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For saleListed Mar 19MLS® X12899744

3 Cathcart Street, Huron-Kinloss, ON N2Z 2X6

Huron-Kinloss · Near Bell Drive · View map

$849,990
4Beds
2Baths
2000–2500Sq ft
BacksplitType
6 totalParking
FullBasement
$4,181/yrTaxes
Call / Text Will
$849,990
FreeholdNo monthly condo fee
Parking for 6Comes with the home
Lot 122 x 205 ftThe land comes with the home
Central airCool all summer
FireplaceCozy winters

About this home

Steps from Lake Huron's white sandy shoreline and legendary sunsets, this inviting backsplit is tucked into the sought-after lakeside community of Lurgan Beach. Set on a spacious and private lot with plenty of parking, the property features a new wrap-around deck, large yard for outdoor activities, fire pit area, outdoor shower with warm water, two storage sheds for beach gear, outdoor equipment and workshop with electricity. Inside, the bright open-concept kitchen, dining, and living area offers vaulted ceilings and a wall of windows, along with a cozy wood stove. The lower levels features a spacious family room with beautiful stone gas fireplace and built-ins, fourth bedroom, second bath, and laundry, while the upper level offers two bedrooms, a 4-piece bath, and a primary bedroom with patio doors leading to a Juliet balcony. Extensively updated inside and out, including flooring, bathroom remodel, natural gas fireplace and furnace, new hot water tank, Tesla 60 amp charger and freshly primed and painted throughout. Close to the boat launch, parks, tennis courts, and scenic walking trails. Many extensive updates inside and out! Whether you're searching for a private Lake Huron getaway or a property with proven income potential, this one offers the best of both worlds.

The home

Type
Backsplit
Style
Backsplit 4
Square footage
2000-2500 sq ft
Bedrooms
4
Bathrooms
2
Kitchens
1
Rooms
13
Basement
Full
Lot size
122 x 205 ft
Faces
West

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Wood

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Driveway spaces
6
Total parking
6

Taxes & other

Property taxes
$4,181/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
Bell Drive
Neighbourhood
Huron-Kinloss

More

Price per sq ft
~$378 (at 2,250 sq ft)
Listed
Mar 19, 2026 · 208 days ago
MLS® number
X12899744

The home and its surroundings

  • Sump Pump
  • Storage
  • Water Heater Owned
Want to know something that isn’t listed?
Estimated monthly cost$3,777per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    3 Cathcart Street, Huron-Kinloss, ON N2Z 2X6

    Huron-Kinloss · Near Bell Drive

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    Sold history

    Listing history for 3 Cathcart Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 3 Cathcart Street

    Answers come straight from this home’s MLS® listing.

    How much is 3 Cathcart Street listed for, and what would it cost each month?

    3 Cathcart Street is listed for $849,990. With 20% down ($169,998), the mortgage payment would be roughly $3,429 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,777 a month, all in. That figure is an illustration, not a quote.

    Is 3 Cathcart Street freehold or a condo, and is there a monthly fee?

    3 Cathcart Street is a backsplit in Huron-Kinloss. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 3 Cathcart Street have?

    3 Cathcart Street has 4 bedrooms and 2 bathrooms. The listing gives the style as backsplit 4.

    Does 3 Cathcart Street have a garage and parking?

    The listing does not show a garage. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.

    Does 3 Cathcart Street have a finished basement?

    The listing describes the basement as full.

    What style of home is 3 Cathcart Street?

    3 Cathcart Street is a backsplit. A backsplit has its levels staggered front to back: from the street it looks like a bungalow, with extra levels at the rear.

    How big is 3 Cathcart Street, and what is the lot size?

    The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 122 x 205 ft.

    How is 3 Cathcart Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 3 Cathcart Street?

    Property taxes are $4,181 a year (2026), or about $348 a month.

    Where is 3 Cathcart Street?

    3 Cathcart Street is in Huron-Kinloss. The nearest main intersection is Bell Drive. The postal code is N2Z 2X6.

    How long has 3 Cathcart Street been on the market?

    3 Cathcart Street was listed on March 19, 2026. It has been on the market for 208 days. It is an active listing (MLS® X12899744). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 3 Cathcart Street asking?

    Similar bungalow-style homes for sale nearby right now include 78 Bruce Rd 86 at $720,000 (4 bed), 206 Gregor Drive at $799,900 (3 bed) and 60 McTavish Crescent at $749,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 3 Cathcart Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 3 Cathcart Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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