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For saleListed todayMLS® X14012246

229 Water Street, Cobourg, ON K9A 1R3

Cobourg · Near Darcy/Henry · View map

$425,000
2Beds
1Baths
700–1100Sq ft
BungalowType
5 totalParking
Full, Partially FinishedBasement
$4,770/yrTaxes
Call / Text Will
$425,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 5Comes with the home
Lot 59 x 165 ftThe land comes with the home
FireplaceCozy winters

About this home

Steps from Cobourg Beach | Generous Lot | Opportunity on Water Street Location, lot and potential come together in this brick bungalow just a short stroll from Cobourg Beach and close to downtown.Set on a generously sized lot with a large paved private driveway, the property offers plenty of outdoor space for gardening, entertaining or creating your own outdoor oasis. Featuring 2 bedrooms, this property is a fantastic opportunity for buyers looking to renovate and create a home tailored to their own taste and vision. The home is livable and a move-in fixer-upper, offering plenty of scope for improvement and value-add potential. Whether you're looking for an affordable entry into a sought-after neighbourhood, a renovation project, or simply a home in a terrific location with a great-sized lot, this Water Street property offers plenty of potential.Just steps to the beach, close to downtown Cobourg, and surrounded by the charm of one of Ontario's most desirable lakeside communities - bring your ideas and make this one your own!

The home

Type
Bungalow
Style
Bungalow
Square footage
700-1100 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
6
Basement
Full, Partially Finished
Lot size
59 x 165 ft
Faces
South
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Air conditioning
Wall Unit(s)
Fireplace
Yes
Central vacuum
Yes

Garage & parking

Driveway spaces
5
Total parking
5
Parking features
Private, Private Double

Taxes & other

Property taxes
$4,770/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
Darcy/Henry
Neighbourhood
Cobourg

More

Price per sq ft
~$472 (at 900 sq ft)
Listed
Oct 13, 2026 · today
MLS® number
X14012246

The home and its surroundings

  • Central Vacuum
  • Primary Bedroom - Main Floor
Want to know something that isn’t listed?
Estimated monthly cost$2,112per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    229 Water Street, Cobourg, ON K9A 1R3

    Cobourg · Near Darcy/Henry

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    Sold history

    Listing history for 229 Water Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 229 Water Street

    Answers come straight from this home’s MLS® listing.

    How much is 229 Water Street listed for, and what would it cost each month?

    229 Water Street is listed for $425,000. With 20% down ($85,000), the mortgage payment would be roughly $1,714 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,112 a month, all in. That figure is an illustration, not a quote.

    Is 229 Water Street freehold or a condo, and is there a monthly fee?

    229 Water Street is a bungalow in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 229 Water Street have?

    229 Water Street has 2 bedrooms and 1 bathroom.

    Does 229 Water Street have a garage and parking?

    The listing does not show a garage. The driveway adds 5 spaces. In total the listing counts 5 parking spaces.

    Does 229 Water Street have a finished basement?

    The listing describes the basement as full, partially finished. Finished basement space is usually not counted in the square footage shown.

    What style of home is 229 Water Street?

    229 Water Street is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 229 Water Street, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 59 x 165 ft.

    How is 229 Water Street heated and cooled?

    Heating is baseboard (electric). Cooling is wall unit(s).

    What are the property taxes for 229 Water Street?

    Property taxes are $4,770 a year (2026), or about $397 a month.

    Where is 229 Water Street?

    229 Water Street is in Cobourg. The nearest main intersection is Darcy/Henry. The postal code is K9A 1R3.

    How long has 229 Water Street been on the market?

    229 Water Street was listed on October 13, 2026. It came on the market today. It is an active listing (MLS® X14012246). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 229 Water Street asking?

    Similar bungalow-style homes for sale nearby right now include 182 Durham Street at $475,000 (2 bed), 102 - 325 Densmore Road at $490,000 (2 bed) and 1005 Field Court at $495,000 (2+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 229 Water Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 229 Water Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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