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For saleListed Sep 2MLS® X13735072

610 St David Street S, Centre Wellington, ON N1M 2L9

Fergus, Centre Wellington · Near Belsyde Avenue E X St David St S · View map

$799,900
4Beds
2Baths
1100–1500Sq ft
SidesplitType
Attached · 1 spaceGarage
5 totalParking
Separate Entrance, Apartment, FinishedBasement
$4,295/yrTaxes
Call / Text Will
$799,900
Separate entranceRoom for an in-law or income suite
FreeholdNo monthly condo fee
Attached garage5 parking spaces in total
Lot 70 x 137 ftThe land comes with the home
Central airCool all summer
FireplaceCozy winters

About this home

A rare opportunity to own a spacious, well appointed and well-maintained family home with a completely separate, professionally constructed and stunning two level legal apartment - ideal for generating rental income or accommodating loved ones with plenty of room to grow. Ideally located in an excellent and established Fergus neighbourhood just steps from downtown, the Grand River, schools, sports fields, shopping and everyday amenities.The main home offers three spacious bedrooms, a large living room and separate dining area with a walkout to a newer poured-concrete patio, pretty pergola and an impressive, pool-sized backyard. The custom kitchen features beautiful cherry cabinetry, stainless steel appliances and plenty of counter and storage space. Under the newer carpeting, you'll find gorgeous refinished hardwood flooring throughout the living room, dining room and all three bedrooms. A separate entrance at the back of the house leads to the legal and charming accessory apartment boasting an abundance of storage/flex space, a bright main floor bedroom and on the lower level, a lovely living and dining area featuring a beautiful stone mantel equipped with a modern and efficient electric fireplace. The kitchen offers plenty of cabinet and counter space, stainless steel appliances as well as convenient access to a private laundry room. Need a mortgage helper now with room to grow in future? This home's flexible design provides the ability to generate income whenever you need it or simply remove one small wall and easily convert it back to a single-family, four bedroom house. Location, versatility and move in ready. This one has it all. Book your showing today.

The home

Type
Sidesplit
Style
Sidesplit
Square footage
1100-1500 sq ft
Bedrooms
4
Bathrooms
2
Kitchens
2
Rooms
9
Basement
Separate Entrance, Apartment, Finished
Lot size
70 x 137 ft
Faces
East
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
4
Total parking
5

Taxes & other

Property taxes
$4,295/yr
Tax year
2025
Occupancy
Owner
Possession
Flexible
Cross street
Belsyde Avenue E X St David St S
Neighbourhood
Fergus

More

Price per sq ft
~$615 (at 1,300 sq ft)
Listed
Sep 2, 2026 · 41 days ago
MLS® number
X13735072

The home and its surroundings

  • Accessory Apartment
  • In-Law Suite
  • In-Law Capability
  • Water Softener
Want to know something that isn’t listed?
Estimated monthly cost$3,584per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    610 St David Street, Centre Wellington, ON N1M 2L9

    Fergus, Centre Wellington · Near Belsyde Avenue E X St David St S

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    Sold history

    Listing history for 610 St David Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 610 St David Street S

    Answers come straight from this home’s MLS® listing.

    How much is 610 St David Street S listed for, and what would it cost each month?

    610 St David Street S is listed for $799,900. With 20% down ($159,980), the mortgage payment would be roughly $3,227 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,584 a month, all in. That figure is an illustration, not a quote.

    Is 610 St David Street S freehold or a condo, and is there a monthly fee?

    610 St David Street S is a sidesplit in Fergus, Centre Wellington. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 610 St David Street S have?

    610 St David Street S has 4 bedrooms and 2 bathrooms.

    Does 610 St David Street S have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.

    Does 610 St David Street S have a finished basement?

    The listing describes the basement as separate entrance, apartment, finished. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 610 St David Street S?

    610 St David Street S is a sidesplit. A sidesplit has its levels staggered side to side, with a few steps between the living area, the bedrooms and the lower level.

    How big is 610 St David Street S, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 70 x 137 ft.

    How is 610 St David Street S heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 610 St David Street S?

    Property taxes are $4,295 a year (2025), or about $358 a month.

    Where is 610 St David Street S?

    610 St David Street S is in the Fergus community of Centre Wellington. The nearest main intersection is Belsyde Avenue E X St David St S. The postal code is N1M 2L9.

    How long has 610 St David Street S been on the market?

    610 St David Street S was listed on September 2, 2026. It has been on the market for 41 days. It is an active listing (MLS® X13735072). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 610 St David Street S asking?

    Similar bungalow-style homes for sale nearby right now include 114 Angelica Street at $849,900 (3+1 bed), 16 Water Street W at $699,900 (3 bed) and 266 Colborne Street at $939,000 (3+2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 610 St David Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 610 St David Street S?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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