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For saleListed May 19MLS® X13145546

188 Bay Street, South Bruce Peninsula, ON N0H 2T0

South Bruce Peninsula · Near south of Bay & Queen · View map

$549,900
2Beds
1Baths
700–1100Sq ft
BungalowType
Attached · 1 spaceGarage
5 totalParking
Crawl SpaceBasement
$3,524/yrTaxes
Call / Text Will
$549,900
FreeholdNo monthly condo fee
Attached garage5 parking spaces in total
Lot 132 x 132 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Not ready to commit to a forever home on the Bruce Peninsula? Start here. If you've been thinking about retiring here but aren't quite ready to make the leap, this fully winterized two-bedroom bungalow in the waterfront hamlet of Oliphant offers a chance to experience the lifestyle before committing to something larger or more expensive. Wake up to unobstructed Lake Huron views and end your day with the sunsets this shoreline is known for, all from the comfort of your own deck. Inside, nearly every major update has already been done over the past five years, including the windows, roof, soffit, eavestroughs, water system, flooring, propane fireplace, baseboards, and bathroom. There's nothing waiting on your to-do list-just move in and enjoy it. The open-concept layout, bright sunroom, updated bathroom, and 1,081 sq. ft. floor plan make the home feel comfortable without the upkeep of a larger property. Whether you're looking for weekend escapes or you're ready to spend every season here, this is an easy home to own and enjoy. Sometimes the best way to know if the Bruce Peninsula is where you want to spend your next chapter is to live here first. This four-season home gives you that opportunity in one of the area's most desirable waterfront communities. Sometimes your next chapter doesn't begin with your forever home. It begins with a property that lets you discover where you truly belong.

The home

Type
Bungalow
Style
Bungalow
Square footage
700-1100 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
7
Basement
Crawl Space
Lot size
132 x 132 ft
Faces
West
View
Skyline, Lake

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Vinyl Siding, Wood

Heating & cooling

Heating fuel
Propane
Heating type
Baseboard
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
4
Total parking
5
Parking features
Private

Taxes & other

Property taxes
$3,524/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
south of Bay & Queen
Neighbourhood
South Bruce Peninsula

More

Price per sq ft
~$611 (at 900 sq ft)
Listed
May 19, 2026 · 147 days ago
MLS® number
X13145546

The home and its surroundings

  • Patio
  • Recreational Area
  • Porch Enclosed
  • Privacy
Want to know something that isn’t listed?
Estimated monthly cost$2,512per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    188 Bay Street, South Bruce Peninsula, ON N0H 2T0

    South Bruce Peninsula · Near south of Bay & Queen

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    Sold history

    Listing history for 188 Bay Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 188 Bay Street

    Answers come straight from this home’s MLS® listing.

    How much is 188 Bay Street listed for, and what would it cost each month?

    188 Bay Street is listed for $549,900. With 20% down ($109,980), the mortgage payment would be roughly $2,218 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,512 a month, all in. That figure is an illustration, not a quote.

    Is 188 Bay Street freehold or a condo, and is there a monthly fee?

    188 Bay Street is a bungalow in South Bruce Peninsula. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 188 Bay Street have?

    188 Bay Street has 2 bedrooms and 1 bathroom.

    Does 188 Bay Street have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.

    Does 188 Bay Street have a finished basement?

    The listing describes the basement as crawl space.

    What style of home is 188 Bay Street?

    188 Bay Street is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 188 Bay Street, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 132 x 132 ft.

    How is 188 Bay Street heated and cooled?

    Heating is baseboard (propane). The listing does not show air conditioning.

    What are the property taxes for 188 Bay Street?

    Property taxes are $3,524 a year (2026), or about $294 a month.

    Where is 188 Bay Street?

    188 Bay Street is in South Bruce Peninsula. The nearest main intersection is south of Bay & Queen. The postal code is N0H 2T0.

    How long has 188 Bay Street been on the market?

    188 Bay Street was listed on May 19, 2026. It has been on the market for 147 days. It is an active listing (MLS® X13145546). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 188 Bay Street asking?

    Similar bungalow-style homes for sale nearby right now include 503 Bay Street at $449,000 (2 bed), 553 Bay Street at $529,000 (3 bed) and 48 MAPLE Drive at $629,900 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 188 Bay Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 188 Bay Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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