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For saleListed 21 days agoMLS® X13811196

5 Severn River 406, Muskoka Lakes, ON L0K 1E0

Wood (Muskoka Lakes), Muskoka Lakes · Near HWY 400 N, exit 141 for Coldwater. Right onto HWY 12, Left onto River Street, Right onto Earl Haid Ave where you will find the town dock. Cottage is located directly across from the town dock (Water Access Only) · View map

$729,000
3Beds
1Baths
700–1100Sq ft
Raised bungalowType
NoneParking
UnfinishedBasement
$2,148/yrTaxes
Call / Text Will
$729,000
FreeholdNo monthly condo fee
Lot 323 x 622 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

**Water Access Only** Escape to your own private retreat in Severn Falls. This turn-key 3-bedroom, 1-bathroom cottage is set on nearly 5 acres of peaceful wilderness, offering the perfect blend of relaxation, recreation, and privacy.Enjoy true water access living with over 300 feet of shoreline and your own private dock, ideal for boating, swimming, and soaking up long summer days. Located just minutes from the town dock, you'll have convenient access to local restaurants, groceries, and ice cream without the long boat ride.Surrounded by nature, the property features nearby trails to explore, a firepit for evenings under the stars, and an expansive front deck that's perfect for unwinding or entertaining.Previously operated as a desirable short-term rental, this property offers excellent income potential for those looking to generate revenue when not in personal use.Whether you're searching for a family getaway, a peaceful escape, or an investment opportunity, this cottage delivers. Possible Vendor Take Back

The home

Type
Raised bungalow
Style
Bungalow-Raised
Square footage
700-1100 sq ft
Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
7
Basement
Unfinished
Lot size
323 x 622 ft
Faces
West
View
Water
Approximate age
31-50 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Wood

Heating & cooling

Heating fuel
Electric
Air conditioning
Wall Unit(s)
Fireplace
Yes

Garage & parking

Total parking
None

Taxes & other

Property taxes
$2,148/yr
Tax year
2025
Occupancy
Owner
Possession
Flexible
Cross street
HWY 400 N, exit 141 for Coldwater. Right onto HWY 12, Left onto River Street, Right onto Earl Haid Ave where you will find the town dock. Cottage is located directly across from the town dock (Water Access Only)
Neighbourhood
Wood (Muskoka Lakes)

More

Price per sq ft
~$810 (at 900 sq ft)
Listed
Sep 21, 2026 · 21 days ago
MLS® number
X13811196

The home and its surroundings

  • Carpet Free
  • Water Heater Owned
  • Water Treatment
  • Lake Access
  • Marina
  • Waterfront
  • Privacy
  • Seasonal Living
  • Deck
  • Fishing
Want to know something that isn’t listed?
Estimated monthly cost$3,120per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    5 Severn River 406 N/A, Muskoka Lakes, ON L0K 1E0

    Wood (Muskoka Lakes), Muskoka Lakes · Near HWY 400 N, exit 141 for Coldwater. Right onto HWY 12, Left onto River Street, Right onto Earl Haid Ave where you will find the town dock. Cottage is located directly across from the town dock (Water Access Only)

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    Sold history

    Listing history for 5 Severn River 406 N/A

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 5 Severn River 406

    Answers come straight from this home’s MLS® listing.

    How much is 5 Severn River 406 listed for, and what would it cost each month?

    5 Severn River 406 is listed for $729,000. With 20% down ($145,800), the mortgage payment would be roughly $2,941 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,120 a month, all in. That figure is an illustration, not a quote.

    Is 5 Severn River 406 freehold or a condo, and is there a monthly fee?

    5 Severn River 406 is a raised bungalow in Wood (Muskoka Lakes), Muskoka Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 5 Severn River 406 have?

    5 Severn River 406 has 3 bedrooms and 1 bathroom. The listing gives the style as bungalow-raised.

    Does 5 Severn River 406 have a garage and parking?

    The listing does not show a garage. The listing does not include a parking space.

    Does 5 Severn River 406 have a finished basement?

    The listing describes the basement as unfinished.

    What style of home is 5 Severn River 406?

    5 Severn River 406 is a raised bungalow. A raised bungalow has its main floor set about half a level above the ground, so the basement has bigger windows and more light than in a regular bungalow.

    How big is 5 Severn River 406, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 323 x 622 ft.

    How is 5 Severn River 406 heated and cooled?

    Heating is (electric). Cooling is wall unit(s).

    What are the property taxes for 5 Severn River 406?

    Property taxes are $2,148 a year (2025), or about $179 a month.

    Where is 5 Severn River 406?

    5 Severn River 406 is in the Wood (Muskoka Lakes) community of Muskoka Lakes. The nearest main intersection is HWY 400 N, exit 141 for Coldwater. Right onto HWY 12, Left onto River Street, Right onto Earl Haid Ave where you will find the town dock. Cottage is located directly across from the town dock (Water Access Only). The postal code is L0K 1E0.

    How long has 5 Severn River 406 been on the market?

    5 Severn River 406 was listed on September 21, 2026. It has been on the market for 21 days. It is an active listing (MLS® X13811196). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 5 Severn River 406 asking?

    Similar bungalow-style homes for sale nearby right now include 1048 West Black Lake Road at $630,000 (2 bed), 1003 Elizabeth Street at $699,000 (5 bed) and 8 - 1006 Youngs Road at $849,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 5 Severn River 406 N/A sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 5 Severn River 406?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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