281 Stewart Lake Road, Georgian Bay, ON P0C 1H0
Freeman, Georgian Bay · Near High Street & Stewart Lake Rd · View map
About this home
Nestled on the tranquil shores of Stewart Lake, this charming four-bedroom cottage/home offers a seamless blend of natural beauty and refined Muskoka living. Thoughtfully designed, the bright open-concept interior is filled with natural light from expansive windows, creating a warm and inviting atmosphere throughout. The kitchen and dining area feature a stunning vaulted ceiling, a spacious centre island, and a walkout to expansive decks overlooking the lake, perfect for entertaining or relaxing in a peaceful setting. The living room showcases serene water views and a propane fireplace, while the Muskoka room provides an ideal space for reading, games, or unwinding after a day on the lake. Each bedroom is designed with comfort in mind, offering a restful retreat for family and guests alike. Outdoors, enjoy a private waterfront with a sandy, walk-in shoreline and a newly built, expansive dock, perfect for swimming, lounging, and enjoying all that lake life has to offer. The flat, usable lot enhances the overall experience and includes a private hot tub and cedar barrel sauna, creating a true lakeside escape. Additional features include a detached garage for convenient storage, along with a charming bunkie and shed, offering flexibility for guests or additional space. Adding to the property's long-term value, a new 5-bedroom septic system has just been installed, providing increased capacity and future flexibility. The property also offers excellent rental potential, with a pro-forma statement available outlining forecasted income, making this a compelling opportunity for both personal use and investment. Ideally located just minutes from the charming town of Mactier, this exceptional Stewart Lake offering presents a rare opportunity to own a refined Muskoka property with both lifestyle appeal and income upside.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 4
- Basement bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 9
- Basement
- Crawl Space, Unfinished
- Lot size
- 145 x 240 ft
- Faces
- East
- View
- Beach, Forest, Lake, Water
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Air conditioning
- Window Unit(s)
- Fireplace
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 4
- Total parking
- 6
- Parking features
- Private
Taxes & other
- Property taxes
- $3,769/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- High Street & Stewart Lake Rd
- Neighbourhood
- Freeman
More
- Price per sq ft
- ~$571 (at 1,750 sq ft)
- Listed
- Jun 3, 2026 · 131 days ago
- MLS® number
- X13237684
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The home and its surroundings
- Generator - Full
- Golf
- Waterfront
- Deck
- Hot Tub
- Privacy
- Year Round Living
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
281 Stewart Lake Road, Georgian Bay, ON P0C 1H0
Freeman, Georgian Bay · Near High Street & Stewart Lake Rd
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Listing history for 281 Stewart Lake Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 281 Stewart Lake Road
Answers come straight from this home’s MLS® listing.
How much is 281 Stewart Lake Road listed for, and what would it cost each month?
281 Stewart Lake Road is listed for $999,000. With 20% down ($199,800), the mortgage payment would be roughly $4,030 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,344 a month, all in. That figure is an illustration, not a quote.
Is 281 Stewart Lake Road freehold or a condo, and is there a monthly fee?
281 Stewart Lake Road is a bungalow in Freeman, Georgian Bay. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 281 Stewart Lake Road have?
281 Stewart Lake Road has 4 bedrooms, plus 1 more bedroom in the basement, and 1 bathroom.
Does 281 Stewart Lake Road have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.
Does 281 Stewart Lake Road have a finished basement?
The listing describes the basement as crawl space, unfinished.
What style of home is 281 Stewart Lake Road?
281 Stewart Lake Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 281 Stewart Lake Road, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 145 x 240 ft.
How is 281 Stewart Lake Road heated and cooled?
Heating is baseboard (electric). Cooling is window unit(s).
What are the property taxes for 281 Stewart Lake Road?
Property taxes are $3,769 a year (2025), or about $314 a month.
Where is 281 Stewart Lake Road?
281 Stewart Lake Road is in the Freeman community of Georgian Bay. The nearest main intersection is High Street & Stewart Lake Rd. The postal code is P0C 1H0.
How long has 281 Stewart Lake Road been on the market?
281 Stewart Lake Road was listed on June 3, 2026. It has been on the market for 131 days. It is an active listing (MLS® X13237684). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 281 Stewart Lake Road asking?
Similar bungalow-style homes for sale nearby right now include 1053 Harrison Trail at $899,000 (3+2 bed), 709 Harrison Trail at $795,000 (3 bed) and 179 Haggart Lake Road at $1,245,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 281 Stewart Lake Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 281 Stewart Lake Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Freeman, picked by style, size and price.
Bungalow$899,0001053 Harrison Trail, Georgian Bay3+2 bed · 1 bath · FreemanCourtesy of: Royal LePage Lakes Of Muskoka - Clarke Muskoka RealtyView home →
Bungalow$795,000709 Harrison Trail, Georgian Bay3 bed · 1 bath · FreemanCourtesy of: Royal LePage Lakes Of Muskoka - Clarke Muskoka RealtyView home →
Bungalow$1,245,000179 Haggart Lake Road, Georgian Bay3+1 bed · 2 bath · FreemanCourtesy of: Chestnut Park Real EstateView home →Courtesy of: CV Real Estate
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.