35620 Fingal Line, Southwold, ON N0L 1K0
Fingal, Southwold · Near Union Road · View map
About this home
Looking for your first home or a place for your growing family? This charming and extensively renovated 4-bedroom, 2-bathroom home in Southwold offers the space, updates and peaceful setting you've been searching for all on a spacious quarter-acre corner lot in the Southwold school district. From the moment you arrive, you'll appreciate the welcoming covered front porch, concrete double driveway, detached garage and generous yard. Inside, this home has been thoroughly updated and is truly move-in ready. The bright, modern kitchen features quartz countertops with room for seating, included appliances and direct access to the covered back deck, a great spot for morning coffee, family dinners or entertaining friends. The main floor also offers a comfortable living room, a flexible office or fourth bedroom, convenient laundry with stackable washer/dryer and cabinetry, plus a beautifully renovated 4-piece bathroom with a tub/shower surround. Upstairs, you'll find three bedrooms, including a spacious primary suite with its own closet and private ensuite with shower. A large hallway linen closet provides additional storage. Extensive improvements include vinyl siding and windows, timber beams, laminate flooring, pot lights, modern doors and trim, new electrical service and panel, updated wiring, drywall and insulation, plus a vapour barrier in the crawl space. Outside, there's plenty to enjoy close to home. Families will appreciate the nearby sports park with tennis and baseball fields, the playground and park on Union Road, and the Shedden Variety & Community Centre just minutes away. Whether you're a first-time buyer looking for an affordable way into homeownership, a young family wanting more space, or simply looking for a quiet community with a large lot and convenient access to surrounding towns, this Southwold property is worth a look.
The home
- Type
- 1 1/2 storey
- Style
- 1 1/2 Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 10
- Basement
- Crawl Space
- Lot size
- 91.9 x 126.2 ft
- Faces
- South
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
- Parking features
- Private Double
Taxes & other
- Property taxes
- $2,076/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- flexible
- Cross street
- Union Road
- Neighbourhood
- Fingal
More
- Price per sq ft
- ~$291 (at 1,750 sq ft)
- Listed
- Sep 16, 2026 · 26 days ago
- MLS® number
- X13790502
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The home and its surroundings
- Carpet Free
- Auto Garage Door Remote
- School Bus Route
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
35620 Fingal Line, Southwold, ON N0L 1K0
Fingal, Southwold · Near Union Road
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Listing history for 35620 Fingal Line
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 35620 Fingal Line
Answers come straight from this home’s MLS® listing.
How much is 35620 Fingal Line listed for, and what would it cost each month?
35620 Fingal Line is listed for $509,900. With 20% down ($101,980), the mortgage payment would be roughly $2,057 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,230 a month, all in. That figure is an illustration, not a quote.
Is 35620 Fingal Line freehold or a condo, and is there a monthly fee?
35620 Fingal Line is a 1 1/2 storey in Fingal, Southwold. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 35620 Fingal Line have?
35620 Fingal Line has 4 bedrooms and 2 bathrooms.
Does 35620 Fingal Line have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.
Does 35620 Fingal Line have a finished basement?
The listing describes the basement as crawl space.
What style of home is 35620 Fingal Line?
35620 Fingal Line is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 35620 Fingal Line, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 91.9 x 126.2 ft.
How is 35620 Fingal Line heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 35620 Fingal Line?
Property taxes are $2,076 a year (2025), or about $173 a month.
Where is 35620 Fingal Line?
35620 Fingal Line is in the Fingal community of Southwold. The nearest main intersection is Union Road. The postal code is N0L 1K0.
How long has 35620 Fingal Line been on the market?
35620 Fingal Line was listed on September 16, 2026. It has been on the market for 26 days. It is an active listing (MLS® X13790502). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 35620 Fingal Line asking?
Similar bungalow-style homes for sale nearby right now include 41805 North Street at $574,900 (3+3 bed), 37388 LAKE Line at $599,900 (3 bed) and 66 Stoss Street at $522,500 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 35620 Fingal Line sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 35620 Fingal Line?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Fingal, picked by style, size and price.
Raised bungalow$574,90041805 North Street, Southwold3+3 bed · 2 bath · Rural SouthwoldCourtesy of: THE REALTY FIRM INC.View home →
Bungalow$599,90037388 LAKE Line, Southwold3 bed · 1 bath · Rural SouthwoldCourtesy of: ELGIN REALTY LIMITEDView home →
Semi-detached bungalow$522,50066 Stoss Street, Southwold2 bed · 2 bath · Rural SouthwoldCourtesy of: SUTTON GROUP PREFERRED REALTY INC.View home →Courtesy of: RIGHT AT HOME REALTY
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*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.