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For saleListed 25 days agoMLS® X13796534

23 Thomas Street, Cobourg, ON K9A 1K1

Cobourg · Near Brook Rd N/King St E · View map

$729,000
4+1Beds
2Baths
1100–1500Sq ft
SidesplitType
Attached · 1 spaceGarage
3 totalParking
FinishedBasement
$4,605/yrTaxes
Call / Text Will
$729,000
FreeholdNo monthly condo fee
Attached garage3 parking spaces in total
Finished basementExtra living space
Lot 60 x 128.1 ftThe land comes with the home
Central airCool all summer
FireplaceCozy winters

About this home

Welcome to 23 Thomas, a beautifully maintained and updated 4-bedroom, 2-bathroom side-split sitting on a 60Ft frontage lot with over 1,400 sqft of bright, functional living space in one of Cobourg's most convenient and desirable neighbourhoods. The main floor has been opened up to allow for maximum natural light and features an updated eat-in kitchen with custom island perfect for everyday dining or entertaining around. The main-level family room offers a cozy fireplace with pot lights throughout. Professional updates performed throughout; brand new roof, furnace (2022), laminate floors (2023), duct cleaning (2024), bathrooms with heated floor (2024), and open concept living/dining (2024). Off the kitchen is a walk-out to the private fenced in backyard, also with direct garage access. Basement is finished with private den/room. Retreat to private backyard with plenty of space for entertaining, gardening, or relaxing outdoors - all while living on a quiet Cul de sac. Perfectly located, this home is just minutes from schools, shopping, parks, and walking distance to downtown Cobourg, with easy access to the 401 and LAKE ONTARIO for commuting or weekend escapes.

The home

Type
Sidesplit
Style
Sidesplit 4
Square footage
1100-1500 sq ft
Bedrooms
4
Basement bedrooms
1
Bathrooms
2
Kitchens
1
Rooms
9
Basement
Finished
Lot size
60 x 128.1 ft
Faces
South

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors
Exterior
Aluminum Siding, Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
2
Total parking
3

Taxes & other

Property taxes
$4,605/yr
Tax year
2026
Occupancy
Owner
Possession
60/90 Days
Cross street
Brook Rd N/King St E
Neighbourhood
Cobourg

More

Price per sq ft
~$561 (at 1,300 sq ft)
Listed
Sep 17, 2026 · 25 days ago
MLS® number
X13796534

The home and its surroundings

  • Cul de Sac/Dead End
  • Greenbelt/Conservation
  • Park
  • Ravine
  • School
  • Deck
Want to know something that isn’t listed?
Estimated monthly cost$3,324per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    23 Thomas Street, Cobourg, ON K9A 1K1

    Cobourg · Near Brook Rd N/King St E

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    Sold history

    Listing history for 23 Thomas Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 23 Thomas Street

    Answers come straight from this home’s MLS® listing.

    How much is 23 Thomas Street listed for, and what would it cost each month?

    23 Thomas Street is listed for $729,000. With 20% down ($145,800), the mortgage payment would be roughly $2,941 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,324 a month, all in. That figure is an illustration, not a quote.

    Is 23 Thomas Street freehold or a condo, and is there a monthly fee?

    23 Thomas Street is a sidesplit in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 23 Thomas Street have?

    23 Thomas Street has 4 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms. The listing gives the style as sidesplit 4.

    Does 23 Thomas Street have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.

    Does 23 Thomas Street have a finished basement?

    The listing describes the basement as finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.

    What style of home is 23 Thomas Street?

    23 Thomas Street is a sidesplit. A sidesplit has its levels staggered side to side, with a few steps between the living area, the bedrooms and the lower level.

    How big is 23 Thomas Street, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 60 x 128.1 ft.

    How is 23 Thomas Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 23 Thomas Street?

    Property taxes are $4,605 a year (2026), or about $384 a month.

    Where is 23 Thomas Street?

    23 Thomas Street is in Cobourg. The nearest main intersection is Brook Rd N/King St E. The postal code is K9A 1K1.

    How long has 23 Thomas Street been on the market?

    23 Thomas Street was listed on September 17, 2026. It has been on the market for 25 days. It is an active listing (MLS® X13796534). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 23 Thomas Street asking?

    Similar bungalow-style homes for sale nearby right now include 257 White Street at $639,900 (4 bed), 21 Glen Watford Road at $719,000 (3+1 bed) and 2 Ravensdale Road at $699,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 23 Thomas Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 23 Thomas Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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