401 Elgin St Street E, Oshawa, ON L1G 1V1
O'Neill, Oshawa · Near Ritson & Adelaide · View map
About this home
Very Well Kept North Facing Detached House In Quite Neighborhood Of Oshawa. This House Features 3 Bedrooms Above Ground & 1 Bedroom In Basement.Room On Main Floor For Convenience. Upgraded White Kitchen Cabinets. Upgraded Doors. Potlights & Living Area. Basement Features Side Entrance, 1 Bedroom, Kitchen & 3 Piece Washroom. Owned Hot Water, Newer Furnace, Vinyl Windows. Updated Upstairs Bathroom. New Basement Flooring (2021), Deck In Backyard (2023). New Extended Driveway, 4 Car Parking Spots. Enjoy BBQ In Huge Backyard With Your Family. Nestled In A Prime Oshawa Location Close To Schools, Parks, Shopping, And Transit,Costco. This Move-In-Ready Gem Is A Must-See.
The home
- Type
- 1 1/2 storey
- Style
- 1 1/2 Storey
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 2
- Rooms
- 6
- Basement
- Finished, Separate Entrance
- Lot size
- 46 x 106.5 ft
- Faces
- South
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 4
- Total parking
- 4
- Parking features
- Private
Taxes & other
- Property taxes
- $4,284/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- FLEXIBLE
- Cross street
- Ritson & Adelaide
- Neighbourhood
- O'Neill
More
- Price per sq ft
- ~$804 (at 900 sq ft)
- Listed
- Jul 24, 2026 · 82 days ago
- MLS® number
- E13604454
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The home and its surroundings
- Water Heater Owned
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
401 Elgin St Street, Oshawa, ON L1G 1V1
O'Neill, Oshawa · Near Ritson & Adelaide
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Listing history for 401 Elgin St Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 401 Elgin St Street E
Answers come straight from this home’s MLS® listing.
How much is 401 Elgin St Street E listed for, and what would it cost each month?
401 Elgin St Street E is listed for $724,000. With 20% down ($144,800), the mortgage payment would be roughly $2,920 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,277 a month, all in. That figure is an illustration, not a quote.
Is 401 Elgin St Street E freehold or a condo, and is there a monthly fee?
401 Elgin St Street E is a 1 1/2 storey in O'Neill, Oshawa. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 401 Elgin St Street E have?
401 Elgin St Street E has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.
Does 401 Elgin St Street E have a garage and parking?
The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
Does 401 Elgin St Street E have a finished basement?
The listing describes the basement as finished, separate entrance. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 401 Elgin St Street E?
401 Elgin St Street E is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 401 Elgin St Street E, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 46 x 106.5 ft.
How is 401 Elgin St Street E heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 401 Elgin St Street E?
Property taxes are $4,284 a year (2026), or about $357 a month.
Where is 401 Elgin St Street E?
401 Elgin St Street E is in the O'Neill community of Oshawa. The nearest main intersection is Ritson & Adelaide. The postal code is L1G 1V1.
How long has 401 Elgin St Street E been on the market?
401 Elgin St Street E was listed on July 24, 2026. It has been on the market for 82 days. It is an active listing (MLS® E13604454). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 401 Elgin St Street E asking?
Similar bungalow-style homes for sale nearby right now include 107 Sutherland Avenue at $799,900 (3 bed), 117 Adelaide Avenue E at $599,900 (5 bed) and 113 Gibbons Street at $683,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 401 Elgin St Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 401 Elgin St Street E?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near O'Neill, picked by style, size and price.
1 1/2 storey$799,900107 Sutherland Avenue, Oshawa3 bed · 2 bath · O'NeillCourtesy of: Keller Williams Energy Real EstateView home →
1 1/2 storey$599,900117 Adelaide Avenue E, Oshawa5 bed · 3 bath · O'NeillCourtesy of: METROGLOBE REALTY BROKERAGE CORP.View home →
1 1/2 storey$683,000113 Gibbons Street, Oshawa3+1 bed · 2 bath · McLaughlinCourtesy of: REAL ESTATE HOMEWARDView home →Courtesy of: RE/MAX REAL ESTATE CENTRE INC.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.