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For saleListed 24 days agoMLS® X13805264

638 Derbyshire Point Lane, Athens, ON K0E 1B0

812 - Athens, Athens · Near County Park Road and Derbyshire Point Lane · View map

$609,000
3Beds
1Baths
< 700Sq ft
BungalowType
4 totalParking
Finished with Walk-OutBasement
$3,744/yrTaxes
Call / Text Will
$609,000
FreeholdNo monthly condo fee
Parking for 4Comes with the home
Finished basementWith a walk-out
Lot 74.4 x 123.5 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Turnkey and ready to enjoy, this 3-bedroom, 1-bath Charleston Lake cottage offers 74 feet of waterfront, a sandy beach and gorgeous south views across Big Waters. Swim from your own shoreline, head out for a day of boating, gather around the waterside fire-pit or enjoy cooler days by the wood-burning insert (WETT Sept. 2026). Multiple decks provide plenty of space to relax and entertain, while conservation land at the rear adds privacy and a beautiful natural backdrop. An established rental history offers added flexibility. Charleston Lake spans an impressive 6,220 acres with 94 miles of shoreline, approximately 100 islands, three public boat launches and two marinas, offering endless opportunities to explore. Sand Bay County Park is approximately 1 km away, with an additional sandy beach, picnic area and trails. With excellent year-round private road access, this is a wonderful opportunity to make Charleston Lake part of your life.

The home

Type
Bungalow
Style
Bungalow
Square footage
< 700 sq ft
Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
5
Basement
Finished with Walk-Out
Lot size
74.4 x 123.5 ft
Faces
South

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Wood

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Fireplace
Yes

Garage & parking

Driveway spaces
4
Total parking
4

Taxes & other

Property taxes
$3,744/yr
Tax year
2026
Occupancy
Vacant
Possession
Flexible
Cross street
County Park Road and Derbyshire Point Lane
Neighbourhood
812 - Athens

More

Listed
Sep 18, 2026 · 24 days ago
MLS® number
X13805264

The home and its surroundings

  • Carpet Free
  • Water Heater Owned
  • Golf
  • Lake/Pond
  • Marina
  • Terraced
  • Waterfront
Want to know something that isn’t listed?
Estimated monthly cost$2,769per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    638 Derbyshire Point Lane, Athens, ON K0E 1B0

    812 - Athens, Athens · Near County Park Road and Derbyshire Point Lane

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    Sold history

    Listing history for 638 Derbyshire Point Lane

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 638 Derbyshire Point Lane

    Answers come straight from this home’s MLS® listing.

    How much is 638 Derbyshire Point Lane listed for, and what would it cost each month?

    638 Derbyshire Point Lane is listed for $609,000. With 20% down ($121,800), the mortgage payment would be roughly $2,457 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,769 a month, all in. That figure is an illustration, not a quote.

    Is 638 Derbyshire Point Lane freehold or a condo, and is there a monthly fee?

    638 Derbyshire Point Lane is a bungalow in 812 - Athens, Athens. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 638 Derbyshire Point Lane have?

    638 Derbyshire Point Lane has 3 bedrooms and 1 bathroom.

    Does 638 Derbyshire Point Lane have a garage and parking?

    The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.

    Does 638 Derbyshire Point Lane have a finished basement?

    The listing describes the basement as finished with walk-out. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 638 Derbyshire Point Lane?

    638 Derbyshire Point Lane is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 638 Derbyshire Point Lane, and what is the lot size?

    The lot is listed as 74.4 x 123.5 ft.

    How is 638 Derbyshire Point Lane heated and cooled?

    Heating is baseboard (electric). The listing does not show air conditioning.

    What are the property taxes for 638 Derbyshire Point Lane?

    Property taxes are $3,744 a year (2026), or about $312 a month.

    Where is 638 Derbyshire Point Lane?

    638 Derbyshire Point Lane is in the 812 - Athens community of Athens. The nearest main intersection is County Park Road and Derbyshire Point Lane. The postal code is K0E 1B0.

    How long has 638 Derbyshire Point Lane been on the market?

    638 Derbyshire Point Lane was listed on September 18, 2026. It has been on the market for 24 days. It is an active listing (MLS® X13805264). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 638 Derbyshire Point Lane asking?

    Similar bungalow-style homes for sale nearby right now include 77 Hard Island Road at $629,000 (3 bed), 75 Lake Eloida Road at $699,900 (3 bed) and 75B Temperance Lake Road at $569,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 638 Derbyshire Point Lane sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 638 Derbyshire Point Lane?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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