20 Southgate Circle, Curve Lake First Nation 35, ON K0L 1R0
Curve Lake First Nation 35 · Near Southgate & Arrow Bay · View map
About this home
LIVING ON LAKE WITHOUT THE LAKEFRONT PRICE TAG! Here is your opportunity to own a 4 season home/cottage and lease of South East facing Upper Chemong Lake for under $400k. Travel Trent Severn waterway with lock free access to a chain of five lakes, you can boat, swim and fish to your heart's desire. This 3 bedroom - 1 bathroom home has been upgraded extensively over the past 10-15 years - roof, siding, furnace and AC, deck, Septic tank, just to name a few things. There is really nothing to be done here! Relax and enjoy lazy sunny afternoons with your friends and family on the large deck and take in the beautiful views of the beach and lake. The property comes with a large double garage. The land is leased through a standard 20 year Indigenous Services Canada (ISC) lease for $3500/year with increases every 5 year period, plus $2,130/year for emergency services, road maintenance and waste management. There are no property taxes. Consent and a one-time fee of $500 is required to for the transfer of the lease into the name of the new buyer. Only 30 minutes to Peterborough and 2 hours to the GTA. Here is your chance to enjoy everything that waterfront living has to offer at an affordable price! Don't miss out on this opportunity!
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 5
- Basement
- Separate Entrance, Crawl Space, Unfinished
- Lot size
- 63.9 x 126.8 ft
- Faces
- East
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 5
- Total parking
- 8
- Parking features
- Private
Taxes & other
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- TBA
- Cross street
- Southgate & Arrow Bay
More
- Price per sq ft
- ~$444 (at 900 sq ft)
- Listed
- Sep 24, 2026 · 19 days ago
- MLS® number
- X13825432
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The home and its surroundings
- Auto Garage Door Remote
- Water Heater
- Water Heater Owned
- Fishing
- Landscaped
- Porch Enclosed
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
20 Southgate Circle, Curve Lake First Nation 35, ON K0L 1R0
Curve Lake First Nation 35 · Near Southgate & Arrow Bay
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Listing history for 20 Southgate Circle
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 20 Southgate Circle
Answers come straight from this home’s MLS® listing.
How much is 20 Southgate Circle listed for, and what would it cost each month?
20 Southgate Circle is listed for $399,900. With 20% down ($79,980), the mortgage payment would be roughly $1,613 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,863 a month, all in. That figure is an illustration, not a quote.
Is 20 Southgate Circle freehold or a condo, and is there a monthly fee?
20 Southgate Circle is a bungalow in Curve Lake First Nation 35. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 20 Southgate Circle have?
20 Southgate Circle has 3 bedrooms and 1 bathroom.
Does 20 Southgate Circle have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 5 spaces. In total the listing counts 8 parking spaces.
Does 20 Southgate Circle have a finished basement?
The listing describes the basement as separate entrance, crawl space, unfinished. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 20 Southgate Circle?
20 Southgate Circle is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 20 Southgate Circle, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 63.9 x 126.8 ft.
How is 20 Southgate Circle heated and cooled?
Heating is forced air (electric). Cooling is central air.
Where is 20 Southgate Circle?
20 Southgate Circle is in Curve Lake First Nation 35. The nearest main intersection is Southgate & Arrow Bay. The postal code is K0L 1R0.
How long has 20 Southgate Circle been on the market?
20 Southgate Circle was listed on September 24, 2026. It has been on the market for 19 days. It is an active listing (MLS® X13825432). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 20 Southgate Circle asking?
Similar bungalow-style homes for sale nearby right now include 175 Rollies Point Road E at $349,900 (3+1 bed) and 2 Franklin Street at $499,900 (1+2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 20 Southgate Circle sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 20 Southgate Circle?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Curve Lake First Nation 35, picked by style, size and price.
Courtesy of: MinCom Kawartha Lakes Realty Inc.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.