28 Cottage Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake · Near cottage and king street · View map
About this home
Welcome To 28 Cottage Street, A Single-Family Luxury Bungalow Located In The Heart Of Royal Albion Welcome to one of the most extraordinary homes in Niagara-on-the-Lake. This one-of-a-kind 4-bedroom, 3-bath residence by Gatta Homes showcases the timeless architectural details and exceptional craftsmanship the builder is renowned for. Offering over 4,540 sq. ft. of luxurious living space, the home features state-of-the-art smart home technology that seamlessly controls lighting, climate, audio, and security from the touch of your fingertips.Designed for the future, this remarkable home is equipped with geothermal heating and cooling, solar panels, an electric vehicle charging hookup, and a Tesla battery backup system for efficient, sustainable living. Experience unmatched comfort year-round with radiant in-floor heating throughout every level of the home, including the basement, as well as a fully heated driveway for effortless winter living.A fully equipped elevator provides convenient access to every level, including the lower level, which features 9-foot ceilings, two bedrooms, a custom wine cellar, and a spectacular 5-piece spa-inspired bathroom complete with privacy glass, a steam shower, and a sauna. Every detail has been thoughtfully curated to deliver an unparalleled lifestyle. This is a truly breathtaking home that must be experienced to be appreciated.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 2500-3000 sq ft
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 21
- Basement
- Full
- Lot size
- 18.3 x 35.1 m
- Faces
- East
- Approximate age
- New
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Stone, Stucco (Plaster)
Heating & cooling
- Heating fuel
- Ground Source
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 2
- Driveway spaces
- 4
- Total parking
- 6
Taxes & other
- Property taxes
- $11,966/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- Flexible
- Cross street
- cottage and king street
- Neighbourhood
- 101 - Town
More
- Price per sq ft
- ~$1,636 (at 2,750 sq ft)
- Listed
- Jun 25, 2026 · 109 days ago
- MLS® number
- X13490744
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The home and its surroundings
- Air Exchanger
- Auto Garage Door Remote
- Bar Fridge
- Built-In Oven
- Carpet Free
- ERV/HRV
- Generator - Partial
- Intercom
- Primary Bedroom - Main Floor
- Sauna
- Separate Heating Controls
- Solar Owned
- Steam Room
- Sump Pump
- Water Heater
- Water Heater Owned
- Water Meter
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
28 Cottage Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake · Near cottage and king street
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Listing history for 28 Cottage Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 28 Cottage Street
Answers come straight from this home’s MLS® listing.
How much is 28 Cottage Street listed for, and what would it cost each month?
28 Cottage Street is listed for $4,499,000. With 20% down ($899,800), the mortgage payment would be roughly $18,148 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $19,145 a month, all in. That figure is an illustration, not a quote.
Is 28 Cottage Street freehold or a condo, and is there a monthly fee?
28 Cottage Street is a bungalow in 101 - Town, Niagara-on-the-Lake. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 28 Cottage Street have?
28 Cottage Street has 4 bedrooms and 3 bathrooms.
Does 28 Cottage Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.
Does 28 Cottage Street have a finished basement?
The listing describes the basement as full.
What style of home is 28 Cottage Street?
28 Cottage Street is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 28 Cottage Street, and what is the lot size?
The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 18.3 x 35.1 m.
How is 28 Cottage Street heated and cooled?
Heating is (ground source). The listing does not show air conditioning.
What are the property taxes for 28 Cottage Street?
Property taxes are $11,966 a year (2025), or about $997 a month.
Where is 28 Cottage Street?
28 Cottage Street is in the 101 - Town community of Niagara-on-the-Lake. The nearest main intersection is cottage and king street. The postal code is L0S 1J0.
How long has 28 Cottage Street been on the market?
28 Cottage Street was listed on June 25, 2026. It has been on the market for 109 days. It is an active listing (MLS® X13490744). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 28 Cottage Street asking?
Similar bungalow-style homes for sale nearby right now include 455 William Street at $5,499,000 (1+4 bed) and 4 FIRELANE 4B at $4,499,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 28 Cottage Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 28 Cottage Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near 101 - Town, picked by style, size and price.
Courtesy of: REVEL Realty Inc., Brokerage
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.