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For saleListed Sep 8MLS® X13752872

31 Stuart Avenue, St. Catharines, ON L2R 1M8

451 - Downtown, St. Catharines · Near George and Lake · View map

$548,000
3Beds
2Baths
1100–1500Sq ft
1 1/2 storeyType
Detached · 1 spaceGarage
4 totalParking
Full, Unfinished, Separate Entrance, Development PotentialBasement
$3,740/yrTaxes
Call / Text Will
$548,000
Main-floor primary bedroomEveryday living on one level
Separate entranceRoom for an in-law or income suite
FreeholdNo monthly condo fee
Detached garage4 parking spaces in total
Lot 40 x 120 ftThe land comes with the home
Central airCool all summer

About this home

Lovely character home with great curb appeal and full of charm located in the coveted Fitzgerald area of downtown St.Catharines. Welcome to 31 Stuart Avenue a wonderful long time family owned home that features a two bedroom apartment on the main floor and a large bright one bedroom apartment up! Basement is unfinished and has been waterproofed from the inside. This would be an excellent multi generational opportunity! As you enter the ground floor you will find a comfortable living room with a bay window allowing lots of natural light and a cozy fireplace. A nice sized dining area leads to a working kitchen, there are two bedrooms on this level both with fantastic corner windows with views of the generous backyard. A four piece bath completes this level. The second level boasts a bright spacious one bedroom apartment which is accessed from a separate entrance at the rear of the home. The lot is 40X120 and features a one car garage and a concrete driveway. Upgrades over the years include most newer vinyl windows and a metal long life roof(Hindrea Roofing 2018). Located within walking distance to Harriet Tubman or St.Denis Elementary schools and for secondary St.Catharines Collegiate or St.Francis Secondary the later would qualify for bus transportation. Close to all other amenities including shopping, churches and fine dining you will love the convenience of this downtown location. Be sure to check out the local website for details on community events and more info about the FITZ at fitzgeraldneighbours.ca. Don't miss out on this opportunity to own this lovely home, call your Realtor today!

The home

Type
1 1/2 storey
Style
1 1/2 Storey
Square footage
1100-1500 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
2
Rooms
10
Basement
Full, Unfinished, Separate Entrance, Development Potential
Lot size
40 x 120 ft
Faces
North
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Stucco (Plaster)

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Detached
Garage spaces
1
Driveway spaces
4
Total parking
4
Parking features
Private

Taxes & other

Property taxes
$3,740/yr
Tax year
2026
Occupancy
Vacant
Possession
Flexible
Cross street
George and Lake
Neighbourhood
451 - Downtown

More

Price per sq ft
~$422 (at 1,300 sq ft)
Listed
Sep 8, 2026 · 34 days ago
MLS® number
X13752872

The home and its surroundings

  • Accessory Apartment
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • In-Law Suite
Want to know something that isn’t listed?
Estimated monthly cost$2,522per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    31 Stuart Avenue, St. Catharines, ON L2R 1M8

    451 - Downtown, St. Catharines · Near George and Lake

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    Sold history

    Listing history for 31 Stuart Avenue

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 31 Stuart Avenue

    Answers come straight from this home’s MLS® listing.

    How much is 31 Stuart Avenue listed for, and what would it cost each month?

    31 Stuart Avenue is listed for $548,000. With 20% down ($109,600), the mortgage payment would be roughly $2,210 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,522 a month, all in. That figure is an illustration, not a quote.

    Is 31 Stuart Avenue freehold or a condo, and is there a monthly fee?

    31 Stuart Avenue is a 1 1/2 storey in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 31 Stuart Avenue have?

    31 Stuart Avenue has 3 bedrooms and 2 bathrooms.

    Does 31 Stuart Avenue have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.

    Does 31 Stuart Avenue have a finished basement?

    The listing describes the basement as full, unfinished, separate entrance, development potential. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 31 Stuart Avenue?

    31 Stuart Avenue is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 31 Stuart Avenue, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 40 x 120 ft.

    How is 31 Stuart Avenue heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 31 Stuart Avenue?

    Property taxes are $3,740 a year (2026), or about $312 a month.

    Where is 31 Stuart Avenue?

    31 Stuart Avenue is in the 451 - Downtown community of St. Catharines. The nearest main intersection is George and Lake. The postal code is L2R 1M8.

    How long has 31 Stuart Avenue been on the market?

    31 Stuart Avenue was listed on September 8, 2026. It has been on the market for 34 days. It is an active listing (MLS® X13752872). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 31 Stuart Avenue asking?

    Similar bungalow-style homes for sale nearby right now include 159 York Street at $559,999 (3+1 bed), 116 Lowell Avenue at $499,900 (3 bed) and 192A ONTARIO Street at $459,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 31 Stuart Avenue sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 31 Stuart Avenue?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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