15 - 1021 Spruce Trail, Frontenac, ON K0H 1B0
45 - Frontenac Centre, Frontenac · Near Teal Trail & Garrison Lake Road · View map
About this home
Year-Round Home or Cottage with Private Lake Access to Garrison Lake! Welcome to your affordable escape in the heart of cottage country. This 2-bedroom, 1-bathroom home offers year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and set on a generously sized lot, this property features a spacious living room, a functional kitchen, a sunroom, an unfinished basement, a shed for your tools and toys, and a large wraparound deck that's perfect for relaxing or entertaining. The home is heated with propane, with the current owners enjoying comfortable year-round living. While the property could benefit from some TLC and updating, it presents an excellent opportunity to add value and make it your own. Whether you're looking for a family cottage, retirement getaway, or affordable home near the water, the potential here is undeniable. retirement getaway, or affordable home near the water, the potential here is undeniable. As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared amenities, including a newer shower house, washroom facilities, private beach, boat launch, and recreational common areas. The condominium consists of individually owned properties surrounded by jointly owned common spaces for the enjoyment of all residents. Enjoy swimming, boating, fishing, and all the benefits of lake life without the expense of waterfront boating, fishing, and all the benefits of lake life without the expense of waterfront ownership. Annual condominium fees are $750. A rare opportunity to own an affordable property moments away from the lake! Bring your vision and start making memories at Garrison Lake.
The home
- Type
- Condo bungalow
- Style
- Bungalow
- Square footage
- 1000-1199 sq ft
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 7
- Basement
- Partial Basement
- Faces
- South East
- Level
- 1
- View
- Garden, Trees/Woods
Ownership & fees
- Ownership
- Condominium
- Maintenance fee
- $62.50/mo
- Fee includes
- Common Elements
- Complex
- 70 70
- Property management
- SELF-MANAGED
- Pets
- Allowed, with restrictions
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Propane
- Heating type
- Forced Air
- Fireplace
- Yes
Garage & parking
- Total parking
- 4
Taxes & other
- Property taxes
- $1,779/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- 30 DAYS
- Cross street
- Teal Trail & Garrison Lake Road
- Neighbourhood
- 45 - Frontenac Centre
More
- Price per sq ft
- ~$282 (at 1,100 sq ft)
- Listed
- Jun 26, 2026 · 108 days ago
- MLS® number
- X13492976
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The home and its surroundings
- Propane Tank
- Water Heater Owned
- Beach
- Campground
- Golf
- Lake Access
- Library
- Park
- Deck
- Privacy
- Year Round Living
Included in the maintenance fee
- Common Elements
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1021 Spruce Trail, Frontenac, ON K0H 1B0
45 - Frontenac Centre, Frontenac · Near Teal Trail & Garrison Lake Road
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Listing history for 1021 Spruce Trail
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 15 - 1021 Spruce Trail
Answers come straight from this home’s MLS® listing.
How much is 15 - 1021 Spruce Trail listed for, and what would it cost each month?
15 - 1021 Spruce Trail is listed for $310,000. With 20% down ($62,000), the mortgage payment would be roughly $1,250 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $1,461 a month, all in. That figure is an illustration, not a quote.
Is 15 - 1021 Spruce Trail freehold or a condo, and is there a monthly fee?
15 - 1021 Spruce Trail is a condo bungalow in 45 - Frontenac Centre, Frontenac. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $62.50 a month. The listing says it covers common elements. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 15 - 1021 Spruce Trail have?
15 - 1021 Spruce Trail has 2 bedrooms and 1 bathroom.
Does 15 - 1021 Spruce Trail have a garage and parking?
The listing does not show a garage. In total the listing counts 4 parking spaces.
Does 15 - 1021 Spruce Trail have a finished basement?
The listing describes the basement as partial basement.
What style of home is 15 - 1021 Spruce Trail?
15 - 1021 Spruce Trail is a condo bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 15 - 1021 Spruce Trail?
The listing puts the home between 1,000 and 1,199 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 15 - 1021 Spruce Trail heated and cooled?
Heating is forced air (propane). The listing does not show air conditioning.
What are the property taxes for 15 - 1021 Spruce Trail?
Property taxes are $1,779 a year (2026), or about $148 a month.
Are pets allowed at 15 - 1021 Spruce Trail?
Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.
Where is 15 - 1021 Spruce Trail?
15 - 1021 Spruce Trail is in the 45 - Frontenac Centre community of Frontenac. The nearest main intersection is Teal Trail & Garrison Lake Road. The postal code is K0H 1B0.
How long has 15 - 1021 Spruce Trail been on the market?
15 - 1021 Spruce Trail was listed on June 26, 2026. It has been on the market for 108 days. It is an active listing (MLS® X13492976). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 15 - 1021 Spruce Trail asking?
Similar bungalow-style homes for sale nearby right now include 1020 Kellar Road at $300,000 (2+1 bed), 1039 Big Bay Road N at $279,900 (2 bed) and 1036A Twin Lake Lane at $349,500 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 1021 Spruce Trail sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 15 - 1021 Spruce Trail?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near 45 - Frontenac Centre, picked by style, size and price.
Bungalow$300,0001020 Kellar Road, Frontenac2+1 bed · 1 bath · 45 - Frontenac CentreCourtesy of: RE/MAX HALLMARK JENNA & CO. GROUP REALTYView home →
Bungalow$279,9001039 Big Bay Road N, Frontenac2 bed · 1 bath · 45 - Frontenac CentreCourtesy of: CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGEView home →
Bungalow$349,5001036A Twin Lake Lane, Frontenac2 bed · 1 bath · 45 - Frontenac CentreCourtesy of: CENTURY 21 HERITAGE GROUP LTD., BROKERAGEView home →Courtesy of: ROYAL HERITAGE REALTY LTD.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.