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For saleListed 20 days agoMLS® X13818930

28 Cambridge Street, Cambridge, ON N1R 3R7

Cambridge · Near Cambridge St and Colborne St · View map

$555,000
2Beds
2Baths
1100–1500Sq ft
BungaloftType
3 totalParking
UnfinishedBasement
$3,218/yrTaxes
Call / Text Will
$555,000
FreeholdNo monthly condo fee
Parking for 3Comes with the home
Lot 52.1 x 79.3 ftThe land comes with the home
Central airCool all summer

About this home

Historic charm meets modern living in the heart of Galt! Step inside this beautifully transformed 1880 detached home and discover a unique blend of character, style and functionality. Thoughtfully renovated while preserving its timeless appeal, this home offers an exceptional opportunity for buyers looking for something truly different. The bright, welcoming main level features soaring ceilings, an inviting living space and a modern eat-in kitchen with stainless steel appliances and walkout to the deck and private yard-perfect for morning coffee, entertaining or enjoying summer evenings outdoors. A beautifully updated, spa-inspired bathroom with walk-in shower adds a touch of luxury to everyday living. Upstairs, the versatile loft space provides the flexibility today's buyers are looking for. Use it as a home office, creative studio, guest space, reading retreat or potential additional bedroom, depending on your needs. And the possibilities don't stop there. The property offers commercial and residential zoning, creating exciting potential for those who want to combine their home and business lifestyle, subject to buyer verification and applicable approvals. Extensive improvements were completed, including updated plumbing, electrical, furnace, ductwork, central air, insulation, framing, drywall, exterior finishes, fencing, soffits, eaves, water heater and water softener, with the deck subsequently updated as well. Located just minutes from downtown Galt, you'll have easy access to local shops, restaurants, the farmers' market, parks, trails, transit and other amenities. A distinctive home. A flexible lifestyle. A location with character. Come experience the possibilities at 28 Cambridge Street.

The home

Type
Bungaloft
Style
Bungaloft
Square footage
1100-1500 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
8
Basement
Unfinished
Lot size
52.1 x 79.3 ft
Faces
East
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Concrete Poured, Stucco (Plaster)

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Driveway spaces
3
Total parking
3
Parking features
Private

Taxes & other

Property taxes
$3,218/yr
Tax year
2025
Occupancy
Owner
Possession
Immediate
Cross street
Cambridge St and Colborne St

More

Price per sq ft
~$427 (at 1,300 sq ft)
Listed
Sep 23, 2026 · 20 days ago
MLS® number
X13818930

The home and its surroundings

  • Water Heater
  • Public Transit
  • School Bus Route
  • River/Stream
Want to know something that isn’t listed?
Estimated monthly cost$2,507per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    28 Cambridge Street, Cambridge, ON N1R 3R7

    Cambridge · Near Cambridge St and Colborne St

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    Sold history

    Listing history for 28 Cambridge Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 28 Cambridge Street

    Answers come straight from this home’s MLS® listing.

    How much is 28 Cambridge Street listed for, and what would it cost each month?

    28 Cambridge Street is listed for $555,000. With 20% down ($111,000), the mortgage payment would be roughly $2,239 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,507 a month, all in. That figure is an illustration, not a quote.

    Is 28 Cambridge Street freehold or a condo, and is there a monthly fee?

    28 Cambridge Street is a bungaloft in Cambridge. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 28 Cambridge Street have?

    28 Cambridge Street has 2 bedrooms and 2 bathrooms.

    Does 28 Cambridge Street have a garage and parking?

    The listing does not show a garage. The driveway adds 3 spaces. In total the listing counts 3 parking spaces.

    Does 28 Cambridge Street have a finished basement?

    The listing describes the basement as unfinished.

    What style of home is 28 Cambridge Street?

    28 Cambridge Street is a bungaloft. A bungaloft is a bungalow with a loft or a second-floor room above part of the main floor; the primary bedroom is usually on the main level.

    How big is 28 Cambridge Street, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 52.1 x 79.3 ft.

    How is 28 Cambridge Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 28 Cambridge Street?

    Property taxes are $3,218 a year (2025), or about $268 a month.

    Where is 28 Cambridge Street?

    28 Cambridge Street is in Cambridge. The nearest main intersection is Cambridge St and Colborne St. The postal code is N1R 3R7.

    How long has 28 Cambridge Street been on the market?

    28 Cambridge Street was listed on September 23, 2026. It has been on the market for 20 days. It is an active listing (MLS® X13818930). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 28 Cambridge Street asking?

    Similar bungalow-style homes for sale nearby right now include 8 Wauchope Avenue at $689,000 (2+2 bed), 199 1/2 Dundas Lane at $699,900 (2 bed) and 22 Pretoria Road at $549,900 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 28 Cambridge Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 28 Cambridge Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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