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For saleListed Sep 10MLS® X13768048

177 James Street, St. Catharines, ON L2R 5C4

451 - Downtown, St. Catharines · Near Lake & James · View map

$319,900
2Beds
1Baths
1100–1500Sq ft
BungalowType
3 totalParking
Unfinished, Partial BasementBasement
$7,812/yrTaxes
Call / Text Will
$319,900
FreeholdNo monthly condo fee
Parking for 3Comes with the home
Lot 37 x 100 ftThe land comes with the home

About this home

Prime Downtown Opportunity with Flexible C1 Zoning & Private Rear Parking For 3-4 Vehicles (W/Potential For More Parking Space). Highly visible detached bungalow on a 37x100ft lot in the heart of downtown St. Catharines, offering a variety of permitted commercial uses and excellent exposure for your business. Originally a 2-bedroom single-family home and later converted to a commercial office use, the property offers a unique and functional residential-style layout.The main level features a large open office/reception area, a kitchen, a full 4-piece bathroom, 2 private offices, an additional open workspace, and a convenient rear-entry laundry/mudroom area. The former residential design creates a welcoming atmosphere while providing flexibility for a range of professional, office, service, and commercial uses. Situated in a prominent downtown location with parking for 3-4 vehicles at the rear of the property, this is an excellent opportunity for business owners, investors, or professionals seeking a stand-alone commercial building with exceptional visibility and accessibility. Why lease when you can own your own commercial space and invest in your own equity? A rare opportunity to secure an affordable well-located commercial property in one of St. Catharines' most established business districts. The City of St. Catharines Requires Rezoning and/or Permits For Mixed Use or Home Based Business. *Some Photos Have Been Virtually Staged.

The home

Type
Bungalow
Style
Bungalow
Square footage
1100-1500 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
4
Basement
Unfinished, Partial Basement
Lot size
37 x 100 ft
Faces
West

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Radiant
Air conditioning
Window Unit(s)
Fireplace
No

Garage & parking

Driveway spaces
3
Total parking
3
Parking features
Private

Taxes & other

Property taxes
$7,812/yr
Tax year
2026
Occupancy
Vacant
Possession
30 Days / TBD
Cross street
Lake & James
Neighbourhood
451 - Downtown

More

Price per sq ft
~$246 (at 1,300 sq ft)
Listed
Sep 10, 2026 · 33 days ago
MLS® number
X13768048

The home and its surroundings

  • Arts Centre
  • Public Transit
  • Rec./Commun.Centre
Want to know something that isn’t listed?
Estimated monthly cost$1,941per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    177 James Street, St. Catharines, ON L2R 5C4

    451 - Downtown, St. Catharines · Near Lake & James

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    Sold history

    Listing history for 177 James Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 177 James Street

    Answers come straight from this home’s MLS® listing.

    How much is 177 James Street listed for, and what would it cost each month?

    177 James Street is listed for $319,900. With 20% down ($63,980), the mortgage payment would be roughly $1,290 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,941 a month, all in. That figure is an illustration, not a quote.

    Is 177 James Street freehold or a condo, and is there a monthly fee?

    177 James Street is a bungalow in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 177 James Street have?

    177 James Street has 2 bedrooms and 1 bathroom.

    Does 177 James Street have a garage and parking?

    The listing does not show a garage. The driveway adds 3 spaces. In total the listing counts 3 parking spaces.

    Does 177 James Street have a finished basement?

    The listing describes the basement as unfinished, partial basement.

    What style of home is 177 James Street?

    177 James Street is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 177 James Street, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 37 x 100 ft.

    How is 177 James Street heated and cooled?

    Heating is radiant (gas). Cooling is window unit(s).

    What are the property taxes for 177 James Street?

    Property taxes are $7,812 a year (2026), or about $651 a month.

    Where is 177 James Street?

    177 James Street is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Lake & James. The postal code is L2R 5C4.

    How long has 177 James Street been on the market?

    177 James Street was listed on September 10, 2026. It has been on the market for 33 days. It is an active listing (MLS® X13768048). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 177 James Street asking?

    Similar bungalow-style homes for sale nearby right now include 33 North Street at $329,000 (2 bed), 56 Welland Avenue at $335,000 (2 bed) and 105A Welland Avenue at $299,990 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 177 James Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 177 James Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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