42 Cumming Street, St. Catharines, ON L2S 1H9
458 - Western Hill, St. Catharines · Near Pelham Road · View map
About this home
Fantastic Turnkey Duplex in Desirable West St. Catharines! Attention investors and first time buyers! This versatile, well-maintained duplex offers incredible potential in a highly sought-after West St. Catharines neighbourhood. The spacious main floor unit features 2 comfortable bedrooms, living room and a lower level family room with direct access to a fully fenced backyard-perfect for pets, kids, or summer entertaining. Living room, bedrooms have hardwood flooring. The bright upper apartment boasts 2 bedrooms plus a small loft space that can easily serve as a play area or storage. Worry-Free Exterior: Outfitted with a durable, long-lasting metal roof and vinyl siding. Enjoy your morning coffee on the charming front porch, and make use of the handy backyard storage shed. Prime Location: Situated in a great West End neighbourhood close to local amenities, transit, and highway access. Whether you're looking to add a reliable income property to your portfolio or live in one unit while renting out the other to pay your mortgage, this property is a must see!
The home
- Type
- 1 1/2 storey
- Style
- 1 1/2 Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Rooms
- 7
- Basement
- Partially Finished, Full
- Lot size
- 35 x 105 ft
- Faces
- North
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 2
- Total parking
- 2
- Parking features
- Private
Taxes & other
- Property taxes
- $3,021/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Pelham Road
- Neighbourhood
- 458 - Western Hill
More
- Price per sq ft
- ~$384 (at 1,300 sq ft)
- Listed
- Aug 10, 2026 · 63 days ago
- MLS® number
- X13659544
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The home and its surroundings
- In-Law Capability
- In-Law Suite
- Water Heater Owned
- Fenced Yard
- Public Transit
- School
- Awnings
- Patio
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
42 Cumming Street, St. Catharines, ON L2S 1H9
458 - Western Hill, St. Catharines · Near Pelham Road
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Listing history for 42 Cumming Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 42 Cumming Street
Answers come straight from this home’s MLS® listing.
How much is 42 Cumming Street listed for, and what would it cost each month?
42 Cumming Street is listed for $499,000. With 20% down ($99,800), the mortgage payment would be roughly $2,013 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,265 a month, all in. That figure is an illustration, not a quote.
Is 42 Cumming Street freehold or a condo, and is there a monthly fee?
42 Cumming Street is a 1 1/2 storey in 458 - Western Hill, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 42 Cumming Street have?
42 Cumming Street has 4 bedrooms and 2 bathrooms.
Does 42 Cumming Street have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.
Does 42 Cumming Street have a finished basement?
The listing describes the basement as partially finished, full. Finished basement space is usually not counted in the square footage shown.
What style of home is 42 Cumming Street?
42 Cumming Street is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 42 Cumming Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 35 x 105 ft.
How is 42 Cumming Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 42 Cumming Street?
Property taxes are $3,021 a year (2026), or about $252 a month.
Where is 42 Cumming Street?
42 Cumming Street is in the 458 - Western Hill community of St. Catharines. The nearest main intersection is Pelham Road. The postal code is L2S 1H9.
How long has 42 Cumming Street been on the market?
42 Cumming Street was listed on August 10, 2026. It has been on the market for 63 days. It is an active listing (MLS® X13659544). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 42 Cumming Street asking?
Similar bungalow-style homes for sale nearby right now include 1 Cumming Street at $349,900 (2 bed), 95 Chetwood Street at $474,900 (4+1 bed) and 240 Pelham Road at $499,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 42 Cumming Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 42 Cumming Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near 458 - Western Hill, picked by style, size and price.
1 1/2 storey$349,9001 Cumming Street, St. Catharines2 bed · 1 bath · 458 - Western HillCourtesy of: ROYAL LEPAGE NRC REALTYView home →
1 1/2 storey$474,90095 Chetwood Street, St. Catharines4+1 bed · 3 bath · 458 - Western HillCourtesy of: RE/MAX ESCARPMENT REALTY INC., BROKERAGEView home →
1 1/2 storey$499,000240 Pelham Road, St. Catharines3 bed · 2 bath · 458 - Western HillCourtesy of: RE/MAX ESCARPMENT GOLFI REALTY INC.View home →Courtesy of: ROYAL LEPAGE NRC REALTY
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.