22 Montgomery Road, St. Thomas, ON N5R 1S5
St. Thomas · Near Elm St. / First Ave · View map
About this home
**LEGAL BASEMENT** Welcome to 22 Montgomery Rd, St. Thomas, an exceptional opportunity for homeowners and investors alike! This versatile property features a bright and spacious 3-bedroom, 1-bathroom main floor with an open-concept kitchen showcasing impressive vaulted ceilings, creating an inviting space for everyday living and entertaining. The fully legal basement apartment offers an additional 3 bedrooms, 1 bathroom, a full kitchen, and a generous living area, making it ideal for multi-generational living or generating rental income to help offset your mortgage. Whether you're looking to live in one unit and rent the other or expand your investment portfolio, this property delivers outstanding flexibility and value. Conveniently located close to schools, parks, shopping, restaurants, grocery stores, and all everyday amenities, with easy access to London and Highway 401, this home is perfectly situated in one of Southwestern Ontario's fastest-growing communities. Don't miss your chance to own this legal duplex offering incredible income potential and long-term value.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Rooms
- 5
- Basement
- Finished with Walk-Out
- Lot size
- 70 x 125 ft
- Faces
- South
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
- Parking features
- Available
Taxes & other
- Property taxes
- $3,082/yr
- Tax year
- 2025
- Occupancy
- Tenant
- Possession
- Flexible
- Cross street
- Elm St. / First Ave
- Neighbourhood
- St. Thomas
More
- Price per sq ft
- ~$450 (at 1,300 sq ft)
- Listed
- Sep 17, 2026 · 26 days ago
- MLS® number
- X13799106
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The home and its surroundings
- Carpet Free
- Primary Bedroom - Main Floor
- Water Meter
- Hospital
- Park
- School
- Ravine
- Rec./Commun.Centre
- Wooded/Treed
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
22 Montgomery Road, St. Thomas, ON N5R 1S5
St. Thomas · Near Elm St. / First Ave
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Listing history for 22 Montgomery Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 22 Montgomery Road
Answers come straight from this home’s MLS® listing.
How much is 22 Montgomery Road listed for, and what would it cost each month?
22 Montgomery Road is listed for $584,999. With 20% down ($117,000), the mortgage payment would be roughly $2,360 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,617 a month, all in. That figure is an illustration, not a quote.
Is 22 Montgomery Road freehold or a condo, and is there a monthly fee?
22 Montgomery Road is a bungalow in St. Thomas. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 22 Montgomery Road have?
22 Montgomery Road has 3 bedrooms, plus 3 more bedrooms in the basement, and 2 bathrooms.
Does 22 Montgomery Road have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.
Does 22 Montgomery Road have a finished basement?
The listing describes the basement as finished with walk-out. It counts 3 bedrooms on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 22 Montgomery Road?
22 Montgomery Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 22 Montgomery Road, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 70 x 125 ft.
How is 22 Montgomery Road heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 22 Montgomery Road?
Property taxes are $3,082 a year (2025), or about $257 a month.
Where is 22 Montgomery Road?
22 Montgomery Road is in St. Thomas. The nearest main intersection is Elm St. / First Ave. The postal code is N5R 1S5.
How long has 22 Montgomery Road been on the market?
22 Montgomery Road was listed on September 17, 2026. It has been on the market for 26 days. It is an active listing (MLS® X13799106). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 22 Montgomery Road asking?
Similar bungalow-style homes for sale nearby right now include 32 Sanders Court at $585,000 (3 bed), 30 Peach Tree Boulevard at $592,500 (3+1 bed) and 12 Rickwood Place at $545,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 22 Montgomery Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 22 Montgomery Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near St. Thomas, picked by style, size and price.
Semi-detached bungalow$585,00032 Sanders Court, St. Thomas3 bed · 2 bath · St. ThomasCourtesy of: ROYAL LEPAGE TRILAND REALTYView home →
Bungalow$592,50030 Peach Tree Boulevard, St. Thomas3+1 bed · 2 bath · St. ThomasCourtesy of: ELGIN REALTY LIMITEDView home →
Bungalow$545,00012 Rickwood Place, St. Thomas3 bed · 2 bath · St. ThomasCourtesy of: ELGIN REALTY LIMITEDView home →Courtesy of: RE/MAX MILLENNIUM REAL ESTATE
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.