all-brick bungalow is perfectly situated in one of Cobourg's most desirable neighbourhoods. Enjoy a walkable lifestyle where you can stroll to the beach, explore the famous boardwalk, visit charming downtown boutiques, and dine at top-rated restaurants - all minutes from your front door. This bright and functional home features 3 main-floor bedrooms, a 4-piece bath, an eat-in kitchen, and a spacious 12' x 17' covered back deck - ideal for summer entertaining and enjoying beautiful sunsets. The lower level offers additional living space with a 4th bedroom, large recreation room, laundry area, and 2-piece bath. The layout provides flexibility for a potential in-law suite, home office, or accessory apartment. Set on a desirable corner lot across from Donegan Park, the property also includes a well-kept yard, paved driveway, and garden shed. Move-in ready and full of potential, this home combines comfort, convenience, and character - the perfect opportunity to enjoy Cobourg's premier lakeside community.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 6
- Basement
- Partially Finished
- Lot size
- 66 x 82.5 ft
- Faces
- West
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 4
- Total parking
- 4
Taxes & other
- Property taxes
- $4,555/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- Immediate
- Cross street
- D'Arcy St/Water St
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$778 (at 900 sq ft)
- Listed
- Mar 16, 2026 · 211 days ago
- MLS® number
- X12886624
No matching details. Ask Will instead
The home and its surroundings
- In-Law Capability
- Primary Bedroom - Main Floor
- Water Heater
- Beach
- Library
- Marina
- Park
- Place Of Worship
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 81 D'arcy Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 81 D'arcy Street
Answers come straight from this home’s MLS® listing.
How much is 81 D'arcy Street listed for, and what would it cost each month?
81 D'arcy Street is listed for $699,900. With 20% down ($139,980), the mortgage payment would be roughly $2,823 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,203 a month, all in. That figure is an illustration, not a quote.
Is 81 D'arcy Street freehold or a condo, and is there a monthly fee?
81 D'arcy Street is a bungalow in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 81 D'arcy Street have?
81 D'arcy Street has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.
Does 81 D'arcy Street have a garage and parking?
The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
Does 81 D'arcy Street have a finished basement?
The listing describes the basement as partially finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.
What style of home is 81 D'arcy Street?
81 D'arcy Street is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 81 D'arcy Street, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 66 x 82.5 ft.
How is 81 D'arcy Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 81 D'arcy Street?
Property taxes are $4,555 a year (2025), or about $380 a month.
Where is 81 D'arcy Street?
81 D'arcy Street is in Cobourg. The nearest main intersection is D'Arcy St/Water St. The postal code is K9A 3Z7.
How long has 81 D'arcy Street been on the market?
81 D'arcy Street was listed on March 16, 2026. It has been on the market for 211 days. It is an active listing (MLS® X12886624). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 81 D'arcy Street asking?
Similar bungalow-style homes for sale nearby right now include 951 D'Arcy Street at $599,900 (2+1 bed), 19 Orchard Avenue at $649,999 (3 bed) and 812 Burnham Street at $642,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 81 D'arcy Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 81 D'arcy Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Cobourg, picked by style, size and price.
Bungalow$599,900951 D'Arcy Street, Cobourg2+1 bed · 2 bath · CobourgCourtesy of: Royal Lepage Proalliance RealtyView home →
Bungalow$649,99919 Orchard Avenue, Cobourg3 bed · 1 bath · CobourgCourtesy of: RE/MAX CROSSROADS REALTY INC.View home →
Bungalow$642,000812 Burnham Street, Cobourg3+1 bed · 2 bath · CobourgCourtesy of: Coldwell Banker 2M RealtyView home →Courtesy of: Strive Realty Ltd.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.