295 Fire Route 23, Havelock-Belmont-Methuen, ON K0L 1Z0
Belmont-Methuen, Havelock-Belmont-Methuen · Near Fire Route 23 South of Preston Road. · View map
About this home
| BELMONT LAKE | What's better than one cottage? TWO! This unique Belmont Lake property offers 150 feet of beautiful East-facing waterfront with two separate cottages, making it the perfect getaway for extended family, multiple generations, or hosting friends. The waterfront cottage is right at the water, with water seen from every room along the front, is a charming three-season, 2-bedroom, 1-bath retreat with a water-facing deck at the shoreline. Perched above, the winterized 3-bedroom, 1-bath cottage enjoys one of the best panoramic views on Belmont Lake and features its own water-facing deck, the perfect spot to relax with a morning coffee or unwind after a day on the lake. The waterfront is ideal for swimming, with deep, clean water off the dock, while two separate docking areas provide plenty of room for boats and water toys. Whether you're spending the day on the lake or simply taking in the expansive views, this property is all about making unforgettable memories. The property features a UV water treatment system and heated water line, while the property is serviced by 200-amp hydro. The undersides of both cottages were professionally spray-foam insulated in 2018 for added comfort and efficiency. Offered turn-key, both cottages have been exceptionally well maintained and are ready for immediate enjoyment. Located just 15 minutes from Havelock, 40 minutes from Peterborough, and under two hours from the GTA, Belmont Lake offers the perfect balance of peaceful cottage living and convenient access.This is more than a cottage property-it's a place where family and friends gather, laughter echoes across the water, and every sunrise reminds you why lake life is so special.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 2
- Rooms
- 5
- Basement
- None
- Faces
- East
- View
- Clear, Hills, Lake, Trees/Woods, Water
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Air conditioning
- Wall Unit(s)
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 2
- Total parking
- 2
- Parking features
- Private
Taxes & other
- Property taxes
- $3,038/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Immediate
- Cross street
- Fire Route 23 South of Preston Road.
- Neighbourhood
- Belmont-Methuen
More
- Price per sq ft
- ~$944 (at 900 sq ft)
- Listed
- Aug 19, 2026 · 54 days ago
- MLS® number
- X13690246
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The home and its surroundings
- Guest Accommodations
- Primary Bedroom - Main Floor
- Water Heater Owned
- Clear View
- Lake Access
- Marina
- Rolling
- Waterfront
- Deck
- Fishing
- Lighting
- Privacy
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
295 Fire Route 23 N/A, Havelock-Belmont-Methuen, ON K0L 1Z0
Belmont-Methuen, Havelock-Belmont-Methuen · Near Fire Route 23 South of Preston Road.
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Listing history for 295 Fire Route 23 N/A
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 295 Fire Route 23
Answers come straight from this home’s MLS® listing.
How much is 295 Fire Route 23 listed for, and what would it cost each month?
295 Fire Route 23 is listed for $849,900. With 20% down ($169,980), the mortgage payment would be roughly $3,428 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,681 a month, all in. That figure is an illustration, not a quote.
Is 295 Fire Route 23 freehold or a condo, and is there a monthly fee?
295 Fire Route 23 is a bungalow in Belmont-Methuen, Havelock-Belmont-Methuen. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 295 Fire Route 23 have?
295 Fire Route 23 has 3 bedrooms, plus 2 more bedrooms in the basement, and 2 bathrooms.
Does 295 Fire Route 23 have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.
Does 295 Fire Route 23 have a finished basement?
No. The listing shows no basement for this home.
What style of home is 295 Fire Route 23?
295 Fire Route 23 is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 295 Fire Route 23?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 295 Fire Route 23 heated and cooled?
Heating is baseboard (electric). Cooling is wall unit(s).
What are the property taxes for 295 Fire Route 23?
Property taxes are $3,038 a year (2025), or about $253 a month.
Where is 295 Fire Route 23?
295 Fire Route 23 is in the Belmont-Methuen community of Havelock-Belmont-Methuen. The nearest main intersection is Fire Route 23 South of Preston Road.. The postal code is K0L 1Z0.
How long has 295 Fire Route 23 been on the market?
295 Fire Route 23 was listed on August 19, 2026. It has been on the market for 54 days. It is an active listing (MLS® X13690246). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 295 Fire Route 23 asking?
Similar bungalow-style homes for sale nearby right now include 21 Fire Route 70 at $874,900 (3 bed), 40 Fire Route 33 at $978,800 (3+2 bed) and 517 2nd Line Belmont at $699,999 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 295 Fire Route 23 N/A sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 295 Fire Route 23?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Belmont-Methuen, picked by style, size and price.
Bungalow$874,90021 Fire Route 70, Havelock-Belmont-Methuen3 bed · 1 bath · Havelock-Belmont-MethuenCourtesy of: LACEBY REAL ESTATE LIMITEDView home →
Bungalow$978,80040 Fire Route 33, Havelock-Belmont-Methuen3+2 bed · 3 bath · Belmont-MethuenCourtesy of: Century 21 United Realty Inc.View home →
Bungalow$699,999517 2nd Line Belmont, Havelock-Belmont-Methuen3 bed · 2 bath · Belmont-MethuenCourtesy of: Coldwell Banker Electric RealtyView home →Courtesy of: RE/MAX HALLMARK EASTERN REALTY
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.