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For saleListed May 9MLS® X13107724

8 - 1140 Cowan Park Road, Muskoka Lakes, ON P0B 1M0

Watt, Muskoka Lakes · Near Muskoka Road #4 (Windermere Road) & Cowan Park Road · View map

$1,095,000
3Beds
2Baths
700–1100Sq ft
BungalowType
10 totalParking
Finished with Walk-OutBasement
$2,100/yrTaxes
Call / Text Will
$1,095,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 10Comes with the home
Finished basementWith a walk-out
Lot 100 x 350.9 ftThe land comes with the home
WaterfrontOn the water

About this home

Welcome to your turnkey Muskoka retreat on highly sought-after Three Mile Lake. Completely renovated down to the studs and meticulously upgraded and maintained, this exceptional 4-season waterfront property offers the perfect blend of modern comfort, flexibility, and classic Muskoka charm. Located just minutes from Windermere and only 2 hours from the GTA. Set on a gently sloping, family-friendly lot with 100 feet of pristine northwest-facing frontage and just under 1 acre, enjoy breathtaking sunsets, shallow sand beach and deeper water entry, a waterfront concrete patio, fire pit area, and removable dock. The extensively updated main cottage (2021) features new interior finishes, flooring, windows, sliders, updated electrical, heat pumps, new roof, new exterior siding and a full 22Kw Generac generator for year-round peace of mind. Inside, the bright open-concept layout showcases cathedral ceilings, a wall of windows with spectacular lake views, and walkout to an oversized composite lakeside deck. The kitchen and living area are anchored by a high-efficiency wood stove, while two main-floor bedrooms and an upgraded 4-piece bath complete the space. The fully finished walkout lower level functions as a self-contained 1-bedroom suite with its own kitchen, living/dining area, laundry, modern 3-piece bath, and beautiful lake views (new 2025 windows) that ideal for guests, extended family, or rental income potential. Adding to the versatility are two fully winterized lakeside sleeping cabins, both with AC and heat, plus a separate outdoor shower and compost toilet bunkie. Additional highlights include year-round road access, metal roof, ample parking, and a spacious backyard for entertaining or games for the kids. Offered fully furnished and equipped right down to the kitchenware, this rare package is truly move-in ready. Simply pack your suitcase and start making your unforgettable Muskoka memories this summer!

The home

Type
Bungalow
Style
Bungalow
Square footage
700-1100 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
2
Rooms
9
Basement
Finished with Walk-Out
Lot size
100 x 350.9 ft
Faces
North
View
Lake, Trees/Woods

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Wood

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Fireplace
Yes

Garage & parking

Driveway spaces
10
Total parking
10
Parking features
Private, Front Yard Parking

Taxes & other

Property taxes
$2,100/yr
Tax year
2025
Occupancy
Partial
Possession
Flexible Closing
Cross street
Muskoka Road #4 (Windermere Road) & Cowan Park Road
Neighbourhood
Watt

More

Price per sq ft
~$1,217 (at 900 sq ft)
Listed
May 9, 2026 · 156 days ago
MLS® number
X13107724

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Upgraded Insulation
  • Water Heater Owned
  • Generator - Full
  • Guest Accommodations
  • Propane Tank
  • Water Treatment
  • Sump Pump
  • Lake Access
  • Marina
  • Waterfront
  • Deck
  • Patio
  • Landscaped
  • Year Round Living
  • Privacy
Want to know something that isn’t listed?
Estimated monthly cost$4,592per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    1140 Cowan Park Road, Muskoka Lakes, ON P0B 1M0

    Watt, Muskoka Lakes · Near Muskoka Road #4 (Windermere Road) & Cowan Park Road

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    Sold history

    Listing history for 1140 Cowan Park Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 8 - 1140 Cowan Park Road

    Answers come straight from this home’s MLS® listing.

    How much is 8 - 1140 Cowan Park Road listed for, and what would it cost each month?

    8 - 1140 Cowan Park Road is listed for $1,095,000. With 20% down ($219,000), the mortgage payment would be roughly $4,417 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,592 a month, all in. That figure is an illustration, not a quote.

    Is 8 - 1140 Cowan Park Road freehold or a condo, and is there a monthly fee?

    8 - 1140 Cowan Park Road is a bungalow in Watt, Muskoka Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 8 - 1140 Cowan Park Road have?

    8 - 1140 Cowan Park Road has 3 bedrooms and 2 bathrooms.

    Does 8 - 1140 Cowan Park Road have a garage and parking?

    The listing does not show a garage. The driveway adds 10 spaces. In total the listing counts 10 parking spaces.

    Does 8 - 1140 Cowan Park Road have a finished basement?

    The listing describes the basement as finished with walk-out. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 8 - 1140 Cowan Park Road?

    8 - 1140 Cowan Park Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 8 - 1140 Cowan Park Road, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 100 x 350.9 ft.

    How is 8 - 1140 Cowan Park Road heated and cooled?

    Heating is baseboard (electric). The listing does not show air conditioning.

    What are the property taxes for 8 - 1140 Cowan Park Road?

    Property taxes are $2,100 a year (2025), or about $175 a month.

    Where is 8 - 1140 Cowan Park Road?

    8 - 1140 Cowan Park Road is in the Watt community of Muskoka Lakes. The nearest main intersection is Muskoka Road #4 (Windermere Road) & Cowan Park Road. The postal code is P0B 1M0.

    How long has 8 - 1140 Cowan Park Road been on the market?

    8 - 1140 Cowan Park Road was listed on May 9, 2026. It has been on the market for 156 days. It is an active listing (MLS® X13107724). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 8 - 1140 Cowan Park Road asking?

    Similar bungalow-style homes for sale nearby right now include 12 - 3998 Highway 141 at $875,000 (3 bed), 1-1216 Shea Road at $849,900 (3 bed) and 1 - 1052 Cove Road at $775,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 1140 Cowan Park Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 8 - 1140 Cowan Park Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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