43 COSBY Avenue, St. Catharines, ON L2M 5R7
445 - Facer, St. Catharines · Near Dieppe Rd & Welland Ave to Cosby · View map
About this home
Fully occupied three-unit income property generates almost $60,000 in annual gross rental income with an impressive 7.0% cap rate. Each updated suite features modernized flooring, kitchens, and bathrooms, while major capital improvements include a new central air conditioner (2025), roof (2018), furnace (2018), and two 100-amp electrical panels. Investors will appreciate the separately metered hydro, ample on-site parking, detached garage, and fully occupied units providing immediate cash flow from day one. The current rental income offers an attractive return today while still allowing room for future growth as rents continue to align with market levels over time. Located in the heart of St. Catharines, just minutes to Highway 406, downtown, shopping, public transit, Brock University, and everyday amenities, this property is well-positioned in one of Niagara's strongest rental markets. Whether you're adding to an established portfolio or purchasing your first income property, opportunities offering this combination of strong returns, significant capital updates, stable tenancy, and rental upside are increasingly difficult to find.
The home
- Type
- 1 1/2 storey
- Style
- 1 1/2 Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 6
- Bathrooms
- 3
- Kitchens
- 3
- Rooms
- 9
- Basement
- Finished, Full
- Lot size
- 40 x 90 ft
- Faces
- West
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 4
- Total parking
- 6
- Parking features
- Private Double
Taxes & other
- Property taxes
- $3,179/yr
- Tax year
- 2025
- Occupancy
- Tenant
- Possession
- Flexible
- Cross street
- Dieppe Rd & Welland Ave to Cosby
- Neighbourhood
- 445 - Facer
More
- Price per sq ft
- ~$492 (at 1,300 sq ft)
- Listed
- Oct 2, 2026 · 10 days ago
- MLS® number
- X13857566
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The home and its surroundings
- Hospital
- Public Transit
- School Bus Route
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
43 COSBY Avenue, St. Catharines, ON L2M 5R7
445 - Facer, St. Catharines · Near Dieppe Rd & Welland Ave to Cosby
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Listing history for 43 COSBY Avenue
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 43 COSBY Avenue
Answers come straight from this home’s MLS® listing.
How much is 43 COSBY Avenue listed for, and what would it cost each month?
43 COSBY Avenue is listed for $639,000. With 20% down ($127,800), the mortgage payment would be roughly $2,578 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,842 a month, all in. That figure is an illustration, not a quote.
Is 43 COSBY Avenue freehold or a condo, and is there a monthly fee?
43 COSBY Avenue is a 1 1/2 storey in 445 - Facer, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 43 COSBY Avenue have?
43 COSBY Avenue has 6 bedrooms and 3 bathrooms.
Does 43 COSBY Avenue have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.
Does 43 COSBY Avenue have a finished basement?
The listing describes the basement as finished, full. Finished basement space is usually not counted in the square footage shown.
What style of home is 43 COSBY Avenue?
43 COSBY Avenue is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 43 COSBY Avenue, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 40 x 90 ft.
How is 43 COSBY Avenue heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 43 COSBY Avenue?
Property taxes are $3,179 a year (2025), or about $265 a month.
Where is 43 COSBY Avenue?
43 COSBY Avenue is in the 445 - Facer community of St. Catharines. The nearest main intersection is Dieppe Rd & Welland Ave to Cosby. The postal code is L2M 5R7.
How long has 43 COSBY Avenue been on the market?
43 COSBY Avenue was listed on October 2, 2026. It has been on the market for 10 days. It is an active listing (MLS® X13857566). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 43 COSBY Avenue asking?
Similar bungalow-style homes for sale nearby right now include 36 Brighton Avenue at $549,999 (5 bed), 18 Ormonde Avenue at $479,900 (3+1 bed) and 177 PELHAM Road at $524,900 (5 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 43 COSBY Avenue sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 43 COSBY Avenue?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near 445 - Facer, picked by style, size and price.
1 1/2 storey$549,99936 Brighton Avenue, St. Catharines5 bed · 3 bath · 445 - FacerCourtesy of: EXP REALTYView home →
1 1/2 storey$479,90018 Ormonde Avenue, St. Catharines3+1 bed · 2 bath · 445 - FacerCourtesy of: QUANTUM TEAM REALTYView home →
1 1/2 storey$524,900177 PELHAM Road, St. Catharines5 bed · 2 bath · 458 - Western HillCourtesy of: RE/MAX ESCARPMENT GOLFI REALTY INC.View home →Courtesy of: REVEL Realty Inc., Brokerage
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.