286 Morgan Street, Cobourg, ON K9A 0L4
Cobourg · Near Brook Rd N & Stirling Way · View map
About this home
Welcome to 286 Morgan Street - a beautifully updated bungalow designed for living well, living simply, and living fully. Nestled in a quiet residential neighbourhood just minutes from downtown Cobourg, the beach, schools, and the community centre, this home offers the perfect balance of connection and calm in Cobourg. With 1,184 sq ft of thoughtfully designed main floor living, this is the kind of space that makes everyday life easier. Large windows flood the fully bricked home with natural light, while the open concept layout creates effortless flow from kitchen to living to dining - ideal for quiet mornings with coffee or evenings spent gathered with friends. The kitchen is both stylish and functional, featuring quartz counters, upgraded cabinetry, and a premium gas range that invites you to slow down and enjoy cooking again. Luxury vinyl floors add warmth and durability, while the main floor fireplace creates a cozy focal point for relaxed nights in. The primary suite feels like a true retreat, complete with a generous walk-in closet and easy access to a well appointed bathroom. A second bedroom offers flexibility - guest room, office, or space for family - while main floor laundry with added storage keeps everything convenient and within reach. Downstairs, the finished lower level expands your lifestyle possibilities. A large open recreation space with its own fireplace offers room for movie nights, hobbies, visiting family, or a quiet escape. The additional two piece bath and large storage room ensure everything has its place. Step outside and enjoy a fully fenced backyard designed for low maintenance living. The landscaped setting, composite deck, and hot tub create a welcoming space for summer evenings, casual entertaining, or simply relaxing at the end of the day. It's a backyard that offers enjoyment without the burden of heavy upkeep - ideal for those prioritizing ease and lifestyle over yard work.
The home
- Type
- Semi-detached bungalow
- Style
- Bungalow
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 2
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 5
- Basement
- Full, Finished
- Lot size
- 30.3 x 101.7 ft
- Faces
- East
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 1
- Total parking
- 2
- Parking features
- Private
Taxes & other
- Property taxes
- $4,842/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Brook Rd N & Stirling Way
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$499 (at 1,300 sq ft)
- Listed
- Sep 9, 2026 · 33 days ago
- MLS® number
- X13760818
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The home and its surroundings
- Air Exchanger
- Primary Bedroom - Main Floor
- Beach
- Hospital
- Lake/Pond
- Park
- Rec./Commun.Centre
- School
- Deck
- Hot Tub
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
286 Morgan Street, Cobourg, ON K9A 0L4
Cobourg · Near Brook Rd N & Stirling Way
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Listing history for 286 Morgan Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 286 Morgan Street
Answers come straight from this home’s MLS® listing.
How much is 286 Morgan Street listed for, and what would it cost each month?
286 Morgan Street is listed for $649,000. With 20% down ($129,800), the mortgage payment would be roughly $2,618 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,021 a month, all in. That figure is an illustration, not a quote.
Is 286 Morgan Street freehold or a condo, and is there a monthly fee?
286 Morgan Street is a semi-detached bungalow in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 286 Morgan Street have?
286 Morgan Street has 2 bedrooms and 3 bathrooms.
Does 286 Morgan Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 1 space. In total the listing counts 2 parking spaces.
Does 286 Morgan Street have a finished basement?
The listing describes the basement as full, finished. Finished basement space is usually not counted in the square footage shown.
What style of home is 286 Morgan Street?
286 Morgan Street is a semi-detached bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 286 Morgan Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 30.3 x 101.7 ft.
How is 286 Morgan Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 286 Morgan Street?
Property taxes are $4,842 a year (2026), or about $404 a month.
Where is 286 Morgan Street?
286 Morgan Street is in Cobourg. The nearest main intersection is Brook Rd N & Stirling Way. The postal code is K9A 0L4.
How long has 286 Morgan Street been on the market?
286 Morgan Street was listed on September 9, 2026. It has been on the market for 33 days. It is an active listing (MLS® X13760818). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 286 Morgan Street asking?
Similar bungalow-style homes for sale nearby right now include 1006 ONTARIO Street at $688,000 (2 bed), 572 Shirley Street at $584,900 (2+1 bed) and 1266 Ashland Drive at $735,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 286 Morgan Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 286 Morgan Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Cobourg, picked by style, size and price.
Bungalow$688,0001006 ONTARIO Street, Cobourg2 bed · 2 bath · CobourgCourtesy of: Century 21 United Realty Inc.View home →
Bungalow$584,900572 Shirley Street, Cobourg2+1 bed · 2 bath · CobourgCourtesy of: KIC RealtyView home →
Bungalow$735,0001266 Ashland Drive, Cobourg2 bed · 2 bath · CobourgCourtesy of: Exp RealtyView home →Courtesy of: Keller Williams Energy Real Estate
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.