45 Phipps Street, Fort Erie, ON L2A 2V3
332 - Central, Fort Erie · Near Central Ave & Phipps St · View map
About this home
Welcome to 45 Phipps Street, a beautifully refreshed home offering modern finishes, functional living space and a convenient Fort Erie location just steps to the Niagara River. The main floor has been thoughtfully renovated with a bright, open feel throughout, featuring three comfortable bedrooms, stylish flooring and a clean, contemporary bathroom along with the added convenience of main floor laundry. The kitchen is both practical and inviting, complete with stainless steel appliances, a breakfast island and plenty of space for everyday living or casual entertaining. Quality updates can be found throughout the home, including refreshed drywall, updated windows, porcelain tile in the entryway and bathroom and an upgraded bath with a deep tub, modern tile work and a sleek finished look. The lower level offers added flexibility with natural light from the updated basement windows, making it a great option for storage, hobbies, a future rec room or additional living potential. Upstairs, the spacious attic is a standout bonus, offering impressive extra space for storage, hobbies or future finishing possibilities. Outside, the generous backyard size adds even more to love, offering plenty of green space for kids, pets, gardening or summer entertaining. Complete with a deck and storage shed, it's a functional outdoor space with room to enjoy. Tucked into a friendly Fort Erie neighbourhood, this home offers the perfect mix of comfort, convenience and move-in-ready charm. Whether you're a first-time buyer, downsizer or investor, you'll love being close to schools, parks, shopping, restaurants and everyday amenities. A wonderful opportunity to own a welcoming home with style, function and room to make it your own. If you are looking to live close to the water for a fraction of the price, 45 Phipps St could be the one! Book your showing today!
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 7
- Basement
- Full, Unfinished
- Lot size
- 38.4 x 121.7 ft
- Faces
- South
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 3
- Total parking
- 3
- Parking features
- Private
Taxes & other
- Property taxes
- $2,426/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Central Ave & Phipps St
- Neighbourhood
- 332 - Central
More
- Price per sq ft
- ~$500 (at 900 sq ft)
- Listed
- Oct 14, 2026 · today
- MLS® number
- X14032934
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The home and its surroundings
- Primary Bedroom - Main Floor
- Fenced Yard
- Library
- Park
- Golf
- School
- Place Of Worship
- Deck
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
45 Phipps Street, Fort Erie, ON L2A 2V3
332 - Central, Fort Erie · Near Central Ave & Phipps St
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Listing history for 45 Phipps Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 45 Phipps Street
Answers come straight from this home’s MLS® listing.
How much is 45 Phipps Street listed for, and what would it cost each month?
45 Phipps Street is listed for $449,900. With 20% down ($89,980), the mortgage payment would be roughly $1,815 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,017 a month, all in. That figure is an illustration, not a quote.
Is 45 Phipps Street freehold or a condo, and is there a monthly fee?
45 Phipps Street is a bungalow in 332 - Central, Fort Erie. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 45 Phipps Street have?
45 Phipps Street has 3 bedrooms and 1 bathroom.
Does 45 Phipps Street have a garage and parking?
The listing does not show a garage. The driveway adds 3 spaces. In total the listing counts 3 parking spaces.
Does 45 Phipps Street have a finished basement?
The listing describes the basement as full, unfinished.
What style of home is 45 Phipps Street?
45 Phipps Street is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 45 Phipps Street, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 38.4 x 121.7 ft.
How is 45 Phipps Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 45 Phipps Street?
Property taxes are $2,426 a year (2026), or about $202 a month.
Where is 45 Phipps Street?
45 Phipps Street is in the 332 - Central community of Fort Erie. The nearest main intersection is Central Ave & Phipps St. The postal code is L2A 2V3.
How long has 45 Phipps Street been on the market?
45 Phipps Street was listed on October 14, 2026. It came on the market today. It is an active listing (MLS® X14032934). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 45 Phipps Street asking?
Similar bungalow-style homes for sale nearby right now include 215 Phipps Street at $431,000 (4 bed), 61 Queen Street at $424,900 (3 bed) and 161 Catherine Street at $535,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 45 Phipps Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 45 Phipps Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near 332 - Central, picked by style, size and price.
Bungalow$431,000215 Phipps Street, Fort Erie4 bed · 1 bath · 332 - CentralCourtesy of: RE/MAX NIAGARA REALTY LTD, BROKERAGEView home →
Bungalow$424,90061 Queen Street, Fort Erie3 bed · 3 bath · 332 - CentralCourtesy of: RE/MAX NIAGARA REALTY LTD, BROKERAGEView home →
Bungalow$535,000161 Catherine Street, Fort Erie3 bed · 2 bath · 332 - CentralCourtesy of: ROYAL LEPAGE NRC REALTYView home →Courtesy of: EXP REALTY
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.