642 PENNER Road, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake · Near Niagara Stone Rd and Line 1 · View map
About this home
Welcome to this beautifully renovated 3+1 bedroom home in the heart of Virgil, perfectly situated on a picturesque -acre lot just steps from schools, restaurants, shopping, and other everyday amenities.Designed for both comfortable living and entertaining, the impressive 200-foot-deep backyard features a deck, concrete patio and, large covered outdoor bar, creating the perfect setting for summer gatherings with family and friends.Inside, you'll find a bright, open-concept main floor featuring an updated kitchen, spacious living and dining areas, a convenient powder room, and a private primary suite complete with a walk-in closet and ensuite. Upstairs offers two additional bedrooms, ideal for a growing family. The fully finished basement provides additional living space, a fourth bedroom, and a full bathroom with laundry, offering flexibility for families, guests, or a home office.Currently operating as a licensed short-term rental, this property presents an excellent opportunity for investors seeking an established income-producing property or buyers looking for a home with added revenue potential. Move-in ready and situated in one of Niagara-on-the-Lake's most desirable communities, this a rare opportunity you wont want to miss.
The home
- Type
- 1 1/2 storey
- Style
- 1 1/2 Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 9
- Basement
- Finished, Full
- Lot size
- 62 x 200 ft
- Faces
- North
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Aluminum Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
- Central vacuum
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 6
- Total parking
- 7
- Parking features
- Private Double
Taxes & other
- Property taxes
- $3,587/yr
- Tax year
- 2026
- Occupancy
- Owner+Tenant
- Possession
- immediate
- Cross street
- Niagara Stone Rd and Line 1
- Neighbourhood
- 108 - Virgil
More
- Price per sq ft
- ~$522 (at 1,300 sq ft)
- Listed
- Oct 5, 2026 · 7 days ago
- MLS® number
- X13864134
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The home and its surroundings
- Water Heater
- Central Vacuum
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
642 PENNER Road, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake · Near Niagara Stone Rd and Line 1
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Listing history for 642 PENNER Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 642 PENNER Road
Answers come straight from this home’s MLS® listing.
How much is 642 PENNER Road listed for, and what would it cost each month?
642 PENNER Road is listed for $678,900. With 20% down ($135,780), the mortgage payment would be roughly $2,738 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,037 a month, all in. That figure is an illustration, not a quote.
Is 642 PENNER Road freehold or a condo, and is there a monthly fee?
642 PENNER Road is a 1 1/2 storey in 108 - Virgil, Niagara-on-the-Lake. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 642 PENNER Road have?
642 PENNER Road has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.
Does 642 PENNER Road have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 6 spaces. In total the listing counts 7 parking spaces.
Does 642 PENNER Road have a finished basement?
The listing describes the basement as finished, full. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.
What style of home is 642 PENNER Road?
642 PENNER Road is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 642 PENNER Road, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 62 x 200 ft.
How is 642 PENNER Road heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 642 PENNER Road?
Property taxes are $3,587 a year (2026), or about $299 a month.
Where is 642 PENNER Road?
642 PENNER Road is in the 108 - Virgil community of Niagara-on-the-Lake. The nearest main intersection is Niagara Stone Rd and Line 1. The postal code is L0S 1J0.
How long has 642 PENNER Road been on the market?
642 PENNER Road was listed on October 5, 2026. It has been on the market for 7 days. It is an active listing (MLS® X13864134). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 642 PENNER Road asking?
Similar bungalow-style homes for sale nearby right now include 1459 Niagara Stone Road at $675,000 (3+1 bed), 423 Read Road at $695,000 (3 bed) and 2052 York Road at $699,900 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 642 PENNER Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 642 PENNER Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near 108 - Virgil, picked by style, size and price.
1 1/2 storey$675,0001459 Niagara Stone Road, Niagara-on-the-Lake3+1 bed · 2 bath · 108 - VirgilCourtesy of: RE/MAX NIAGARA REALTY LTD, BROKERAGEView home →
1 1/2 storey$695,000423 Read Road, Niagara-on-the-Lake3 bed · 2 bath · 102 - LakeshoreCourtesy of: RE/MAX GARDEN CITY REALTY INC.View home →
1 1/2 storey$699,9002052 York Road, Niagara-on-the-Lake4 bed · 2 bath · 106 - QueenstonCourtesy of: EXP REALTYView home →Courtesy of: BOLDT REALTY INC., BROKERAGE
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.