3 - 1082 Cowan Park Road, Muskoka Lakes, ON P0B 1M0
Watt, Muskoka Lakes · Near Cowan Park Road/Windermere Road · View map
About this home
What a view! Enjoy full-day sunshine and a coveted south-east exposure from this charming 3-season waterfront cottage on beautiful Three Mile Lake in Utterson, set on approximately acre with 110 feet of frontage and offering classic Muskoka lakefront living in a peaceful, natural setting. This inviting property delivers the true cottage experience with excellent swimming right off the dock or sandy shore, boating and paddling across the lake, and outstanding fishing opportunities for bass and walleye, all from your own shoreline. The cottage features 2 bedrooms plus a 1 bathroom layout, along with additional sleeping accommodations in both an interior bunk-nook and a separate shed bunkie, making it ideal for hosting extended family and friends. Recent upgrades provide added comfort and value, including a brand-new dock system, upgraded electrical panel, and an on-demand hot water tank, allowing for easier extended stays throughout the season. Outdoor living is fully embraced here with a spacious waterfront deck overlooking the lake, a firepit area perfect for evening gatherings, and a floating dock system designed for swimming, lounging, and enjoying long summer days. A rare bonus is ownership of land on both sides of Cowan Park Road, offering added flexibility and privacy, while a boundary survey is available for peace of mind. With quick closing available, this property is ready for immediate enjoyment this season. Three Mile Lake is known for its clean water, quiet cottage atmosphere, and scenic, lightly developed shoreline, providing a more relaxed Muskoka experience compared to larger, busier lakes while still offering great boating and exploration. Conveniently located within easy reach of Port Carling, Bracebridge, Rosseau, and Huntsville, this property offers the perfect balance of privacy, accessibility, and authentic Muskoka cottage lifestyle.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- < 700 sq ft
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 4
- Basement
- None
- Lot size
- 110 x 306 ft
- Faces
- South
- View
- Water, Lake, Forest, Trees/Woods
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Wood
Heating & cooling
- Fireplace
- No
Garage & parking
- Driveway spaces
- 3
- Total parking
- 3
- Parking features
- Private
Taxes & other
- Property taxes
- $1,889/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- 21 Days
- Cross street
- Cowan Park Road/Windermere Road
- Neighbourhood
- Watt
More
- Listed
- Sep 10, 2026 · 32 days ago
- MLS® number
- X13769168
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The home and its surroundings
- On Demand Water Heater
- Water Heater Owned
- Lake/Pond
- Waterfront
- Wooded/Treed
- Marina
- Lake Access
- Beach
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1082 Cowan Park Road, Muskoka Lakes, ON P0B 1M0
Watt, Muskoka Lakes · Near Cowan Park Road/Windermere Road
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Listing history for 1082 Cowan Park Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 3 - 1082 Cowan Park Road
Answers come straight from this home’s MLS® listing.
How much is 3 - 1082 Cowan Park Road listed for, and what would it cost each month?
3 - 1082 Cowan Park Road is listed for $599,000. With 20% down ($119,800), the mortgage payment would be roughly $2,416 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,574 a month, all in. That figure is an illustration, not a quote.
Is 3 - 1082 Cowan Park Road freehold or a condo, and is there a monthly fee?
3 - 1082 Cowan Park Road is a bungalow in Watt, Muskoka Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 3 - 1082 Cowan Park Road have?
3 - 1082 Cowan Park Road has 2 bedrooms and 1 bathroom.
Does 3 - 1082 Cowan Park Road have a garage and parking?
The listing does not show a garage. The driveway adds 3 spaces. In total the listing counts 3 parking spaces.
Does 3 - 1082 Cowan Park Road have a finished basement?
No. The listing shows no basement for this home.
What style of home is 3 - 1082 Cowan Park Road?
3 - 1082 Cowan Park Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 3 - 1082 Cowan Park Road, and what is the lot size?
The lot is listed as 110 x 306 ft.
What are the property taxes for 3 - 1082 Cowan Park Road?
Property taxes are $1,889 a year (2025), or about $157 a month.
Where is 3 - 1082 Cowan Park Road?
3 - 1082 Cowan Park Road is in the Watt community of Muskoka Lakes. The nearest main intersection is Cowan Park Road/Windermere Road. The postal code is P0B 1M0.
How long has 3 - 1082 Cowan Park Road been on the market?
3 - 1082 Cowan Park Road was listed on September 10, 2026. It has been on the market for 32 days. It is an active listing (MLS® X13769168). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 3 - 1082 Cowan Park Road asking?
Similar bungalow-style homes for sale nearby right now include 27 Beaumont Bay Road at $599,000 (2 bed), 5 - 1117 Bert Sims Road N at $719,000 (2 bed) and 1 - 1052 Cove Road at $775,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 1082 Cowan Park Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 3 - 1082 Cowan Park Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Watt, picked by style, size and price.
Bungalow$599,00027 Beaumont Bay Road, Muskoka Lakes2 bed · 1 bath · WattCourtesy of: Bracebridge RealtyView home →
Bungalow$719,0005 - 1117 Bert Sims Road N, Muskoka Lakes2 bed · 1 bath · WattCourtesy of: CV Real EstateView home →
Bungalow$775,0001 - 1052 Cove Road, Muskoka Lakes2 bed · 2 bath · WattCourtesy of: Royal LePage Lakes Of Muskoka RealtyView home →Courtesy of: eXp Realty
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*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.