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For saleListed 28 days agoMLS® S13783804

346 Bay Street, Midland, ON L4R 1K2

Midland · Near Bay Street Between Russell & Charles Street · View map

$499,900
2Beds
2Baths
1100–1500Sq ft
1 1/2 storeyType
Detached · 1 spaceGarage
6 totalParking
Partial Basement, UnfinishedBasement
$2,831/yrTaxes
Call / Text Will
$499,900
FreeholdNo monthly condo fee
Detached garage6 parking spaces in total
Lot 48.6 x 120 ftThe land comes with the home
Central airCool all summer

About this home

Welcome to this charming red-brick home, where timeless character meets modern updates. Filled with warmth and personality, this home features beautiful hardwood floors, custom trim work and an inviting three-season porch, along with beautifully landscaped gardens and a private backyard retreat. Inside, the open-concept main floor creates a wonderful flow between the kitchen and living space, making everyday living and entertaining effortless. The kitchen features modern cabinetry, stainless steel appliances and a charming window seat. Right off the kitchen, an additional space offers the perfect opportunity to customize and create a convenient powder room or main-floor laundry. Step outside and discover your own backyard retreat, complete with mature gardens, an interlock driveway and a fenced-in yard. A detached single-car garage/workshop with its own electrical panel, fully insulated interior and attached greenhouse offers incredible versatility for hobbies, projects, gardening or additional storage. Located just minutes from Midland's vibrant downtown and beautiful Georgian Bay waterfront, you'll have shops, restaurants, parks, trails and the waterfront lifestyle close to your doorstep. Recent updates include a new furnace, air conditioning and hot water tank (2026), adding peace of mind to this charming home.

The home

Type
1 1/2 storey
Style
1 1/2 Storey
Square footage
1100-1500 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
8
Basement
Partial Basement, Unfinished
Lot size
48.6 x 120 ft
Faces
North

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Detached
Garage spaces
1
Driveway spaces
5
Total parking
6
Parking features
Private

Taxes & other

Property taxes
$2,831/yr
Tax year
2025
Occupancy
Owner
Possession
Flexible
Cross street
Bay Street Between Russell & Charles Street
Neighbourhood
Midland

More

Price per sq ft
~$385 (at 1,300 sq ft)
Listed
Sep 15, 2026 · 28 days ago
MLS® number
S13783804

The home and its surroundings

  • Auto Garage Door Remote
  • Water Heater Owned
Want to know something that isn’t listed?
Estimated monthly cost$2,252per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    346 Bay Street, Midland, ON L4R 1K2

    Midland · Near Bay Street Between Russell & Charles Street

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    Sold history

    Listing history for 346 Bay Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 346 Bay Street

    Answers come straight from this home’s MLS® listing.

    How much is 346 Bay Street listed for, and what would it cost each month?

    346 Bay Street is listed for $499,900. With 20% down ($99,980), the mortgage payment would be roughly $2,016 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,252 a month, all in. That figure is an illustration, not a quote.

    Is 346 Bay Street freehold or a condo, and is there a monthly fee?

    346 Bay Street is a 1 1/2 storey in Midland. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 346 Bay Street have?

    346 Bay Street has 2 bedrooms and 2 bathrooms.

    Does 346 Bay Street have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 5 spaces. In total the listing counts 6 parking spaces.

    Does 346 Bay Street have a finished basement?

    The listing describes the basement as partial basement, unfinished.

    What style of home is 346 Bay Street?

    346 Bay Street is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 346 Bay Street, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 48.6 x 120 ft.

    How is 346 Bay Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 346 Bay Street?

    Property taxes are $2,831 a year (2025), or about $236 a month.

    Where is 346 Bay Street?

    346 Bay Street is in Midland. The nearest main intersection is Bay Street Between Russell & Charles Street. The postal code is L4R 1K2.

    How long has 346 Bay Street been on the market?

    346 Bay Street was listed on September 15, 2026. It has been on the market for 28 days. It is an active listing (MLS® S13783804). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 346 Bay Street asking?

    Similar bungalow-style homes for sale nearby right now include 646 Victoria Street at $544,999 (2 bed), 229 Donalda Street at $449,000 (2 bed) and 346 Yonge Street at $514,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 346 Bay Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 346 Bay Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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