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For saleListed 20 days agoMLS® X13820300

120 Union Street S, Cambridge, ON N3H 2H1

Cambridge · Near Queenston St & Union St · View map

$550,000
3Beds
1Baths
700–1100Sq ft
BungalowType
3 totalParking
$3,593/yrTaxes
Call / Text Will
$550,000
FreeholdNo monthly condo fee
Parking for 3Comes with the home
Lot 55 x 72.3 ftThe land comes with the home
Central airCool all summer

About this home

Welcome to this charming 1,000 sq ft bungalow that perfectly blends quality craftsmanship with modern comfort! Showing AAA pride of ownership, this bright and airy home features large principal rooms filled with natural light, a beautiful bay window, updated light fixtures, and classic oak trim and cabinetry. The well-appointed kitchen seamlessly connects to the dining area, where a sliding door leads to a private deck overlooking a beautifully landscaped backyard with a large shed. The main floor offers 3 generously sized bedrooms and a 4-piece bath. Adding incredible value and potential, the basement is partially finished (insulated and framed) with a 3-piece rough-in, plus separate side and rear entrances-ideal for a future in-law suite or secondary unit. Complete with parking for up to 3 vehicles and an unbeatable location close to schools, shopping, amenities, and Hwy #8 & 401. An exceptional opportunity for buyers, families, and investors alike-schedule your private viewing today!

The home

Type
Bungalow
Style
Bungalow
Square footage
700-1100 sq ft
Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
8
Basement
None
Lot size
55 x 72.3 ft
Faces
North

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No
Central vacuum
Yes

Garage & parking

Driveway spaces
3
Total parking
3

Taxes & other

Property taxes
$3,593/yr
Tax year
2025
Occupancy
Tenant
Possession
Flexible
Cross street
Queenston St & Union St

More

Price per sq ft
~$611 (at 900 sq ft)
Listed
Sep 23, 2026 · 20 days ago
MLS® number
X13820300

The home and its surroundings

  • Carpet Free
  • Central Vacuum
  • Water Heater
  • Water Meter
Want to know something that isn’t listed?
Estimated monthly cost$2,518per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    120 Union Street, Cambridge, ON N3H 2H1

    Cambridge · Near Queenston St & Union St

    Get directionsWhat’s nearby

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    Sold history

    Listing history for 120 Union Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 120 Union Street S

    Answers come straight from this home’s MLS® listing.

    How much is 120 Union Street S listed for, and what would it cost each month?

    120 Union Street S is listed for $550,000. With 20% down ($110,000), the mortgage payment would be roughly $2,219 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,518 a month, all in. That figure is an illustration, not a quote.

    Is 120 Union Street S freehold or a condo, and is there a monthly fee?

    120 Union Street S is a bungalow in Cambridge. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 120 Union Street S have?

    120 Union Street S has 3 bedrooms and 1 bathroom.

    Does 120 Union Street S have a garage and parking?

    The listing does not show a garage. The driveway adds 3 spaces. In total the listing counts 3 parking spaces.

    Does 120 Union Street S have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 120 Union Street S?

    120 Union Street S is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 120 Union Street S, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 55 x 72.3 ft.

    How is 120 Union Street S heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 120 Union Street S?

    Property taxes are $3,593 a year (2025), or about $299 a month.

    Where is 120 Union Street S?

    120 Union Street S is in Cambridge. The nearest main intersection is Queenston St & Union St. The postal code is N3H 2H1.

    How long has 120 Union Street S been on the market?

    120 Union Street S was listed on September 23, 2026. It has been on the market for 20 days. It is an active listing (MLS® X13820300). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 120 Union Street S asking?

    Similar bungalow-style homes for sale nearby right now include 22 Pretoria Road at $549,900 (3+1 bed), 20 Gail Street at $575,000 (3 bed) and 246 Hillcrest Road at $599,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 120 Union Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 120 Union Street S?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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