3686 Portage Bay Road, Ramara, ON L0K 2B0
Rural Ramara, Ramara · Near RAMA ROAD/PORTAGE BAY ROAD · View map
About this home
COVETED PORTAGE BAY WATERFRONT ESTATE WITH 104 FT OF SANDY SHORELINE & 6,700+ SQ FT! Set along over 104 ft of northwest-facing shoreline in coveted Portage Bay, this Lake Couchiching residence pairs expansive open-water views with a sandy beach, boathouse, newer docks (2021) and a spectacular multi-tiered lakeside balcony with glass railings overlooking the water. Over 6,700 finished square feet is thoughtfully arranged around the waterfront setting, with multiple walkouts and lake views featured throughout the home. Hardwood flooring, soaring ceilings, crown moulding, detailed wood trim, wood doors and pot lights add architectural character. The grand living room draws the eye to the lake through floor-to-ceiling windows and a double garden door walkout to the elevated balcony, while the breakfast area opens to the same glass-railed outdoor retreat. Extensive wood cabinetry, a large centre island, pantry storage, tile backsplash and double sink anchor the kitchen, while the connected family room with a wood-burning fireplace offers a natural gathering place after a day on the water. A formal dining room and wet bar with a bar fridge provide an ideal setting for entertaining. The main level features three bedrooms plus an office, including a spacious primary bedroom with a walk-in closet and a 6-piece ensuite with dual vanities, a private water closet with sink, a soaker tub and separate shower, while two additional bedrooms share an ensuite. The finished walkout lower level offers in-law potential with a kitchen, rec room with fireplace, games room, two bedrooms, full bathroom, storage and direct outdoor access. Updated windows (2021), an updated propane furnace, manicured grounds, interlock walkways and driveway, and an attached double-car garage complete this exceptional #HomeToStay. Located just minutes from Casino Rama, marinas, parks, beaches and local amenities, with Orillia only 15 minutes away.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 3500-5000 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 2
- Bathrooms
- 4
- Kitchens
- 2
- Rooms
- 9
- Basement
- Finished with Walk-Out
- Lot size
- 104.7 x 136 ft
- Faces
- North
- View
- Lake
- Approximate age
- 31-50 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Propane
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 2
- Driveway spaces
- 2
- Total parking
- 4
- Parking features
- Private Double
Taxes & other
- Property taxes
- $11,760/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- RAMA ROAD/PORTAGE BAY ROAD
- Neighbourhood
- Rural Ramara
More
- Price per sq ft
- ~$376 (at 4,250 sq ft)
- Listed
- Aug 31, 2026 · 42 days ago
- MLS® number
- S13727432
No matching details. Ask Will instead
The home and its surroundings
- Bar Fridge
- In-Law Capability
- Primary Bedroom - Main Floor
- Sewage Pump
- Sump Pump
- Water Heater Owned
- Water Treatment
- Workbench
- Beach
- Lake/Pond
- Marina
- Waterfront
- Deck
- Landscaped
- Lighting
- Patio
- Porch
- Recreational Area
- Year Round Living
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
3686 Portage Bay Road, Ramara, ON L0K 2B0
Rural Ramara, Ramara · Near RAMA ROAD/PORTAGE BAY ROAD
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 3686 Portage Bay Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 3686 Portage Bay Road
Answers come straight from this home’s MLS® listing.
How much is 3686 Portage Bay Road listed for, and what would it cost each month?
3686 Portage Bay Road is listed for $1,599,000. With 20% down ($319,800), the mortgage payment would be roughly $6,450 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $7,430 a month, all in. That figure is an illustration, not a quote.
Is 3686 Portage Bay Road freehold or a condo, and is there a monthly fee?
3686 Portage Bay Road is a bungalow in Rural Ramara, Ramara. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 3686 Portage Bay Road have?
3686 Portage Bay Road has 3 bedrooms, plus 2 more bedrooms in the basement, and 4 bathrooms.
Does 3686 Portage Bay Road have a garage and parking?
Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 2 spaces. In total the listing counts 4 parking spaces.
Does 3686 Portage Bay Road have a finished basement?
The listing describes the basement as finished with walk-out. It counts 2 bedrooms on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 3686 Portage Bay Road?
3686 Portage Bay Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 3686 Portage Bay Road, and what is the lot size?
The listing puts the home between 3,500 and 5,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 104.7 x 136 ft.
How is 3686 Portage Bay Road heated and cooled?
Heating is forced air (propane). Cooling is central air.
What are the property taxes for 3686 Portage Bay Road?
Property taxes are $11,760 a year (2025), or about $980 a month.
Where is 3686 Portage Bay Road?
3686 Portage Bay Road is in the Rural Ramara community of Ramara. The nearest main intersection is RAMA ROAD/PORTAGE BAY ROAD. The postal code is L0K 2B0.
How long has 3686 Portage Bay Road been on the market?
3686 Portage Bay Road was listed on August 31, 2026. It has been on the market for 42 days. It is an active listing (MLS® S13727432). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 3686 Portage Bay Road asking?
Similar bungalow-style homes for sale nearby right now include 2156 Lakeshore Drive at $1,555,000 (3 bed), 2392 Lakeshore Drive at $1,499,000 (3 bed) and 2232 Lakeshore Drive at $1,425,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 3686 Portage Bay Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 3686 Portage Bay Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Rural Ramara, picked by style, size and price.
Bungalow$1,555,0002156 Lakeshore Drive, Ramara3 bed · 1 bath · Rural RamaraCourtesy of: HOMELIFE EXCELSIOR REALTY INC.View home →
Bungalow$1,499,0002392 Lakeshore Drive, Ramara3 bed · 1 bath · Rural RamaraCourtesy of: SUTTON GROUP-ADMIRAL REALTY INC.View home →
Bungalow$1,425,0002232 Lakeshore Drive, Ramara3 bed · 3 bath · Rural RamaraCourtesy of: SUTTON GROUP-ADMIRAL REALTY INC.View home →Courtesy of: RE/MAX HALLMARK PEGGY HILL GROUP REALTY
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.