40 St Charles Street, Belleville, ON K8P 2V8
Belleville Ward, Belleville · Near North Front St., East On Moira · View map
About this home
Exceptional opportunity to own a spacious raised bungalow on a quiet, family-friendly street. Conveniently located close to schools, shopping, amenities, and Hwy 401, this versatile property offers the perfect blend of comfortable family living and investment appeal.The bright and inviting main level features spacious principal rooms, an updated bathroom, and a generously sized primary bedroom complete with a private 2-piece ensuite. Large windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Step outside to a deck overlooking the expansive fully fenced backyard, providing plenty of space for children, pets, gardening, and outdoor entertaining.The lower level significantly expands the living space and has been enhanced with fresh paint and new flooring throughout. Featuring three bedrooms, a newly renovated kitchen, a full bathroom, and a separate entrance, this flexible layout offers excellent potential for multi-generational living, an in-law suite, or additional rental income.Additional highlights include an attached garage, ample driveway parking, and important updates such as a new furnace (2025) and hot water tank (2023). Whether you're a homeowner seeking extra living space or an investor looking for a property with strong income potential, this home presents exceptional value. Quick closing available.
The home
- Type
- Raised bungalow
- Style
- Bungalow-Raised
- Square footage
- 700-1100 sq ft
- Bedrooms
- 2
- Basement bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 2
- Rooms
- 5
- Basement
- Apartment, Finished with Walk-Out, Separate Entrance
- Lot size
- 39.5 x 161.3 ft
- Faces
- West
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 2
- Total parking
- 3
- Parking features
- Available, Front Yard Parking
Taxes & other
- Property taxes
- $4,243/yr
- Tax year
- 2026
- Occupancy
- Vacant
- Possession
- Immediate
- Cross street
- North Front St., East On Moira
- Neighbourhood
- Belleville Ward
More
- Price per sq ft
- ~$544 (at 900 sq ft)
- Listed
- Sep 21, 2026 · 22 days ago
- MLS® number
- X13811996
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The home and its surroundings
- In-Law Suite
- Primary Bedroom - Main Floor
- Sump Pump
- Fenced Yard
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
40 St Charles Street, Belleville, ON K8P 2V8
Belleville Ward, Belleville · Near North Front St., East On Moira
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Listing history for 40 St Charles Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 40 St Charles Street
Answers come straight from this home’s MLS® listing.
How much is 40 St Charles Street listed for, and what would it cost each month?
40 St Charles Street is listed for $489,900. With 20% down ($97,980), the mortgage payment would be roughly $1,976 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,330 a month, all in. That figure is an illustration, not a quote.
Is 40 St Charles Street freehold or a condo, and is there a monthly fee?
40 St Charles Street is a raised bungalow in Belleville Ward, Belleville. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 40 St Charles Street have?
40 St Charles Street has 2 bedrooms, plus 3 more bedrooms in the basement, and 3 bathrooms. The listing gives the style as bungalow-raised.
Does 40 St Charles Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.
Does 40 St Charles Street have a finished basement?
The listing describes the basement as apartment, finished with walk-out, separate entrance. It counts 3 bedrooms on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 40 St Charles Street?
40 St Charles Street is a raised bungalow. A raised bungalow has its main floor set about half a level above the ground, so the basement has bigger windows and more light than in a regular bungalow.
How big is 40 St Charles Street, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 39.5 x 161.3 ft.
How is 40 St Charles Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 40 St Charles Street?
Property taxes are $4,243 a year (2026), or about $354 a month.
Where is 40 St Charles Street?
40 St Charles Street is in the Belleville Ward community of Belleville. The nearest main intersection is North Front St., East On Moira. The postal code is K8P 2V8.
How long has 40 St Charles Street been on the market?
40 St Charles Street was listed on September 21, 2026. It has been on the market for 22 days. It is an active listing (MLS® X13811996). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 40 St Charles Street asking?
Similar bungalow-style homes for sale nearby right now include 92 Maple Drive at $539,900 (2+1 bed), 66 North Park Gardens at $479,000 (3 bed) and 4 Bogart Crescent at $520,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 40 St Charles Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 40 St Charles Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Belleville Ward, picked by style, size and price.
Raised bungalow$539,90092 Maple Drive, Belleville2+1 bed · 2 bath · Belleville WardCourtesy of: REVEL Realty Inc.View home →
Raised bungalow$479,00066 North Park Gardens, Belleville3 bed · 2 bath · Belleville WardCourtesy of: EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGEView home →
Raised bungalow$520,0004 Bogart Crescent, Belleville3+1 bed · 2 bath · Belleville WardCourtesy of: Royal Lepage ProAlliance RealtyView home →Courtesy of: HOMELIFE/MIRACLE REALTY LTD
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.