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For saleListed 18 days agoMLS® S13825072

4 Gray Street, Severn, ON L0K 1E0

Coldwater, Severn · Near Sturgeon Bay/River · View map

$564,500
3Beds
2Baths
1100–1500Sq ft
1 1/2 storeyType
6 totalParking
Crawl SpaceBasement
$1,673/yrTaxes
Call / Text Will
$564,500
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 6Comes with the home
Fenced yardYour own outdoor space
Lot 45.5 x 190.3 ftThe land comes with the home

About this home

Welcome to this charming family home in the heart of Coldwater! Offering the perfect blend of character and modern updates, this 3-bedroom, 1.5-bath home is ideal for first-time home buyers, young families, or anyone looking to enjoy the charm of small-town living. Inside, you'll find bright, spacious rooms with soaring ceilings, original hardwood flooring in the living room, and recently renovated bathrooms that add modern comfort while preserving the home's timeless appeal. Major updates have already been completed, including a metal roof, newer windows, a high-efficiency furnace (2021), and a pergola (2021), providing peace of mind for years to come. The oversized, private lot offers exceptional outdoor living with plenty of room for children and pets to play, gardening, entertaining, or simply relaxing. Multiple outdoor spaces and ample storage make this property as functional as it is inviting. Located just steps from downtown Coldwater, you'll enjoy easy access to local shops, restaurants, parks, walking trails, schools, and recreational facilities. With Highway 12 and Highway 400 only minutes away, commuting to Midland, Orillia, Barrie, and surrounding communities is quick and convenient. If you've been searching for an updated character home with an oversized lot, excellent location, and incredible value, this is one you won't want to miss.

The home

Type
1 1/2 storey
Style
1 1/2 Storey
Square footage
1100-1500 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
10
Basement
Crawl Space
Lot size
45.5 x 190.3 ft
Faces
South
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Fireplace
No

Garage & parking

Driveway spaces
6
Total parking
6
Parking features
Private, Private Double

Taxes & other

Property taxes
$1,673/yr
Tax year
2025
Occupancy
Owner
Possession
flexible
Cross street
Sturgeon Bay/River
Neighbourhood
Coldwater

More

Price per sq ft
~$434 (at 1,300 sq ft)
Listed
Sep 24, 2026 · 18 days ago
MLS® number
S13825072

The home and its surroundings

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Fenced Yard
  • Level
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School
  • Canopy
  • Deck
  • Landscaped
  • Porch Enclosed
  • Porch
  • Year Round Living
Want to know something that isn’t listed?
Estimated monthly cost$2,416per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    4 Gray Street, Severn, ON L0K 1E0

    Coldwater, Severn · Near Sturgeon Bay/River

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    Sold history

    Listing history for 4 Gray Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 4 Gray Street

    Answers come straight from this home’s MLS® listing.

    How much is 4 Gray Street listed for, and what would it cost each month?

    4 Gray Street is listed for $564,500. With 20% down ($112,900), the mortgage payment would be roughly $2,277 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,416 a month, all in. That figure is an illustration, not a quote.

    Is 4 Gray Street freehold or a condo, and is there a monthly fee?

    4 Gray Street is a 1 1/2 storey in Coldwater, Severn. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 4 Gray Street have?

    4 Gray Street has 3 bedrooms and 2 bathrooms.

    Does 4 Gray Street have a garage and parking?

    The listing does not show a garage. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.

    Does 4 Gray Street have a finished basement?

    The listing describes the basement as crawl space.

    What style of home is 4 Gray Street?

    4 Gray Street is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 4 Gray Street, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 45.5 x 190.3 ft.

    How is 4 Gray Street heated and cooled?

    Heating is forced air (gas). The listing does not show air conditioning.

    What are the property taxes for 4 Gray Street?

    Property taxes are $1,673 a year (2025), or about $139 a month.

    Where is 4 Gray Street?

    4 Gray Street is in the Coldwater community of Severn. The nearest main intersection is Sturgeon Bay/River. The postal code is L0K 1E0.

    How long has 4 Gray Street been on the market?

    4 Gray Street was listed on September 24, 2026. It has been on the market for 18 days. It is an active listing (MLS® S13825072). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 4 Gray Street asking?

    Similar bungalow-style homes for sale nearby right now include 1866 Irish Line at $549,900 (3 bed), 1424 Port Stanton Parkway at $535,000 (3 bed) and 12906 County Rd 16 Road at $619,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 4 Gray Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 4 Gray Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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